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<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif">Does that mean that if the assessments are based on a yearly schedule or something other than every month that before suit can be started there must be at least $2000 owed
or even if the dues are based on a monthly schedule that in any event $2000 must be owed before a suit can be started. The problem with this interpretation is that there are a lot of smaller homeowners associations whose dues are 4 or $500 a year and if the
$2000 level must be reached before suit can be started the dudes would have to be delinquent for four or five years before our suit could be started I'd appreciate your interpretation or that of others on the list serve<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif"><o:p> </o:p></span></p>
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<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;mso-ligatures:standardcontextual">Bryce H. Dille</span><span style="font-size:11.0pt;font-family:"Calibri",sans-serif"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;mso-ligatures:standardcontextual">Dille Law, PLLC<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;mso-ligatures:standardcontextual">1800 Cooper Point Road SW Bldg 11<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;mso-ligatures:standardcontextual">Olympia, WA 98502<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;mso-ligatures:standardcontextual">Office: 360-350-0270<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;mso-ligatures:standardcontextual">Cell: 253-579-5561<o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;mso-ligatures:standardcontextual">Business Entity Creation and Management, Business, Government and Tax Law, Real Estate and Land Use, Residential, Commercial and Condominium
Development Real Estate and Commercial Transactions & Closings, Including Performing Services as IRS Section 1031 Exchange Facilitator Estate Planning, including Wills and Trusts, and Probate Administration Representation Homeowners/Condominium Association
Real Estate Developments Real Property Foreclosures and Forfeitures.<o:p></o:p></span></p>
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<p class="MsoNormal"><b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif">From:</span></b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif"> wsbarp-bounces@lists.wsbarppt.com <wsbarp-bounces@lists.wsbarppt.com>
<b>On Behalf Of </b>Mark Anderson<br>
<b>Sent:</b> Tuesday, August 26, 2025 12:07 PM<br>
<b>To:</b> WSBA Real Property Listserv <wsbarp@lists.wsbarppt.com><br>
<b>Subject:</b> Re: [WSBARP] Non-Judicial Foreclosure of HOA Lien for Unpaid Assessments<o:p></o:p></span></p>
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<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#002060">Yes, I did mean to refer to RCW 64.38. Thank you for snapping me out of my late afternoon fog.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#002060"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#002060">And thank you for the remainder of your response. It looks like there is a single notice under RCW 64.38.100 that is required to be sent twice at the prescribed
intervals.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#002060"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#002060">Please correct me if I am wrong, but this appears to be the sequence to be followed under RCW 64.38 100 prior to initiation of a judicial foreclosure of an HOA
lien:<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#002060"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin-left:.5in"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#002060">1. Confirm that the unpaid assessments are greater than three months in arrears or $2,000 in arrears. Get board approval for the commencement
of a foreclosure action.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-left:.5in"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#002060">2. Send the first notice of delinquency and the RCW 64.38.100 notice to the owner.
<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-left:.5in"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#002060">3. Send a second notice of delinquency and the RCW 64.38.100 notice to the owner no sooner than 90 days after the assessments have become
past due <u>and</u> no sooner than 60 days after the first notice was sent.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-left:.5in"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#002060">4. Record the claim of lien (may be done at any time earlier in this process).<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#002060"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#002060">Other than a routine invoice or billing statement showing the delinquent amounts, is there any particular form for a Notice of Delinquency?<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#002060"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin-bottom:12.0pt"><b><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#002060">Mark B. Anderson<br>
</span></b><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#002060">ANDERSON LAW FIRM PLLC<br>
821 Dock Street, Suite 209, PMB 4-12<br>
Tacoma, Washington 98402<br>
+1 253-327-1750<br>
+1 253-327-1751 (fax)<br>
<a href="mailto:marka@mbaesq.com"><span style="color:#002060">marka@mbaesq.com</span></a><br>
<a href="https://urldefense.proofpoint.com/v2/url?u=http-3A__www.mbaesq.com_&d=DwMGaQ&c=euGZstcaTDllvimEN8b7jXrwqOf-v5A_CdpgnVfiiMM&r=ZjJT61sMYHYXW1a7W0qvaz-zO3o_Ea2RRxXvW5Yr3-0&m=Z3BDaBD52l3-FlQ6Tv02n5GAFx0vWihBSHbxDn7tgE8hB4kqF0KGq52ieZwpWMoC&s=lme1lCwp-8TkeyNDfC-9IREfGhPW-r4l_VLb0bRT-3w&e="><span style="color:#002060">www.mbaesq.com</span></a><b><o:p></o:p></b></span></p>
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<p class="MsoNormal"><b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif">From:</span></b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif">
<a href="mailto:wsbarp-bounces@lists.wsbarppt.com">wsbarp-bounces@lists.wsbarppt.com</a> <<a href="mailto:wsbarp-bounces@lists.wsbarppt.com">wsbarp-bounces@lists.wsbarppt.com</a>>
<b>On Behalf Of </b>Kelby Derenick<br>
<b>Sent:</b> Monday, August 25, 2025 7:40 PM<br>
<b>To:</b> WSBA Real Property Listserv <<a href="mailto:wsbarp@lists.wsbarppt.com">wsbarp@lists.wsbarppt.com</a>><br>
<b>Subject:</b> Re: [WSBARP] Non-Judicial Foreclosure of HOA Lien for Unpaid Assessments<o:p></o:p></span></p>
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<p class="MsoNormal"><o:p> </o:p></p>
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<p class="MsoNormal" style="margin-bottom:10.0pt">I think you meant RCW 64.38. Yes, there are two new notices you have to send out under 64.38.100. Make sure you only file once the assessments reach the greater of 90 days past due or 2k in arrears.<o:p></o:p></p>
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<p class="MsoNormal" style="margin-bottom:10.0pt"><o:p> </o:p></p>
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<p class="MsoNormal" style="margin-bottom:10.0pt">I always use the judicial foreclosure process to foreclosure on the lien for non-payment of HOA assessments. I record a claim of lien also. I didn't think there was a statutory grant for the power of sale
for HOA assessments like a trustee in a deed of trust.<o:p></o:p></p>
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<p class="MsoNormal" style="margin-bottom:10.0pt"><o:p> </o:p></p>
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<p class="MsoNormal" style="margin-bottom:10.0pt">Kelby J. Derenick <o:p></o:p></p>
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<p class="MsoNormal" style="margin-bottom:10.0pt">Attorney<o:p></o:p></p>
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<p class="MsoNormal" style="margin-bottom:10.0pt"><o:p> </o:p></p>
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<p class="MsoNormal" style="margin-bottom:10.0pt">On Mon, Aug 25, 2025 at 5:19<span style="font-family:"Arial",sans-serif"> </span>PM Mark Anderson <<a href="mailto:marka@mbaesq.com">marka@mbaesq.com</a>> wrote:<o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="color:#002060">Dear All:</span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="color:#002060">Unlike the notice of default that is sent to begin a nonjudicial foreclosure of a deed of trust, RCW 61.38 does not seem to require any analogous form
of notice of delinquency for nonpayment of HOA dues.</span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="color:#002060">Other than the generic notice required under RCW 61.38.100, is there any such form of notice? Is it required by statute? Could anyone send me an example?</span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="color:#002060">Thanks.</span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;margin-bottom:12.0pt"><b><span style="color:#002060">Mark B. Anderson<br>
</span></b><span style="color:#002060">ANDERSON LAW FIRM PLLC<br>
821 Dock Street, Suite 209, PMB 4-12<br>
Tacoma, Washington 98402<br>
+1 253-327-1750<br>
+1 253-327-1751 (fax)<br>
<a href="mailto:marka@mbaesq.com" target="_blank"><span style="color:#002060">marka@mbaesq.com</span></a><br>
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