[Vision2020] Credit Card my Arse

[Donovan Arnold]

Timothy Rigsby <timo5277 at uidaho.edu> wrote:

"How could students have no other option than to use a
credit card as you suggest?"

I did not say that. I said that students with no
financial support from family or the government have
to put the costs on the credit card and pay it off by
working if they want to go to college. 

The exact quote was:

“If the government expects your family to contribute
$6000 a year to your education but Mom and Pop can
only fork out $3000 the student has no other choice
but to put it on the credit card and try to pay
it off with a part-time job.”

Donovan J Arnold



--- Timothy Rigsby <timo5277 at uidaho.edu> wrote:

> Donovan:
> 
> How could students have no other option than to use
> a credit card as you suggest?
> 
> I think Dan even mentioned getting a job, that is a
> wonderful idea since jobs only help
> children grow up.
> 
> I have worked since I was 8 years old.  First for
> the family business, construction, 
> then taking care of a beautiful baseball field at
> age 14, Timberline High School in Boise, and then
> back to the family business until college.
> 
> Once in college, I paid for school using student
> loans, grants, jobs, and 
> even scholarships.  Credit cards have never been an
> option to pay for school.  There is always another
> way.  Since I have been enrolled in school I have
> had two jobs that
> were nearly full time.  First, Northwest River
> Supply, which meant early morning work,
> mid morning to early afternoon school, and then back
> to work for the late afternoon 
> shift at NRS to finish out my day.  I worked there
> for a year and then went to my 
> current employer for which I have been employed for
> nearly five years.
> 
> Lets look at this school year.  I took 17 credits in
> the fall and 18 this spring.  I 
> worked nearly 35 hours per week in the fall and 28
> hours per week this spring.  I 
> volunteered in the schools and with Special
> Olympics.  I was president of my student
> club and also helped plan and put on two NW
> profesional conferences hosted by HPERD.
> Was I busy this year, well yes of course, did it
> prevent me from paying for college,
> working, and volunteering, NO.  Did I have to pay
> for college on a credit card, NO.
> Do I even have a credit card, no again.  
> 
> Donovan, all you have to do if you want to go to
> college is work a little harder in 
> life and in school.  The silver spoon will lose its
> luster over time.
> 
> Anyone who has a desire to go to college can go,
> regardless of the situation they are
> in.  When there is a will, there is a way.  Student
> loans may seem a little messed up,
> but what a better investment can one make than by
> investing 25k into a college degree?
> 
> Credit cards are not the last resort or only option
> for students as you make it sound.
> Maybe you had to pay for school on the credit card,
> if so, I really think you should 
> evaluate your finances and learn some basic money
> management life skills.
> 
> Tim
> 
> Copyrighted, 2005. TJR Enterprises
> 
>
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