[WSBAPT] Head Scratcher of the Day - Deceased Debts showing on Executor Credit Report

Brent Williams-Ruth brent at williams-ruthlaw.com
Thu Apr 24 12:57:58 PDT 2025


Brain Trust -

Another new one for me....just got off the phone with one of my Executors.
He was getting financing when he was told that his credit report had
collections and negative reports.

He pulls his own credit report - and there on the report are debts that
belonged to his recently deceased mother.

I can tell you that we did the Notice to Creditor publication. The Executor
sent actual notice to known creditors - we got ZERO creditor claims filed.

Has anyone encountered this before? I am not certain how I can help other
than to tell my Executor to call and dispute. He was not a co-singor or
guarantor on her account so I am confused as to how those companies got his
social security number that allowed them to report to his credit score.

Appreciate any insights!

*Brent Williams-Ruth* (pronouns: he/him)
*Attorney-At-Law*

*Law Offices of Brent Williams-Ruth, **a division of BWR Consulting, PLLC*

*Physical Address: 500 S 336th Street, Suite 214; Federal Way, WA 98003*

*Mailing Address: **PO BOX 3319; Federal Way, WA 98063 *

Office/Scheduling Phone: (253) 285-7751

For All Meetings & Scheduling: info at williams-ruthlaw.com

e-mail <Brent at Williams-RuthLaw.com> / website
<http://www.williams-ruthlaw.com/> / facebook
<http://www.facebook.com/bwrlaw> /
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