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Thank you to all for the aerial photo sources! I will save the info this time in its own folder.
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<div id="divRplyFwdMsg" dir="ltr"><font face="Calibri, sans-serif" style="font-size:11pt" color="#000000"><b>From:</b> wsbarp-bounces@lists.wsbarppt.com <wsbarp-bounces@lists.wsbarppt.com> on behalf of STEPHEN WHITEHOUSE <swhite8893@aol.com><br>
<b>Sent:</b> Wednesday, July 14, 2021 6:12:58 PM<br>
<b>To:</b> wsbarp@lists.wsbarppt.com <wsbarp@lists.wsbarppt.com><br>
<b>Subject:</b> Re: [WSBARP] WSBARP Digest, Vol 82, Issue 17</font>
<div> </div>
</div>
<div class="BodyFragment"><font size="2"><span style="font-size:11pt;">
<div class="PlainText">Craig,<br>
If it is salt waterfront, the DOE Coastal Zone Atlas. DNR and DOT have a number going back to the mid 60’s. You access them through Terry Curtis at DNR. I have his contact information if you want to call. Google has some. I don’t have the details but
Terry Curtis can access. There is also a series from the US Department of Agraculture from the mid-50’s.<br>
<br>
Steve Whitehouse<br>
<br>
Sent from my iPad<br>
<br>
> On Jul 14, 2021, at 6:42 PM, wsbarp-request@lists.wsbarppt.com wrote:<br>
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> Today's Topics:<br>
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> 1. Re: New Division III Published Opinions (Ann Marshall)<br>
> 2. Aerial photos (Craig Gourley)<br>
> 3. Re: Aerial photos (scott@scottgthomaslaw.com)<br>
> <br>
> <br>
> ----------------------------------------------------------------------<br>
> <br>
> Message: 1<br>
> Date: Wed, 14 Jul 2021 19:21:50 +0000<br>
> From: Ann Marshall <AMarshall@jamsadr.com><br>
> To: WSBA Real Property Listserv <wsbarp@lists.wsbarppt.com><br>
> Subject: Re: [WSBARP] New Division III Published Opinions<br>
> Message-ID:<br>
> <MW3PR18MB3484BE3D2556AB92D64B81C1B2139@MW3PR18MB3484.namprd18.prod.outlook.com><br>
> <br>
> Content-Type: text/plain; charset="windows-1252"<br>
> <br>
> Hi Rod:<br>
> <br>
> This was my takeaway. The court discussed a Texas case where the waiver or delay in accrual of the statute of limitations was for a "specific and reasonable time"?namely, a pre-determined length. In the Texas case, a 4-year statute replaced a 2-year statute
by agreement, and that was enforceable. And then after discussing that, the court in Gunzel also said the below (which I admittedly find a bit more difficult to summarize!):<br>
> <br>
> <br>
> We might uphold the contractual modification if it read that the limitation period for any suit to enforce the obligation on the guaranty shall not commence to run until the last payment on the debt or guaranty made by the lender or the guarantor. As already
analyzed, this latter language is not in the form of a waiver. Oregon law generally upholds a contract change to the statute of limitations. Thus, our ruling may promote form over substance, because the same result follows from our hypothetical language as
from the actual language in the guaranty.<br>
> <br>
> <br>
> <br>
> <br>
> <br>
> <br>
> <br>
> [cid:image005.png@01D46634.8C1313A0]<br>
> <br>
> Ann T. Marshall, Esq.<br>
> Mediator/Arbitrator<br>
> <br>
> <br>
> <br>
> JAMS - Local Solutions. Global Reach.TM<br>
> <br>
> 1420 Fifth Ave. | #1650 | Seattle, WA 98101<br>
> <br>
> Cell/Text: 206.619.8043<br>
> <br>
> Office: 206.292.0441<br>
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> E-mail: amarshall@jamsadr.com<br>
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> www.jamsadr.com<<a href="https://www.jamsadr.com/marshall/">https://www.jamsadr.com/marshall/</a>><br>
> <br>
> <br>
> ________________________________<br>
> From: wsbarp-bounces@lists.wsbarppt.com <wsbarp-bounces@lists.wsbarppt.com> on behalf of Rod Harmon <rodharmon@msn.com><br>
> Sent: Wednesday, July 14, 2021 10:04 AM<br>
> To: WSBA Real Property Listserv <wsbarp@lists.wsbarppt.com><br>
> Subject: Re: [WSBARP] New Division III Published Opinions<br>
> <br>
> <br>
> Makes me curious as to how the court suggested the waiver could have been written so as to be enforceable.<br>
> <br>
> <br>
> <br>
> Rod Harmon<br>
> <br>
> <br>
> <br>
> RODNEY T. HARMON<br>
> <br>
> Attorney at Law<br>
> <br>
> P.O. Box 1066<br>
> <br>
> Bothell, WA 98041<br>
> <br>
> Tel: (425) 402-7800<br>
> <br>
> Fax: (425) 458-9096<br>
> <br>
> www.rodharmon.com<<a href="http://www.rodharmon.com">http://www.rodharmon.com</a>><br>
> <br>
> rodharmon@msn.com<<a href="mailto:rodharmon@msn.com">mailto:rodharmon@msn.com</a>><br>
> <br>
> <br>
> <br>
> <br>
> <br>
> <br>
> <br>
> <br>
> <br>
> From: wsbarp-bounces@lists.wsbarppt.com On Behalf Of Ann Marshall<br>
> Sent: Tuesday, July 13, 2021 12:23 PM<br>
> To: wsbarp@LISTS.WSBARPPT.COM<br>
> Subject: Re: [WSBARP] New Division III Published Opinions<br>
> <br>
> <br>
> <br>
> Hi Cat, and All:<br>
> <br>
> <br>
> <br>
> I wrote a summary of that case?here it is in case it's helpful to anyone:<br>
> <br>
> <br>
> <br>
> Umpqua Bank v. Gunzel, No. 37400-9-III, 2021 WL 1134956 (Wash. Ct. App. Mar. 25, 2021)<br>
> <br>
> <br>
> <br>
> Applying Oregon law, the court held that a claim against the guarantor of a commercial loan was barred by the statute of limitations. The court held that the statute of limitations commenced on the first default by the borrower and, unlike the statute of
limitations for the promissory note itself, was not extended by periodic payments on the obligation that were made after the first default.<br>
> <br>
> <br>
> <br>
> FACTS: Cornerstone, a corporation, obtained a loan from Umpqua. Mr. Gunzel, the president and owner of Cornerstone, guaranteed the loan and signed a guaranty. The maturity date passed, and the note was not paid in full. The corporation dissolved, but some
partial payments continued for approximately 4 years after the maturity date. Umpqua brought suit on the guaranty 9 years after the maturity date/first default passed. The guaranty provided that Oregon law governed.<br>
> <br>
> <br>
> <br>
> ANALYSIS: Oregon has a 6-year statute of limitations for breach of contract. Another statute provides that the limitation period on a debt owed does not commence until the last payment made by the borrower. The court stated that the accrual date on the statute
of limitations on the promissory note versus the guaranty are different. The court discussed that a guarantor's liability generally arises at the time of the default of the borrower on the obligations which the guaranty covers. The court further stated that
it is the majority, if not universal, rule that a payment by a principal debtor will not toll the statute of limitations as to a guarantor.<br>
> <br>
> <br>
> <br>
> The guaranty provided the statute of limitations was waived in the event that ?there was an outstanding Indebtedness not barred by any applicable statute of limitations.? The court noted that, as a general proposition, parties can agree to a statute of limitations
different from that provided by statute, but whether to enforce the waiver turns on Oregon public policy. In analyzing public policy, the court, along with a discussion of the general rule in other jurisdictions, relied upon an Oregon supreme court case from
1886 that analogized a waiver of the statute of limitations to an agreement forgoing the defense of usury. As written, the court held the partial waiver of the protection of the statute of limitations was unenforceable. The court also discussed alternative
language that would result in expanding the time to enforce the guaranty to match the enforceability of the promissory note. The court also awarded attorney?s fees and costs to Gunzel.<br>
> <br>
> <br>
> <br>
> <br>
> <br>
> <br>
> <br>
> <br>
> <br>
> [cid:image001.png@01D5C70D.13C5A580]<br>
> <br>
> Ann T. Marshall, Esq.<br>
> Mediator/Arbitrator<br>
> <br>
> <br>
> <br>
> JAMS - Local Solutions. Global Reach.TM<br>
> <br>
> 1420 Fifth Ave. | #1650 | Seattle, WA 98101<br>
> <br>
> Cell/Text: 206.619.8043<br>
> <br>
> Office: 206.292.0441<br>
> <br>
> E-mail: amarshall@jamsadr.com<mailto:amarshall@jamsadr.com><br>
> <br>
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> <br>
> <br>
> <br>
> <br>
> <br>
> ________________________________<br>
> <br>
> From: wsbarp-bounces@lists.wsbarppt.com<mailto:wsbarp-bounces@lists.wsbarppt.com> <wsbarp-bounces@lists.wsbarppt.com<mailto:wsbarp-bounces@lists.wsbarppt.com>> on behalf of Catherine Clark <Cat@loccc.com<mailto:Cat@loccc.com>><br>
> Sent: Tuesday, July 13, 2021 11:05 AM<br>
> To: wsbarp@LISTS.WSBARPPT.COM<mailto:wsbarp@LISTS.WSBARPPT.COM> <wsbarp@lists.wsbarppt.com<mailto:wsbarp@lists.wsbarppt.com>><br>
> Subject: [WSBARP] FW: New Division III Published Opinions<br>
> <br>
> <br>
> <br>
> All:<br>
> <br>
> This is an interesting case on statutes of limitation and defaults on loans under Oregon law and suit on the personal guarantee.<br>
> <br>
> Mar. 25, 2021 - 37400-9 - Umpqua Bank v. Charles A. Gunzel III, et al<br>
> <a href="https://www.courts.wa.gov/opinions/?fa=opinions.disp&filename=374009MAJ<https://na01.safelinks.protection.outlook.com/?url=https%3A%2F%2Fwww.courts.wa.gov%2Fopinions%2F%3Ffa%3Dopinions.disp%26filename%3D374009MAJ&data=04%7C01%7C%7Cfa489a30029644a771a808d94634784c%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637618013436317559%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C1000&sdata=kg9StBw3o9hm2Ndboj0OvhVgP0N8pX3lDMlwhm0nnz4%3D&reserved=0">
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> <br>
> Catherine ?Cat? Clark<br>
> Law Office of Catherine C. Clark PLLC<br>
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> Email: cat@loccc.com<<a href="mailto:cat@loccc.com">mailto:cat@loccc.com</a>><br>
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distribution or copying of this communication is prohibited. If you received this communication in error, please immediately notify the sender by telephone at (206) 838-2528. Thank you.<br>
> <br>
> -----Original Message-----<br>
> From: COA DIV III Published Opinions - Self Subscribe <COADIVIIIPUBLISHEDOPINIONS@LISTSERV.COURTS.WA.GOV<mailto:COADIVIIIPUBLISHEDOPINIONS@LISTSERV.COURTS.WA.GOV>> On Behalf Of Court Notifications<br>
> Sent: Tuesday, July 13, 2021 9:40 AM<br>
> To: COADIVIIIPUBLISHEDOPINIONS@LISTSERV.COURTS.WA.GOV<mailto:COADIVIIIPUBLISHEDOPINIONS@LISTSERV.COURTS.WA.GOV><br>
> Subject: New Division III Published Opinions<br>
> <br>
> Washington Courts Opinion Notification Email<br>
> <br>
> ---------------------------------------------------<br>
> New Division III Published Opinions as of Tuesday, July 13<br>
> <br>
> Mar. 25, 2021 - 37400-9 - Umpqua Bank v. Charles A. Gunzel III, et al<br>
> <a href="https://www.courts.wa.gov/opinions/?fa=opinions.disp&filename=374009MAJ<https://na01.safelinks.protection.outlook.com/?url=https%3A%2F%2Fwww.courts.wa.gov%2Fopinions%2F%3Ffa%3Dopinions.disp%26filename%3D374009MAJ&data=04%7C01%7C%7Cfa489a30029644a771a808d94634784c%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637618013436327512%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C1000&sdata=LBDvOXPnZS1jjNiJyrmqHRqI3XaDEQTZL2ZbXtohwH0%3D&reserved=0">
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> <br>
> ------------------------------<br>
> <br>
> Message: 2<br>
> Date: Wed, 14 Jul 2021 21:42:14 +0000<br>
> From: Craig Gourley <craig@glgmail.com><br>
> To: WSBA Real Property Listserv <wsbarp@lists.wsbarppt.com><br>
> Subject: [WSBARP] Aerial photos<br>
> Message-ID:<br>
> <MW3PR12MB4362671EB5AE6F7E82364E79AE139@MW3PR12MB4362.namprd12.prod.outlook.com><br>
> <br>
> Content-Type: text/plain; charset="us-ascii"<br>
> <br>
> Listmates, I know this has been discussed before but I can't locate the discussion. Other than the county what is a good source for old aerial photos? Thanks, Craig<br>
> <br>
> GOURLEY LAW GROUP<br>
> THE EXCHANGE CONNECTION<br>
> SNOHOMISH ESCROW<br>
> P.O. Box 1091<br>
> Snohomish, WA 98291<br>
> PH: (360) 568-5065 (800) 291-8401<br>
> Fax: (360) 568-8092<br>
> <br>
> CONFIDENTIALITY NOTICE: This electronic mail transmission may contain legally privileged, confidential information belonging to the sender. The information is intended only for the use of the individual or entity named above. If you are not the intended recipient,
you are hereby notified that any disclosure, copying, distribution or taking any action based on the contents of this electronic mail is strictly prohibited. If you have received this electronic mail in error, please contact sender and delete all copies.<br>
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> <br>
> ------------------------------<br>
> <br>
> Message: 3<br>
> Date: Wed, 14 Jul 2021 18:41:18 -0700<br>
> From: <scott@scottgthomaslaw.com><br>
> To: "'WSBA Real Property Listserv'" <wsbarp@lists.wsbarppt.com><br>
> Subject: Re: [WSBARP] Aerial photos<br>
> Message-ID: <005101d7791a$82756040$876020c0$@scottgthomaslaw.com><br>
> Content-Type: text/plain; charset="us-ascii"<br>
> <br>
> I seem to have saved several of those tips.<br>
> <br>
> <br>
> <br>
> From: wsbarp-bounces@lists.wsbarppt.com <wsbarp-bounces@lists.wsbarppt.com><br>
> On Behalf Of Craig Gourley<br>
> Sent: Wednesday, July 14, 2021 2:42 PM<br>
> To: WSBA Real Property Listserv <wsbarp@lists.wsbarppt.com><br>
> Subject: [WSBARP] Aerial photos<br>
> <br>
> <br>
> <br>
> Listmates, I know this has been discussed before but I can't locate the<br>
> discussion. Other than the county what is a good source for old aerial<br>
> photos? Thanks, Craig<br>
> <br>
> <br>
> <br>
> GOURLEY LAW GROUP<br>
> <br>
> THE EXCHANGE CONNECTION<br>
> <br>
> SNOHOMISH ESCROW <br>
> <br>
> P.O. Box 1091<br>
> <br>
> Snohomish, WA 98291<br>
> <br>
> PH: (360) 568-5065 (800) 291-8401<br>
> <br>
> Fax: (360) 568-8092 <br>
> <br>
> <br>
> <br>
> CONFIDENTIALITY NOTICE: This electronic mail transmission may contain<br>
> legally privileged, confidential information belonging to the sender. The<br>
> information is intended only for the use of the individual or entity named<br>
> above. If you are not the intended recipient, you are hereby notified that<br>
> any disclosure, copying, distribution or taking any action based on the<br>
> contents of this electronic mail is strictly prohibited. If you have<br>
> received this electronic mail in error, please contact sender and delete all<br>
> copies.<br>
> <br>
> <br>
> <br>
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> <br>
> ------------------------------<br>
> <br>
> ***Disclaimer: Please note that RPPT listserv participation is not restricted to practicing attorneys and may include non-practicing attorneys, law students, professionals working in related fields, and others.***<br>
> _______________________________________________<br>
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> WSBARP@lists.wsbarppt.com<br>
> <a href="http://mailman.fsr.com/mailman/listinfo/wsbarp">http://mailman.fsr.com/mailman/listinfo/wsbarp</a><br>
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> End of WSBARP Digest, Vol 82, Issue 17<br>
> **************************************<br>
<br>
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***Disclaimer: Please note that RPPT listserv participation is not restricted to practicing attorneys and may include non-practicing attorneys, law students, professionals working in related fields, and others.***<br>
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