[WSBARP] Lost Original Promissory Note

[Craig Gourley]

Unfortunately not the case. PO says they put it in the locker and after that they have no responsibility.  Lender never received the key. Letters to Postmaster go without response. We can only presume some has it and the question becomes.  What now?

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________________________________
From: wsbarp-bounces at lists.wsbarppt.com <wsbarp-bounces at lists.wsbarppt.com> on behalf of Douglas Scott <doug at rainieradvocates.com>
Sent: Monday, October 14, 2024 2:17:11 PM
To: WSBA Real Property Listserv <wsbarp at lists.wsbarppt.com>
Subject: Re: [WSBARP] Lost Original Promissory Note

Sometimes if the recipient of the mail does not use the key to open the parcel locker in time the post office will take back the parcel locker mail and leave a note in the recipient's regular mail saying that it did not get picked up.  In the case of multiple people using a multiple mailbox situation, there may be 7 users and only 2 parcel lockers to be shared by the 7. Other users may get mail that requires a key so the mail person needs the key for them.  Ergo the mail is somewhere in the post office awaiting disposal, hopefully back to the sender.

DOUGLAS W. SCOTT
Rainier Legal Advocates|LLC

465 Rainier Blvd. N., Suite C
Issaquah, Washington 98027
425.392.8550 (tel)
425.392.2829 (fax)



www.rainieradvocates.com<http://www.rainieradvocates.com/>


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On Mon, Oct 14, 2024 at 12:08 PM Craig Gourley <craig at glgmail.com<mailto:craig at glgmail.com>> wrote:

Listmates.  A new fact pattern for me and I would appreciate your thoughts.    My client is the borrower on a private Note and DOT.  Original documents were sent per lenders request via US mail with tracking.  Post office says that the envelope was placed in the “ parcel locker” and the key was placed in the lender’s mail box.  Lender claims he never received the originals.  I believe him because my client has worked with this lender for years.  Post office insists they put it in the box and refuses to investigate further.



The question is what to do next.  There is an original P note and DOT floating around out there someplace.  Do we do a replacement Note?  Can some third party show up with the original and demand payment?  Maybe I am just paranoid and overthinking it.   I have not had this scenario in my 40 years so don’t have a good solution off the top, of my head.   Thanks in advance.



GOURLEY LAW GROUP

THE EXCHANGE CONNECTION

SNOHOMISH ESCROW

P.O. Box 1091

Snohomish, WA 98291

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