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<p class="MsoNormal"><span style="font-size:11.0pt">Same for RLTs in our office.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt">Kailei<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt">Partner, deVrieze | Carney PLLC<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt">Get <a href="https://aka.ms/o0ukef">
Outlook for iOS</a><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt;color:#EE0000;mso-ligatures:standardcontextual">UPDATE<s>:</s> deVrieze | Carney PLLC will be CLOSED on FRIDAYS through January 1, 2027, returning to a five day work week January 4, 2027<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt"><o:p> </o:p></span></p>
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<p class="MsoNormal"><b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif">From:</span></b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif"> wsbarp-bounces@lists.wsbarppt.com <wsbarp-bounces@lists.wsbarppt.com>
<b>On Behalf Of </b>Gregory L. Ursich<br>
<b>Sent:</b> Wednesday, September 30, 2026 2:04 PM<br>
<b>To:</b> WSBA Real Property Listserv <wsbarp@lists.wsbarppt.com><br>
<b>Subject:</b> Re: [WSBARP] Coverage for LLC<o:p></o:p></span></p>
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<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><a name="_Hlk84576999"></a><a name="_Hlk84576711"><span style="mso-bookmark:_Hlk84576999"><span style="font-size:11.0pt">Also, almost every title insurer, if asked prior to the transfer, will issue an endorsement naming the LLC as an insured
under the title policy and they will ask to review the LLC documents and the proposed deed of transfer.
<o:p></o:p></span></span></a></p>
<p class="MsoNormal"><span style="mso-bookmark:_Hlk84576711"><span style="mso-bookmark:_Hlk84576999"><span style="font-size:11.0pt"><o:p> </o:p></span></span></span></p>
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<p class="MsoNormal"><span style="mso-bookmark:_Hlk84576711"><span style="mso-bookmark:_Hlk84576999"><b><span style="font-size:10.0pt;color:black">Gregory L. Ursich | Shareholder<o:p></o:p></span></b></span></span></p>
<p class="MsoNormal"><span style="mso-bookmark:_Hlk84576711"><span style="mso-bookmark:_Hlk84576999"><span style="font-size:9.0pt;color:black">Skyline Tower, Suite 1500 | 10900 NE 4th Street | Bellevue, WA 98004<o:p></o:p></span></span></span></p>
<p class="MsoNormal"><span style="mso-bookmark:_Hlk84576711"><span style="mso-bookmark:_Hlk84576999"><span style="font-size:9.0pt;color:black">P: 425.450.4258 | F: 425.635.7720<o:p></o:p></span></span></span></p>
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| </span></span></span><a href="mailto:gursich@insleebest.com"><span style="mso-bookmark:_Hlk84576711"><span style="mso-bookmark:_Hlk84576999"><span style="font-size:9.0pt;color:#0563C1">gursich@insleebest.com</span></span></span><span style="mso-bookmark:_Hlk84576711"><span style="mso-bookmark:_Hlk84576999"></span></span></a><span style="mso-bookmark:_Hlk84576711"><span style="mso-bookmark:_Hlk84576999"><span style="font-size:9.0pt;color:black"><o:p></o:p></span></span></span></p>
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<p class="MsoNormal"><b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif">From:</span></b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif">
</span><a href="mailto:wsbarp-bounces@lists.wsbarppt.com"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif">wsbarp-bounces@lists.wsbarppt.com</span></a><span style="font-size:11.0pt;font-family:"Calibri",sans-serif"> <</span><a href="mailto:wsbarp-bounces@lists.wsbarppt.com"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif">wsbarp-bounces@lists.wsbarppt.com</span></a><span style="font-size:11.0pt;font-family:"Calibri",sans-serif">>
<b>On Behalf Of </b>Chris B<br>
<b>Sent:</b> Wednesday, September 30, 2026 12:50 PM<br>
<b>To:</b> </span><a href="mailto:wsbarp@lists.wsbarppt.com"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif">wsbarp@lists.wsbarppt.com</span></a><span style="font-size:11.0pt;font-family:"Calibri",sans-serif"><br>
<b>Cc:</b> </span><a href="mailto:wsbarp@lists.wsbarppt.com"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif">wsbarp@lists.wsbarppt.com</span></a><span style="font-size:11.0pt;font-family:"Calibri",sans-serif"><br>
<b>Subject:</b> Re: [WSBARP] Coverage for LLC<o:p></o:p></span></p>
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<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal">We always do transfers to LLCs via SWD specifically to retain title insurance policy claims.
<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal">Christopher T. Benis <o:p></o:p></p>
<p class="MsoNormal">Sent from my iPad<o:p></o:p></p>
<p class="MsoNormal" style="margin-bottom:12.0pt"><o:p> </o:p></p>
<blockquote style="margin-top:5.0pt;margin-bottom:5.0pt">
<p class="MsoNormal" style="margin-bottom:12.0pt">On Sep 30, 2026, at 12:37<span style="font-family:"Arial",sans-serif"> </span>PM, Mike Zeno <<a href="mailto:mikez@zenolawfirm.com">mikez@zenolawfirm.com</a>> wrote:<o:p></o:p></p>
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<blockquote style="margin-top:5.0pt;margin-bottom:5.0pt">
<p class="MsoNormal"><span style="font-family:"Tahoma",sans-serif"></span> <o:p>
</o:p></p>
<p class="MsoNormal"><span style="font-family:"Times New Roman",serif;color:#002060">I’ve heard from time to time that if an insured natural person transfers to an LLC, the LLC will be an insured under the policy. Can anyone explain why this is so?</span><o:p></o:p></p>
<p class="MsoNormal"><span style="font-family:"Times New Roman",serif;color:#002060"> </span><o:p></o:p></p>
<p class="MsoNormal"><span style="font-family:"Times New Roman",serif;color:#002060">I realize it depends on the policy. But under the ALTA Homeowners Policy (2021), I’m having a hard time finding anything that provides that sort of coverage, at least explicitly.
I’ve looked at “Continuation of Coverage,” which extends coverage to breach of warranty claims against the insured. But often the transfer into the LLC is by quit claim deed, which creates an obstacle to the warranty claim (though there are arguments to the
contrary that might work). In any case I’m looking for another basis for LLC coverage. The definition of the insured (“You”) doesn’t seem to help.</span><o:p></o:p></p>
<p class="MsoNormal"><span style="font-family:"Times New Roman",serif;color:#002060"> </span><o:p></o:p></p>
<p class="MsoNormal"><span style="font-family:"Times New Roman",serif;color:#002060">Any thoughts?
</span><o:p></o:p></p>
<p class="MsoNormal"><span style="font-family:"Times New Roman",serif;color:#002060"> </span><o:p></o:p></p>
<p class="MsoNormal"><span style="font-family:"Times New Roman",serif;color:#002060">Mike</span><o:p></o:p></p>
<p class="MsoNormal"><span style="font-family:"Times New Roman",serif;color:#002060"> </span><o:p></o:p></p>
<div id="divtagdefaultwrapper">
<p class="MsoNormal"><b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1F497D">The Law Office of G. Michael Zeno, Jr., P.S.</span></b><o:p></o:p></p>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1F497D">T: (425) 947-8050 F: (425) 947-8052</span><o:p></o:p></p>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1F497D">135 Lake Street S., Suite 257</span><o:p></o:p></p>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1F497D">Kirkland, WA 98033</span><o:p></o:p></p>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1F497D"> </span><o:p></o:p></p>
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