[WSBAPT] Life Insurance

[Paul Grant]

BUT, this statute will not change the terms of a life insurance policy.
I'm not so sure that this answers whether a policy would deem assisted
suicide, as it is known (yes, Death With Dignity is a title, but society
has its own term), different than suicide in general.  If I knew I was
ending my life tomorrow I could find a dozen LI policies without
underwriting, pay the premium, and have a nice windfall.  I doubt that is
the intent of the statute.  I would imagine that a carrier would be very
willing to challenge such a scenario.

That leads to make sure you know the LI policy's terms.  If a standard 1
year clause is there then?  Great question... no answers.


Paul H. Grant - JD, LL.M

Planning with Purpose, Inc
Lynnwood, WA 98036
425-939-9948
www.planningwithpurposeinc.com

Estate Planning. Business Planning. Wealth Succession.

On Sun, Oct 29, 2017 at 9:14 PM, Sara M <sara.l.mcculloch at gmail.com> wrote:

> The death with dignity act states-
>
> RCW 70.245.170
> Insurance or annuity policies.
> The sale, procurement, or issuance of any life, health, or accident
> insurance or annuity policy or the rate charged for any policy shall not be
> conditioned upon or affected by the making or rescinding of a request, by a
> person, for medication that the patient may self-administer to end his or
> her life in a humane and dignified manner. A qualified patient's act of
> ingesting medication to end his or her life in a humane and dignified
> manner shall not have an effect upon a life, health, or accident insurance
> or annuity policy.
>
> Sara McCulloch
>
>
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