[WSBAPT] 75-Year Old on SSI & COPES Gets PI Settlement

[Amanda Proujan]

Listmates,



I need some suggestions for my client whose options aren't great.

   - 75-year old client
   - Been on SSI since 1990's, but has been in/out of mental hospitals
   since he was a teenager.
   - Received approx. $30,000 personal injury settlement ($ still in PI
   attorney's trust account)


Current Income/Benefits:

   - $587/mo SSI
   - $204/mo SSA
   - Medicaid/COPES - in home caregiver
   - Food Stamps
   - Subsidized Housing

He's too old for a traditional Special Needs Trust.  I thought about a
Pooled SNT, but apparently that will cause him to lose both his SSI income
and COPES for approx. 3 years.



My next thought was an ABLE Account (max $15,000/yr) if the PI attorney
will hold 1/2 funds in his trust account for 1 year.  *Besides the
$15,000/year maximum, my other concern with the ABLE account is proving the
onset of his disability was before age 26.  *Are some ABLE accounts easier
to enroll in than others?



This poor guy seems to fall through all the cracks.  Any suggestions or
ideas would be appreciated.



Thank you.



- Amanda

-- 
Amanda G. Proujan, Attorney at Law
*Licensed in **Washington **and* *Oregon*
*Law Office of Amanda G. Proujan, PLLC*
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