[Vision2020] Credit Card my Arse

[Scott Dredge]

I would not recommend dropping out and working for a
semester or a year.  When you're a poor college
student it's easier to stay poor and stay in school -
even through a Master's degree - than it is to drop
out and work and get used to having some money and
then go back to being a poor college student.

My grand plan of working for a year and then going
back to school full time for a Master's degree failed
miserably.  At this point, I'll be retired by the time
I go back to school - and when I go back it won't be
for a Master's degree - it will be because of my
mid-life crisis and attempting to recapture my lost
youth by wearing funky clothes, driving around in a
flashy sports car, and enrolling in some junior
college classes in order to pick up all those hot,
barely legal, 18-year-old coeds.

Stay in school even if it means racking up more debt.

-Scott

--- Pat Kraut <pkraut at moscow.com> wrote:

> You don't even have to go to college continually.
> It's OK to step back for a
> semester or year, work and come back. I know many
> who have. And by the way
> they finished with less money owed or none!
> Where there is a will there is a way!!
> PK
> 
> ----- Original Message ----- 
> From: "Timothy Rigsby" <timo5277 at uidaho.edu>
> To: <vision2020 at moscow.com>
> Sent: Thursday, June 09, 2005 11:48 AM
> Subject: [Vision2020] Credit Card my Arse
> 
> 
> Donovan:
> 
> How could students have no other option than to use
> a credit card as you
> suggest?
> 
> I think Dan even mentioned getting a job, that is a
> wonderful idea since
> jobs only help
> children grow up.
> 
> I have worked since I was 8 years old.  First for
> the family business,
> construction,
> then taking care of a beautiful baseball field at
> age 14, Timberline High
> School in Boise, and then back to the family
> business until college.
> 
> Once in college, I paid for school using student
> loans, grants, jobs, and
> even scholarships.  Credit cards have never been an
> option to pay for
> school.  There is always another way.  Since I have
> been enrolled in school
> I have had two jobs that
> were nearly full time.  First, Northwest River
> Supply, which meant early
> morning work,
> mid morning to early afternoon school, and then back
> to work for the late
> afternoon
> shift at NRS to finish out my day.  I worked there
> for a year and then went
> to my
> current employer for which I have been employed for
> nearly five years.
> 
> Lets look at this school year.  I took 17 credits in
> the fall and 18 this
> spring.  I
> worked nearly 35 hours per week in the fall and 28
> hours per week this
> spring.  I
> volunteered in the schools and with Special
> Olympics.  I was president of my
> student
> club and also helped plan and put on two NW
> profesional conferences hosted
> by HPERD.
> Was I busy this year, well yes of course, did it
> prevent me from paying for
> college,
> working, and volunteering, NO.  Did I have to pay
> for college on a credit
> card, NO.
> Do I even have a credit card, no again.
> 
> Donovan, all you have to do if you want to go to
> college is work a little
> harder in
> life and in school.  The silver spoon will lose its
> luster over time.
> 
> Anyone who has a desire to go to college can go,
> regardless of the situation
> they are
> in.  When there is a will, there is a way.  Student
> loans may seem a little
> messed up,
> but what a better investment can one make than by
> investing 25k into a
> college degree?
> 
> Credit cards are not the last resort or only option
> for students as you make
> it sound.
> Maybe you had to pay for school on the credit card,
> if so, I really think
> you should
> evaluate your finances and learn some basic money
> management life skills.
> 
> Tim
> 
> Copyrighted, 2005. TJR Enterprises
> 
>
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>
_____________________________________________________
>  List services made available by First Step
> Internet, 
>  serving the communities of the Palouse since 1994. 
>  
>                http://www.fsr.net                   
>    
>           mailto:Vision2020 at moscow.com
>
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