[Vision2020] liability insurance needed?
Jerry L. Schutz
jschutz@moscow.com
Fri, 14 Feb 2003 11:44:36 -0800
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Bill,
in this increasing sue-happy country, it is not only prudent for rental
spaces to require insurance, but necessary, and should be required to
protect the venue and the participants.
The Council as mangers of the 1912 facility are acting accordingly, and
responsibly.
Other public venues in town including the Eastside Marketplace and the
Kenworthy, already have these kind of insurance requirements in place.
This action by the City levels the playing field and protects the City and
the 1912 Centre.
The affordability of such a policy should not be a question as alcohol
vendors are required to have a general liability policy as a requirement for
their Alcohol Vendors License. Naming an additionally insured, and
receiving a certificate does not usually cost anything, or if it does it is
minimal.
Jerry L. Schutz
-----Original Message-----
From: vision2020-admin@moscow.com [mailto:vision2020-admin@moscow.com]On
Behalf Of Bill London
Sent: Friday, February 14, 2003 09:29 AM
To: Vision2020
Subject: [Vision2020] liability insurance needed?
Now the city staff suggests that $1 million in liability insurance is
needed for any alcohol event on city property (see below).
If the Council agrees, what will happen to events like wedding receptions
at the 1912 Building?
Will any local caterers be able to afford the insurance?
Will this proposal eliminate a major source of funding for the 1912
Building?
Why is this insurance needed?
BL
AGENDA
CITY OF MOSCOW
ADMINISTRATIVE COMMITTEE
Tuesday, February 18, 2003
4:00 p.m.
CITY HALL COUNCIL CHAMBERS
206 East 3rd Street, Second Floor
3. Liability Insurance for Alcohol Catered Events on City Owned
Premises - Gary J. Riedner
Because events where alcohol is served represent an increased
risk of injury or damage, and in order to provide the City with additional
protection should anything untoward occur as a result of the use of alcohol,
staff feels it prudent to require the alcohol caterer to provide necessary
additional liability insurance in the minimum amount of one million dollars,
and to name the city as an additional insured.
Council Consent Agenda Item #1D
ACTION: Recommend approval of the policy that effective
immediately, any event serving alcohol on city owned premises will require
the alcohol caterer to submit a certificate of insurance with limits of not
less than one million dollars, naming the city as an additional insured for
the term of the applied for catering permit; or take such other action
deemed appropriate.
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<DIV><FONT face=3DArial color=3D#0000ff size=3D2><SPAN=20
class=3D934353519-14022003>Bill,</SPAN></FONT></DIV>
<DIV><FONT face=3DArial color=3D#0000ff size=3D2><SPAN=20
class=3D934353519-14022003></SPAN></FONT> </DIV>
<DIV><FONT face=3DArial color=3D#0000ff size=3D2><SPAN =
class=3D934353519-14022003>in=20
this increasing sue-happy country, it is not only prudent for rental =
spaces to=20
require insurance, but necessary, and should be required to protect the =
venue=20
and the participants. </SPAN></FONT></DIV>
<DIV><FONT face=3DArial color=3D#0000ff size=3D2><SPAN=20
class=3D934353519-14022003></SPAN></FONT> </DIV>
<DIV><FONT face=3DArial color=3D#0000ff size=3D2><SPAN =
class=3D934353519-14022003>The=20
Council as mangers of the 1912 facility are acting accordingly, and=20
responsibly.</SPAN></FONT></DIV>
<DIV><FONT face=3DArial color=3D#0000ff size=3D2><SPAN=20
class=3D934353519-14022003></SPAN></FONT> </DIV>
<DIV><FONT face=3DArial color=3D#0000ff size=3D2><SPAN =
class=3D934353519-14022003>Other=20
public venues in town including the Eastside Marketplace and the =
Kenworthy,=20
already have these kind of insurance requirements in place. =
This=20
action by the City levels the playing field and protects the City and =
the 1912=20
Centre.</SPAN></FONT></DIV>
<DIV><FONT face=3DArial color=3D#0000ff size=3D2><SPAN=20
class=3D934353519-14022003></SPAN></FONT> </DIV>
<DIV><FONT face=3DArial color=3D#0000ff size=3D2><SPAN =
class=3D934353519-14022003>The=20
affordability of such a policy should not be a question as alcohol =
vendors are=20
required to have a general liability policy as a requirement for their =
Alcohol=20
Vendors License. Naming an additionally insured, and receiving a=20
certificate does not usually cost anything, or if it does it is=20
minimal.</SPAN></FONT></DIV>
<DIV><FONT face=3DArial color=3D#0000ff size=3D2><SPAN=20
class=3D934353519-14022003></SPAN></FONT> </DIV>
<DIV><FONT face=3DArial color=3D#0000ff size=3D2><SPAN =
class=3D934353519-14022003>Jerry=20
L. Schutz</SPAN></FONT></DIV>
<BLOCKQUOTE dir=3Dltr style=3D"MARGIN-RIGHT: 0px">
<DIV class=3DOutlookMessageHeader dir=3Dltr align=3Dleft><FONT =
face=3DTahoma=20
size=3D2>-----Original Message-----<BR><B>From:</B> =
vision2020-admin@moscow.com=20
[mailto:vision2020-admin@moscow.com]<B>On Behalf Of </B>Bill=20
London<BR><B>Sent:</B> Friday, February 14, 2003 09:29 =
AM<BR><B>To:</B>=20
Vision2020<BR><B>Subject:</B> [Vision2020] liability insurance=20
needed?<BR><BR></FONT></DIV>Now the city staff suggests that $1 =
million in=20
liability insurance is needed for any alcohol event on city property =
(see=20
below). <BR>If the Council agrees, what will happen to events like =
wedding=20
receptions at the 1912 Building? <BR>Will any local caterers be able =
to afford=20
the insurance? <BR>Will this proposal eliminate a major source of =
funding for=20
the 1912 Building? <BR>Why is this insurance needed? <BR>BL <BR> =
<BR> =20
<BLOCKQUOTE TYPE=3D"CITE"><FONT face=3D"Times New Roman"><FONT=20
color=3D#3366ff><FONT size=3D-1></FONT></FONT></FONT> =20
<CENTER>
<P><B><FONT face=3D"Times New Roman">AGENDA</FONT></B>=20
<P><B><FONT face=3D"Times New Roman">CITY OF MOSCOW</FONT></B>=20
<P><B><FONT face=3D"Times New Roman">ADMINISTRATIVE=20
COMMITTEE</FONT></B></CENTER>
<P><B><FONT face=3D"Times New Roman">Tuesday, February 18,=20
=
2003 &nb=
sp; &nbs=
p;  =
; =
&=
nbsp; =20
4:00 p.m.</FONT></B>=20
<CENTER>
<P><B><FONT face=3D"Times New Roman">CITY HALL COUNCIL =
CHAMBERS</FONT></B>=20
<P><B><FONT face=3D"Times New Roman">206 East 3<SUP>rd</SUP> Street, =
Second=20
Floor</FONT></B></CENTER><B><FONT face=3D"Times New =
Roman">3. =20
Liability Insurance for Alcohol Catered Events on City Owned =
Premises - Gary=20
J. Riedner</FONT></B> <BR> =
<FONT=20
face=3D"Times New Roman">Because events where alcohol is served =
represent an=20
increased risk of injury or damage, and in order to provide the City =
with=20
additional protection should anything untoward occur as a result of =
the use=20
of alcohol, staff feels it prudent to require the alcohol caterer to =
provide=20
necessary additional liability insurance in the minimum amount of =
one=20
million dollars, and to name the city as an additional =
insured.</FONT>=20
=
<P> &nbs=
p;  =
; =
<B><I>=20
<FONT face=3D"Times New Roman">Council Consent Agenda Item =
#1D</FONT></I></B>=20
<BR> <B> <FONT=20
face=3D"Times New Roman">ACTION</FONT></B><FONT face=3D"Times New =
Roman">:=20
Recommend approval of the policy that effective immediately, any =
event=20
serving alcohol on city owned premises will require the alcohol =
caterer to=20
submit a certificate of insurance with limits of not less than one =
million=20
dollars, naming the city as an additional insured for the term of =
the=20
applied for catering permit; or take such other action deemed=20
appropriate.</FONT> =
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