[Vision2020] Credit Card my Arse

[Pat Kraut]

You don't even have to go to college continually. It's OK to step back for a
semester or year, work and come back. I know many who have. And by the way
they finished with less money owed or none!
Where there is a will there is a way!!
PK

----- Original Message ----- 
From: "Timothy Rigsby" <timo5277 at uidaho.edu>
To: <vision2020 at moscow.com>
Sent: Thursday, June 09, 2005 11:48 AM
Subject: [Vision2020] Credit Card my Arse


Donovan:

How could students have no other option than to use a credit card as you
suggest?

I think Dan even mentioned getting a job, that is a wonderful idea since
jobs only help
children grow up.

I have worked since I was 8 years old.  First for the family business,
construction,
then taking care of a beautiful baseball field at age 14, Timberline High
School in Boise, and then back to the family business until college.

Once in college, I paid for school using student loans, grants, jobs, and
even scholarships.  Credit cards have never been an option to pay for
school.  There is always another way.  Since I have been enrolled in school
I have had two jobs that
were nearly full time.  First, Northwest River Supply, which meant early
morning work,
mid morning to early afternoon school, and then back to work for the late
afternoon
shift at NRS to finish out my day.  I worked there for a year and then went
to my
current employer for which I have been employed for nearly five years.

Lets look at this school year.  I took 17 credits in the fall and 18 this
spring.  I
worked nearly 35 hours per week in the fall and 28 hours per week this
spring.  I
volunteered in the schools and with Special Olympics.  I was president of my
student
club and also helped plan and put on two NW profesional conferences hosted
by HPERD.
Was I busy this year, well yes of course, did it prevent me from paying for
college,
working, and volunteering, NO.  Did I have to pay for college on a credit
card, NO.
Do I even have a credit card, no again.

Donovan, all you have to do if you want to go to college is work a little
harder in
life and in school.  The silver spoon will lose its luster over time.

Anyone who has a desire to go to college can go, regardless of the situation
they are
in.  When there is a will, there is a way.  Student loans may seem a little
messed up,
but what a better investment can one make than by investing 25k into a
college degree?

Credit cards are not the last resort or only option for students as you make
it sound.
Maybe you had to pay for school on the credit card, if so, I really think
you should
evaluate your finances and learn some basic money management life skills.

Tim

Copyrighted, 2005. TJR Enterprises

_____________________________________________________
 List services made available by First Step Internet,
 serving the communities of the Palouse since 1994.
               http://www.fsr.net
          mailto:Vision2020 at moscow.com
¯¯¯¯¯¯¯¯¯¯¯¯¯¯¯¯¯¯¯¯¯¯¯¯¯¯¯¯¯¯¯¯¯¯¯¯¯¯¯¯¯¯¯¯¯¯¯¯¯¯¯¯¯