[WSBAPT] Estate Exposure - IRS 1095-B Still Lists Ex-spouse as Recipient of Health Coverage

[Neli Espe, J.D. - Olympic Legal]

Dear Listmates,

Decedent-H, veteran from armed forces, divorced since 2003, passed away in March 2016. After expiration of 4-month creditor claim period, PR gets the IRS 1095-B Health Coverage form for 2015 and 2016, listing ex-W as “covered individual,” decedent as “responsible party” and Defense Finance & Accounting Services as “issuer.”

Potential estate exposure for any ex-spouse claims?

Quite possibly, the defense people had no record of the dissolution. The decree of dissolution was faxed to them recently. Not a single document in decedent’s records indicates that Decedent had anything to do with ex-W health insurance after dissolution.

Through numerous calls and a huge runaround, PR still cannot get satisfactory answer whether ex-W ever made any claims against the insurance and whether there is any outstanding balance. The ex-wife denies having done so. Tricare for Life, actual health insurance provider, would not provide any information to the PR.

We are at a point where everything else is done, but we are still concerned not to have a definitive answer on this issue. Tempest in a tea pot?

Thanks for your input.
________________________________

Neli Espe, J.D.  |  Olympic Legal
             T: 360.630.3635
            W; olympiclegal.com<http://olympiclegal.com>
Business | Real Estate | Estate Planning




-------------- next part --------------
An HTML attachment was scrubbed...
URL: <http://mailman.fsr.com/pipermail/wsbapt/attachments/20170501/e12b6106/attachment.html>