[WSBAPT] Student Loans

[Paul Neumiller]

WHOA!?!?!  Is a PR pulling a decedent's credit report a part of the standard due diligence in locating ascertainable creditors.  Are you guys routinely advising your PRs to pull a credit report?  Amy's client suspected that there were student loans.  Does that suspicion require pulling a credit repost.  What if the PR is clueless as to the decedent's affairs.  Is pulling a credit report a part of the due diligence then?


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From: wsbapt-bounces at lists.wsbarppt.com <wsbapt-bounces at lists.wsbarppt.com> On Behalf Of Amy Goertz
Sent: Wednesday, July 28, 2021 10:16 AM
To: WSBA Probate & Trust Listserv <wsbapt at lists.wsbarppt.com>
Subject: Re: [WSBAPT] Student Loans

Great information - thank you to all who responded!

[cid:image002.gif at 01D7839C.15CE56E0]
Amy

Amy J. Goertz, J.D.
Goertz & Lambrecht PLLC
amyjgoertz at icloud.com<mailto:amyjgoertz at icloud.com>

1.888.926.2607 phone
1.877.684.1627 fax
Address for correspondence:
2829 S. Grand Blvd., Suite 303
Spokane, WA 99203

Additional office locations:
510 Bell Street
Edmonds, WA 98020

Goertz & Lambrecht PLLC
www.goertzlambrecht.com<https://na01.safelinks.protection.outlook.com/?url=http%3A%2F%2Fwww.goertzlambrecht.com%2F&data=04%7C01%7C%7C65b8885c083048af662b08d951ebf1ed%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637630896283460906%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C1000&sdata=tDduT%2FDPQeG6ENIikfw3CSrFMjVh8KbWvLRspcbTSa0%3D&reserved=0>








On Jul 28, 2021, at 9:02 AM, Elizabeth Bateman <Elizabeth at batemanlawgroup.com<mailto:Elizabeth at batemanlawgroup.com>> wrote:

Studentaid.gov<https://na01.safelinks.protection.outlook.com/?url=http%3A%2F%2Fstudentaid.gov%2F&data=04%7C01%7C%7C65b8885c083048af662b08d951ebf1ed%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637630896283460906%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C1000&sdata=RPiTYEpngCOIGtDkY8ZZkI%2FaZSD0imgyK6Dj1c2gYw4%3D&reserved=0> is where you can look up federal student loans.  Private loans will show up on credit report.  Some private student loan companies actually will discharge the loan at death now.  I know Earnest and Commonbond does.  There may be others.


Elizabeth G. Bateman
Associate Attorney
Admitted in Washington and Minnesota
Bateman Law Group, PLLC
999 Third Ave., Suite 2525
Seattle, WA 98104
Office: (206) 224-0900
Cell: (425) 444-9946
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From: wsbapt-bounces at lists.wsbarppt.com<mailto:wsbapt-bounces at lists.wsbarppt.com> <wsbapt-bounces at lists.wsbarppt.com<mailto:wsbapt-bounces at lists.wsbarppt.com>> On Behalf Of Joshua McKarcher
Sent: Wednesday, July 28, 2021 8:49 AM
To: WSBA Probate & Trust Listserv <wsbapt at lists.wsbarppt.com<mailto:wsbapt at lists.wsbarppt.com>>
Subject: Re: [WSBAPT] Student Loans

Two ideas:

Years ago at least there was a federal database of student loans. It may still exist. Try googling it?

Get a recent credit report (three agency) for the deceased.

Good luck! Best, Josh

Joshua D. McKarcher
McKarcher Law PLLC
537 6th Street
Clarkston, WA 99403
(509) 758-3345
(509) 758-3314 (fax)
josh at mckarcherlaw.com<mailto:josh at mckarcherlaw.com>
www.mckarcherlaw.com<https://na01.safelinks.protection.outlook.com/?url=http%3A%2F%2Fwww.mckarcherlaw.com%2F&data=04%7C01%7C%7C65b8885c083048af662b08d951ebf1ed%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637630896283480819%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C1000&sdata=U%2B8ZHtfnvQFST5PXJRyC15dtiJ7GB6ImBrOcHQ2QrAo%3D&reserved=0>
________________________________
From: wsbapt-bounces at lists.wsbarppt.com<mailto:wsbapt-bounces at lists.wsbarppt.com> <wsbapt-bounces at lists.wsbarppt.com<mailto:wsbapt-bounces at lists.wsbarppt.com>> on behalf of Amy Goertz <amyjgoertz at icloud.com<mailto:amyjgoertz at icloud.com>>
Sent: Wednesday, July 28, 2021 7:48:59 AM
To: WSBA Probate & Trust Listserv <wsbapt at lists.wsbarppt.com<mailto:wsbapt at lists.wsbarppt.com>>
Subject: [WSBAPT] Student Loans

Good Morning,

I have a probate in which the Personal Representative is certain that the decedent had student loans, but is unable to find any paperwork or other documentation from any lender.

Student loan payments have been suspended during the pandemic, so no bills have been received and no electronic debits have been made from her account.

In the past, decedents' student loans have been forgiven upon the borrower's death, but it is my understanding that this is not the case if the loan is from a private lender.

Does anyone have a suggestion as to how to find out who holds the decedent's student loans?

The creditor claim period has now ended and we would like to wrap this up.

<image001.gif>

Amy

Amy J. Goertz, J.D.
Goertz & Lambrecht PLLC
amyjgoertz at icloud.com<mailto:amyjgoertz at icloud.com>

1.888.926.2607 phone
1.877.684.1627 fax
Address for correspondence:
2829 S. Grand Blvd., Suite 303
Spokane, WA 99203

Additional office locations:
510 Bell Street
Edmonds, WA 98020

Goertz & Lambrecht PLLC
www.goertzlambrecht.com<https://na01.safelinks.protection.outlook.com/?url=http%3A%2F%2Fwww.goertzlambrecht.com%2F&data=04%7C01%7C%7C65b8885c083048af662b08d951ebf1ed%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637630896283480819%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C1000&sdata=sX0S%2F7G5EBscJCXxo6hw3NzNBqdc4m4q59hUmjiW42Q%3D&reserved=0>








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