[WSBAPT] Lapsed Life Insurance due to COVID hospitalization

[Amy Goertz]

Hi Ronda -

My husband/law partner does this type of coverage work and he would be happy to talk to you or your client.

Bruce Lambrecht
Goertz & Lambrecht PLLC
1.888.926.2607 phone
brucejlambrecht at icloud.com 



Amy


Amy J. Goertz, J.D.
Goertz & Lambrecht PLLC
amyjgoertz at icloud.com <mailto:amyjgoertz at icloud.com> 

1.888.926.2607 phone
1.877.684.1627 fax

Address for correspondence:
2829 S. Grand Blvd., Suite 303
Spokane, WA 99203 

Additional office locations:
510 Bell Street
Edmonds, WA 98020

Goertz & Lambrecht PLLC
www.goertzlambrecht.com <http://www.goertzlambrecht.com/>







> On Jun 28, 2021, at 12:59 PM, Ronda Larson Kramer <ronda at larsonlawpllc.com> wrote:
> 
> Listserve,
>  
> I am not experienced with life insurance and would like input on a COVID-related issue. Decedent was in the hospital with COVID (and died of it) for so long that his employer stopped paying premiums into his employer-sponsored life insurance policy that covered accidental death and dismemberment. The policy lapsed and then he died.
>  
> Is anyone aware whether an insurance policy would include a clause that would require the company to pay out? In other words, if the lapse was due to the illness that killed the person whose life was insured, perhaps there is an exception. Or is there anything Congress has passed regarding COVID that would override the policy?
>  
> I have not seen the policy in this case and plan to refer beneficiary to someone who might assist her (she cannot afford attorney fees). Self-referrals welcome.
>  
> Ronda Larson Kramer
> J.D., LL.M. Taxation, Owner 
>  
> LARSON LAW, PLLC
> Elder Law, Estate Planning
> P.O. Box 7337
> Olympia WA 98507   
> Ph: 360-259-3076   
> ronda at larsonlawpllc.com <mailto:ronda at larsonlawpllc.com>
> www.larsonlawpllc.com <http://www.larsonlawpllc.com/>
>  
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