[WSBARP] WSBARP Digest, Vol 82, Issue 17

Craig Gourley craig at glgmail.com
Wed Jul 14 23:05:21 PDT 2021


Thank you to all for the aerial photo sources! I will save the info this time in its own folder.

Sent from my Verizon, Samsung Galaxy smartphone
Get Outlook for Android<https://aka.ms/ghei36>

________________________________
From: wsbarp-bounces at lists.wsbarppt.com <wsbarp-bounces at lists.wsbarppt.com> on behalf of STEPHEN WHITEHOUSE <swhite8893 at aol.com>
Sent: Wednesday, July 14, 2021 6:12:58 PM
To: wsbarp at lists.wsbarppt.com <wsbarp at lists.wsbarppt.com>
Subject: Re: [WSBARP] WSBARP Digest, Vol 82, Issue 17

Craig,
      If it is salt waterfront, the DOE Coastal Zone Atlas. DNR and DOT have a number going back to the mid 60’s. You access them through Terry Curtis at DNR. I have his contact information if you want to call. Google has some. I don’t have the details but Terry Curtis can access. There is also a series from the US Department of Agraculture from the mid-50’s.

Steve Whitehouse

Sent from my iPad

> On Jul 14, 2021, at 6:42 PM, wsbarp-request at lists.wsbarppt.com wrote:
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> Today's Topics:
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>   1. Re: New Division III Published Opinions (Ann Marshall)
>   2. Aerial photos (Craig Gourley)
>   3. Re: Aerial photos (scott at scottgthomaslaw.com)
>
>
> ----------------------------------------------------------------------
>
> Message: 1
> Date: Wed, 14 Jul 2021 19:21:50 +0000
> From: Ann Marshall <AMarshall at jamsadr.com>
> To: WSBA Real Property Listserv <wsbarp at lists.wsbarppt.com>
> Subject: Re: [WSBARP] New Division III Published Opinions
> Message-ID:
>    <MW3PR18MB3484BE3D2556AB92D64B81C1B2139 at MW3PR18MB3484.namprd18.prod.outlook.com>
>
> Content-Type: text/plain; charset="windows-1252"
>
> Hi Rod:
>
> This was my takeaway. The court discussed a Texas case where the waiver or delay in accrual of the statute of limitations was for a "specific and reasonable time"?namely, a pre-determined length. In the Texas case, a 4-year statute replaced a 2-year statute by agreement, and that was enforceable. And then after discussing that, the court in Gunzel also said the below (which I admittedly find a bit more difficult to summarize!):
>
>
> We might uphold the contractual modification if it read that the limitation period for any suit to enforce the obligation on the guaranty shall not commence to run until the last payment on the debt or guaranty made by the lender or the guarantor. As already analyzed, this latter language is not in the form of a waiver. Oregon law generally upholds a contract change to the statute of limitations. Thus, our ruling may promote form over substance, because the same result follows from our hypothetical language as from the actual language in the guaranty.
>
>
>
>
>
>
>
> [cid:image005.png at 01D46634.8C1313A0]
>
> Ann T. Marshall, Esq.
> Mediator/Arbitrator
>
>
>
> JAMS - Local Solutions. Global Reach.TM
>
> 1420 Fifth Ave. | #1650 | Seattle, WA  98101
>
> Cell/Text: 206.619.8043
>
> Office: 206.292.0441
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> E-mail: amarshall at jamsadr.com
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> www.jamsadr.com<https://www.jamsadr.com/marshall/>
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>
> ________________________________
> From: wsbarp-bounces at lists.wsbarppt.com <wsbarp-bounces at lists.wsbarppt.com> on behalf of Rod Harmon <rodharmon at msn.com>
> Sent: Wednesday, July 14, 2021 10:04 AM
> To: WSBA Real Property Listserv <wsbarp at lists.wsbarppt.com>
> Subject: Re: [WSBARP] New Division III Published Opinions
>
>
> Makes me curious as to how the court suggested the waiver could have been written so as to be enforceable.
>
>
>
> Rod Harmon
>
>
>
> RODNEY T. HARMON
>
>       Attorney at Law
>
>         P.O. Box 1066
>
>      Bothell, WA   98041
>
>     Tel:   (425) 402-7800
>
>     Fax:  (425) 458-9096
>
>    www.rodharmon.com<http://www.rodharmon.com>
>
>   rodharmon at msn.com<mailto:rodharmon at msn.com>
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>
>
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>
>
>
>
>
> From: wsbarp-bounces at lists.wsbarppt.com On Behalf Of Ann Marshall
> Sent: Tuesday, July 13, 2021 12:23 PM
> To: wsbarp at LISTS.WSBARPPT.COM
> Subject: Re: [WSBARP] New Division III Published Opinions
>
>
>
> Hi Cat, and All:
>
>
>
> I wrote a summary of that case?here it is in case it's helpful to anyone:
>
>
>
> Umpqua Bank v. Gunzel, No. 37400-9-III, 2021 WL 1134956 (Wash. Ct. App. Mar. 25, 2021)
>
>
>
> Applying Oregon law, the court held that a claim against the guarantor of a commercial loan was barred by the statute of limitations. The court held that the statute of limitations commenced on the first default by the borrower and, unlike the statute of limitations for the promissory note itself, was not extended by periodic payments on the obligation that were made after the first default.
>
>
>
> FACTS: Cornerstone, a corporation, obtained a loan from Umpqua. Mr. Gunzel, the president and owner of Cornerstone, guaranteed the loan and signed a guaranty. The maturity date passed, and the note was not paid in full. The corporation dissolved, but some partial payments continued for approximately 4 years after the maturity date. Umpqua brought suit on the guaranty 9 years after the maturity date/first default passed. The guaranty provided that Oregon law governed.
>
>
>
> ANALYSIS: Oregon has a 6-year statute of limitations for breach of contract. Another statute provides that the limitation period on a debt owed does not commence until the last payment made by the borrower. The court stated that the accrual date on the statute of limitations on the promissory note versus the guaranty are different. The court discussed that a guarantor's liability generally arises at the time of the default of the borrower on the obligations which the guaranty covers. The court further stated that it is the majority, if not universal, rule that a payment by a principal debtor will not toll the statute of limitations as to a guarantor.
>
>
>
> The guaranty provided the statute of limitations was waived in the event that ?there was an outstanding Indebtedness not barred by any applicable statute of limitations.? The court noted that, as a general proposition, parties can agree to a statute of limitations different from that provided by statute, but whether to enforce the waiver turns on Oregon public policy. In analyzing public policy, the court, along with a discussion of the general rule in other jurisdictions, relied upon an Oregon supreme court case from 1886 that analogized a waiver of the statute of limitations to an agreement forgoing the defense of usury. As written, the court held the partial waiver of the protection of the statute of limitations was unenforceable. The court also discussed alternative language that would result in expanding the time to enforce the guaranty to match the enforceability of the promissory note. The court also awarded attorney?s fees and costs to Gunzel.
>
>
>
>
>
>
>
>
>
> [cid:image001.png at 01D5C70D.13C5A580]
>
> Ann T. Marshall, Esq.
> Mediator/Arbitrator
>
>
>
> JAMS - Local Solutions. Global Reach.TM
>
> 1420 Fifth Ave. | #1650 | Seattle, WA  98101
>
> Cell/Text: 206.619.8043
>
> Office: 206.292.0441
>
> E-mail: amarshall at jamsadr.com<mailto:amarshall at jamsadr.com>
>
> www.jamsadr.com<https://na01.safelinks.protection.outlook.com/?url=https%3A%2F%2Fwww.jamsadr.com%2Fmarshall%2F&data=04%7C01%7C%7Cfa489a30029644a771a808d94634784c%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637618013436317559%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C1000&sdata=NlJLz7aYKWH1lWiqVEoBwXBf9PcaQrx0Pn%2F6UuyLnfY%3D&reserved=0>
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>
>
> ________________________________
>
> From: wsbarp-bounces at lists.wsbarppt.com<mailto:wsbarp-bounces at lists.wsbarppt.com> <wsbarp-bounces at lists.wsbarppt.com<mailto:wsbarp-bounces at lists.wsbarppt.com>> on behalf of Catherine Clark <Cat at loccc.com<mailto:Cat at loccc.com>>
> Sent: Tuesday, July 13, 2021 11:05 AM
> To: wsbarp at LISTS.WSBARPPT.COM<mailto:wsbarp at LISTS.WSBARPPT.COM> <wsbarp at lists.wsbarppt.com<mailto:wsbarp at lists.wsbarppt.com>>
> Subject: [WSBARP] FW: New Division III Published Opinions
>
>
>
> All:
>
> This is an interesting case on statutes of limitation and defaults on loans under Oregon law and suit on the personal guarantee.
>
> Mar. 25, 2021 - 37400-9 - Umpqua Bank v. Charles A. Gunzel III, et al
> https://www.courts.wa.gov/opinions/?fa=opinions.disp&filename=374009MAJ<https://na01.safelinks.protection.outlook.com/?url=https%3A%2F%2Fwww.courts.wa.gov%2Fopinions%2F%3Ffa%3Dopinions.disp%26filename%3D374009MAJ&data=04%7C01%7C%7Cfa489a30029644a771a808d94634784c%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637618013436317559%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C1000&sdata=kg9StBw3o9hm2Ndboj0OvhVgP0N8pX3lDMlwhm0nnz4%3D&reserved=0>
>
> Catherine ?Cat? Clark
> Law Office of Catherine C. Clark PLLC
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> -----Original Message-----
> From: COA DIV III Published Opinions - Self Subscribe <COADIVIIIPUBLISHEDOPINIONS at LISTSERV.COURTS.WA.GOV<mailto:COADIVIIIPUBLISHEDOPINIONS at LISTSERV.COURTS.WA.GOV>> On Behalf Of Court Notifications
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> Subject: New Division III Published Opinions
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> Washington Courts Opinion Notification Email
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> ---------------------------------------------------
> New Division III Published Opinions as of Tuesday, July 13
>
> Mar. 25, 2021 - 37400-9 - Umpqua Bank v. Charles A. Gunzel III, et al
> https://www.courts.wa.gov/opinions/?fa=opinions.disp&filename=374009MAJ<https://na01.safelinks.protection.outlook.com/?url=https%3A%2F%2Fwww.courts.wa.gov%2Fopinions%2F%3Ffa%3Dopinions.disp%26filename%3D374009MAJ&data=04%7C01%7C%7Cfa489a30029644a771a808d94634784c%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637618013436327512%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C1000&sdata=LBDvOXPnZS1jjNiJyrmqHRqI3XaDEQTZL2ZbXtohwH0%3D&reserved=0>
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> ------------------------------
>
> Message: 2
> Date: Wed, 14 Jul 2021 21:42:14 +0000
> From: Craig Gourley <craig at glgmail.com>
> To: WSBA Real Property Listserv <wsbarp at lists.wsbarppt.com>
> Subject: [WSBARP] Aerial photos
> Message-ID:
>    <MW3PR12MB4362671EB5AE6F7E82364E79AE139 at MW3PR12MB4362.namprd12.prod.outlook.com>
>
> Content-Type: text/plain; charset="us-ascii"
>
> Listmates, I know this has been discussed before but I can't locate the discussion. Other than the county what is a good source for old aerial photos?  Thanks, Craig
>
> GOURLEY LAW GROUP
> THE EXCHANGE CONNECTION
> SNOHOMISH ESCROW
> P.O. Box 1091
> Snohomish, WA 98291
> PH:  (360) 568-5065 (800) 291-8401
> Fax: (360) 568-8092
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> CONFIDENTIALITY NOTICE: This electronic mail transmission may contain legally privileged, confidential information belonging to the sender. The information is intended only for the use of the individual or entity named above. If you are not the intended recipient, you are hereby notified that any disclosure, copying, distribution or taking any action based on the contents of this electronic mail is strictly prohibited. If you have received this electronic mail in error, please contact sender and delete all copies.
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> ------------------------------
>
> Message: 3
> Date: Wed, 14 Jul 2021 18:41:18 -0700
> From: <scott at scottgthomaslaw.com>
> To: "'WSBA Real Property Listserv'" <wsbarp at lists.wsbarppt.com>
> Subject: Re: [WSBARP] Aerial photos
> Message-ID: <005101d7791a$82756040$876020c0$@scottgthomaslaw.com>
> Content-Type: text/plain; charset="us-ascii"
>
> I seem to have saved several of those tips.
>
>
>
> From: wsbarp-bounces at lists.wsbarppt.com <wsbarp-bounces at lists.wsbarppt.com>
> On Behalf Of Craig Gourley
> Sent: Wednesday, July 14, 2021 2:42 PM
> To: WSBA Real Property Listserv <wsbarp at lists.wsbarppt.com>
> Subject: [WSBARP] Aerial photos
>
>
>
> Listmates, I know this has been discussed before but I can't locate the
> discussion. Other than the county what is a good source for old aerial
> photos?  Thanks, Craig
>
>
>
> GOURLEY LAW GROUP
>
> THE EXCHANGE CONNECTION
>
> SNOHOMISH ESCROW
>
> P.O. Box 1091
>
> Snohomish, WA 98291
>
> PH:  (360) 568-5065 (800) 291-8401
>
> Fax: (360) 568-8092
>
>
>
> CONFIDENTIALITY NOTICE: This electronic mail transmission may contain
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> End of WSBARP Digest, Vol 82, Issue 17
> **************************************



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