[Vision2020] "Credit Card Services"

Thu Feb 24 17:32:59 PST 2011

>From Consumer Reports:

December 21, 2010
Court shuts down alleged credit card fraud operation 
If you've been annoyed by telemarketing robocalls promising to lower  your 
credit card interest rates, it may be safe to answer your phone  again.
At the request of Federal Trade Commission,  the U.S. District Court for Middle 
District of Florida Orlando Division  has approved a settlement that permanently 
bars two groups of  Florida-based telemarketers from making the calls.
The FTC alleged that JPM Accelerated Services and related defendants  made 
thousands of illegal robocalls promising the rate reductions.  Anyone who 
pressed "1" during the call, the agency said, was transferred  to live 
telemarketers who guaranteed to obtain the lower rates in  exchange for fees 
ranging from $495 to $995. But the company never  delivered on its promise, and 
it failed to honor its money-back  guarantee, the FTC said. The company also was 
accused of violating the  federal Do Not Call registry, making illegal 
robocalls, and blocking or  "spoofing" caller ID.
As part of the settlement, the court ordered combined judgments of  $9.1 million 
against the defendants associated with JPM and six others,  who are associated 
with an affiliated company, IXE Accelerated Financial  Centers, LLC. But the 
amounts, which reflect the estimated losses to  consumers, were suspended, based 
on the defendants' inability to pay.—Anthony Giorgianni
Rumor has it they were back in business under other names within a month. Maybe 
the FTC needs criminal, not civil penalties to make "Do not Call" effective?

 Ron Force
Moscow Idaho USA

________________________________
From: lfalen <lfalen at turbonet.com>
To: Saundra Lund <v2020 at ssl1.fastmail.fm>; Ron Force <rforce2003 at yahoo.com>; Art 
Deco <deco at moscow.com>; Vision 2020 <vision2020 at moscow.com>
Sent: Thu, February 24, 2011 11:54:24 AM
Subject: Re: [Vision2020] "Credit Card Services"

I agree. I have called the Do Not Call Line several times with no luck. I have 
had calls fron Rachel also. I hang up on recordings. I usually do not answer the 
phone during the day. If it is some one I need to talk to they will leave a 
message. If I do accidentally take a call, I tell them I do not do anything over 
the phone, send it to me in the mail. The biggest end of my mail is unsolicited 
requests for a donation. I throw most of them in the trash. It is a charity that 
I might be interested in, I check it out on Charity Navigator. It will have to 
have 3 or 4 stars  before I donate.
Roger
-----Original message-----
From: "Saundra Lund" v2020 at ssl1.fastmail.fm
Date: Thu, 24 Feb 2011 00:04:36 -0800
To: "'Ron Force'" rforce2003 at yahoo.com,  "'Art Deco'" deco at moscow.com, "'Vision 
2020'" vision2020 at moscow.com
Subject: Re: [Vision2020] "Credit Card Services"

> Like Wayne, we've been on the Do Not Call Registry since its inception (we
> registered 6/28/2003), yet pre-recorded robo-calls from "Rachel with Card
> Services" has been calling us once or twice a month for 2-3 years in spite
> of the fact that we don't have "at least $5000" in credit card debt that's
> the amount they're interested in, apparently - yes, I, too, have played the
> fishing game with them.
> 
>  
> 
> And, I - along with probably thousands, if not tens of thousands of people
> sick of being harassed - have faithfully filed detailed complaints each &
> every time we've gotten the robo-calls from "Card Services."  Not only have
> I faithfully filed the complaint forms with the Do Not Call Registry, I also
> regularly fill out this FCC complaint form each & every time:
> 
> http://esupport.fcc.gov/complaints.htm?sid=d1e37
> <http://esupport.fcc.gov/complaints.htm?sid=d1e37&id=d1e60> &id=d1e60
> 
>  
> 
> Fat lot of good it's ever done.
> 
>  
> 
> To me, this is just another example of how far behind technology advances
> privacy & consumer protection laws have been allowed to fall because those
> with the power to STOP this kind of crap don't care about we-the-people . .
>  they are in the pockets of those whose financial interest it's in to keep
> those loopholes open & enforcement of even anemic provisions non-existent.
> 
>  
> 
> With junk postal mail, at least the direct marketers are footing the bill
> for annoying me & they don't interrupt meals, sleep, visitors, gardening,
> and all kinds of other activities of life, and they sure don't verbally
> abuse me the way the "representatives" of "Card Services" do when I ask in
> vain for the thousandth time to be removed from their damn call list.  With
> these slimy telemarketers, they are taking advantage of a service I pay for
> my personal convenience as a way to harass me with impunity day & night.
> Only in a country where greed and corporate interests are more important
> than the rights of individual consumers would such lunacy be allowed and
> even advocated by those we elect.  It's disgusting, pure & simple.
> 
>  
> 
>  
> 
>  
> 
> Saundra Lund
> 
> Moscow, ID
> 
>  
> 
> The only thing necessary for the triumph of evil is for good people to do
> nothing.
> 
> ~ Edmund Burke
> 
>  
> 
> ***** Original material contained herein is Copyright 2011 through life plus
> 70 years, Saundra Lund.  Do not copy, forward, excerpt, or reproduce outside
> the Vision 2020 forum without the express written permission of the
> author.*****
> 
>  
> 
>  
> 
>  
> 
>  
> 
> From: vision2020-bounces at moscow.com [mailto:vision2020-bounces at moscow.com]
> On Behalf Of Ron Force
> Sent: Wednesday, February 23, 2011 10:23 PM
> To: Art Deco; Vision 2020
> Subject: Re: [Vision2020] "Credit Card Services"
> 
>  
> 
> File a complaint:
> 
> https://complaints.donotcall.gov/complaint/complaintcheck.aspx?panel=2
> 
> Ron Force
> Moscow Idaho USA
> 
>  
> 
>  
> 
>   _____  
> 
> From: Art Deco <deco at moscow.com>
> To: Vision 2020 <vision2020 at moscow.com>
> Sent: Wed, February 23, 2011 3:36:13 PM
> Subject: Re: [Vision2020] "Credit Card Services"
> 
> We have been signed up for years.  Rachael and her friends call us several
> times weekly.
> 
>  
> 
> w.
> 
> ----- Original Message ----- 
> 
> From: Ron Force <mailto:rforce2003 at yahoo.com>  
> 
> To: Carl Westberg <mailto:idahovandal1 at live.com>  ; vision2020 at moscow.com 
> 
> Sent: Wednesday, February 23, 2011 3:11 PM
> 
> Subject: Re: [Vision2020] "Credit Card Services"
> 
>  
> 
> Sign up here:
> 
> https://www.donotcall.gov/
> 
> Forbids all commercial calls except from those you've done business before.
> Charities and politicians are exempt (unfortunately).
> 
>  
> 
> Ron Force
> Moscow Idaho USA 
> 
>  
> 
>  
> 
> 
>   _____  
> 
> 
> From: Carl Westberg <idahovandal1 at live.com>
> To: vision2020 at moscow.com
> Sent: Wed, February 23, 2011 2:09:41 PM
> Subject: [Vision2020] "Credit Card Services"
> 
> Has anyone else had the repeated pleasure of phone calls from "Credit Card
> Services"?  I've had several, usually from "Rachel", who proceeds to tell me
> or my answering machine that "while there's nothing wrong with your account
> right now, it's "urgent" that you contact us right away for better interest
> rates".......which is the point where I always rudely hang up on poor
> "Rachel".  I probably got my first call at least a year ago, and have
> received about a dozen since. It's an obvious scam designed to bilk more
> gullible folk into giving out there bank and account number.  How do these
> people get away with this stuff?  This is a rhetorical question.....
> 
>  
> 
>   _____  
> 
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> 
>  
> 
> 
> 

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