[Vision2020] Credit Card my Arse

[Timothy Rigsby]

Donovan:

How could students have no other option than to use a credit card as you suggest?

I think Dan even mentioned getting a job, that is a wonderful idea since jobs only help
children grow up.

I have worked since I was 8 years old.  First for the family business, construction, 
then taking care of a beautiful baseball field at age 14, Timberline High School in Boise, and then back to the family business until college.

Once in college, I paid for school using student loans, grants, jobs, and 
even scholarships.  Credit cards have never been an option to pay for school.  There is always another way.  Since I have been enrolled in school I have had two jobs that
were nearly full time.  First, Northwest River Supply, which meant early morning work,
mid morning to early afternoon school, and then back to work for the late afternoon 
shift at NRS to finish out my day.  I worked there for a year and then went to my 
current employer for which I have been employed for nearly five years.

Lets look at this school year.  I took 17 credits in the fall and 18 this spring.  I 
worked nearly 35 hours per week in the fall and 28 hours per week this spring.  I 
volunteered in the schools and with Special Olympics.  I was president of my student
club and also helped plan and put on two NW profesional conferences hosted by HPERD.
Was I busy this year, well yes of course, did it prevent me from paying for college,
working, and volunteering, NO.  Did I have to pay for college on a credit card, NO.
Do I even have a credit card, no again.  

Donovan, all you have to do if you want to go to college is work a little harder in 
life and in school.  The silver spoon will lose its luster over time.

Anyone who has a desire to go to college can go, regardless of the situation they are
in.  When there is a will, there is a way.  Student loans may seem a little messed up,
but what a better investment can one make than by investing 25k into a college degree?

Credit cards are not the last resort or only option for students as you make it sound.
Maybe you had to pay for school on the credit card, if so, I really think you should 
evaluate your finances and learn some basic money management life skills.

Tim

Copyrighted, 2005. TJR Enterprises