[WSBAPT] PR receives Misapplication reversal check from Decedent'sbank

Tue Feb 3 15:12:03 PST 2015

Haven't had that experience. In my cases, the PR continues payment and
the bank usually contacts the PR to see if an heir wants to take over.
But, none of those loans were delinquent. When they send out a Notice of
Pre Foreclosure Options, ask for an "in person" meeting and see if you
can help the PR fix the delinquency if that is the goal. Make sure to
send them Probate Notice to Creditors.

Sincerely,

Tom

Thomas J. Westbrook

Attorney at Law

Rodgers, Kee & Card

324 West Bay Drive NW, Suite 201

Olympia, Washington  98502

Phone: 360-352-8311

Facsimile: 360-352-8501

Email: tjw at buddbaylaw.com

Skype: thomas.westbrook

www.buddbaylaw.com

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From: wsbapt-bounces at lists.wsbarppt.com
[mailto:wsbapt-bounces at lists.wsbarppt.com] On Behalf Of G. (Gus)
Benjamin Lindsey III
Sent: Tuesday, February 03, 2015 8:19 AM
To: wsbapt at lists.wsbarppt.com
Subject: [WSBAPT] PR receives Misapplication reversal check from
Decedent'sbank

Good morning,

This is a new one for me...

PR made payments on decedents mortgage to bring payments current in
order to prepare the home for sale. PR received a check from decedent's
bank with a note that says "misapplication reversal" and no further
explanation. The amount of the check appears to be the same as the
mortgage payments that have been paid by the PR.

PR is contacting the bank to determine why the check was sent.

Has anyone received one of these checks in the context of a probate?
Decedent's affairs were a mess, including being behind on his mortgage.
However, Decedent has significant equity in the home, which is currently
on the market for sale. The PR has not received any notices regarding
foreclosure from the mortgage company/bank.

Any insight will be appreciated...

Sincerely,

G. (Gus) Benjamin Lindsey III

Attorney-at-Law

The Law Office of G. Benjamin Lindsey III

2012 Grade Road, Suite 202

Lake Stevens, WA 98258

Phone:   (425) 263-9585

website: www.gbl3law.com <http://www.gbl3law.com/> 

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