[WSBAPT] USAA Insurance - qualified if moved to trust?

[Philip N. Jones]

When I bought my first house, my auto coverage was with USAA, so I called them to request homeowner's coverage.  They said my house was too old.
I took all of my coverage elsewhere.
You might try AMICA.  I have had wonderful experience with them (on a couple of large claims) for the last several decades.  They are a mutual company with no agents.  You deal directly with AMICA.  Very good rates.  And then they give you a rebate every year.
Phil Jones

Philip N. Jones
Duffy Kekel LLP
900 S.W. Fifth Ave. Suite 2500
Portland, OR 97204
pjones at duffykekel.com<mailto:pjones at duffykekel.com>
(503) 226-1371 - office
(503) 853-1482 - cell
(503) 226-3574 - fax

From: wsbapt-bounces at lists.wsbarppt.com <wsbapt-bounces at lists.wsbarppt.com> On Behalf Of Brent Williams-Ruth
Sent: Tuesday, August 15, 2023 9:43 AM
To: WSBA Probate & Trust Listserv <WSBAPT at lists.wsbarppt.com>
Subject: [WSBAPT] USAA Insurance - qualified if moved to trust?

Greetings Listmates -

I have a decedent who had qualified to be a customer of USAA. She has passed and part of her estate plan is holding her home in trust for a designate time/purpose.  Her Trustee has advised that homeowners insurance is through USAA and they are worried that if they contact to advise that the home will be moved into this testamentary trust that they would not qualify for continued coverage.

Has anyone ever worked with USAA in a similar situation? My former insurance coverage hat (never for USAA though) would lean toward finding out and behind upfront now vs paying premiums only to have a loss that is not covered in the future.

Appreciate any thoughts or experience with USAA.

Brent

Brent Williams-Ruth (pronouns: he/him)
Attorney-At-Law

Law Offices of Brent Williams-Ruth, a division of BWR Consulting, PLLC

Physical Address: 500 S 336th Street, Suite 214; Federal Way, WA 98003

**EFFECTIVE IMMEDIATELY** All mail sent through the USPS should be sent to the following address: PO BOX 3319; Federal Way, WA 98063

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Direct: (253) 285-7453

e-mail<mailto:Brent at Williams-RuthLaw.com> / website<http://www.williams-ruthlaw.com/> / facebook<http://www.facebook.com/bwrlaw> /
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