<div dir="ltr"><div>Sounds correct. I don't know of any statutory notice for the delinquency. </div><div><br></div><div><div dir="ltr" class="gmail_signature" data-smartmail="gmail_signature"><div dir="ltr"><div>Kelby J. Derenick </div><div>Attorney</div><div><br></div><div><span style="color:rgb(0,0,0);font-family:"Book Antiqua",serif;font-size:11pt">CONFIDENTIALITY NOTICE: This electronic mail message contains information that (a) is or may be legally privileged, confidential, proprietary in nature, or otherwise protected by law from disclosure, and (b) is intended only for the use of the Addressee(s) named herein. If you are not the intended recipient, an addressee, or the person responsible for delivering this to an addressee, you are hereby notified that reading, using, copying, or distributing any part of this message is strictly prohibited. If you have received this electronic mail message in error, please contact me immediately and take the steps necessary to delete the message completely from your computer system. Thank you.</span><br></div><div><div style="margin:0px;padding:0px 0px 20px;width:468.381px;color:rgb(34,34,34);font-family:Roboto,RobotoDraft,Helvetica,Arial,sans-serif;font-size:medium"><div><div style="margin:8px 0px 0px;padding:0px"><div><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div><span style="font-size:11pt;color:rgb(0,0,0);font-family:"Book Antiqua",serif"><br></span></div></div></div></div></div><div></div><div></div></div></div><div></div></div></div></div></div></div></div><br></div><br><div class="gmail_quote gmail_quote_container"><div dir="ltr" class="gmail_attr">On Tue, Aug 26, 2025 at 12:07 PM Mark Anderson <<a href="mailto:marka@mbaesq.com">marka@mbaesq.com</a>> wrote:<br></div><blockquote class="gmail_quote" style="margin:0px 0px 0px 0.8ex;border-left:1px solid rgb(204,204,204);padding-left:1ex"><div class="msg-2768481222074766389">
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<p class="MsoNormal"><span style="font-size:10pt;font-family:Arial,sans-serif;color:rgb(0,32,96)">Yes, I did mean to refer to RCW 64.38. Thank you for snapping me out of my late afternoon fog.<u></u><u></u></span></p>
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<p class="MsoNormal"><span style="font-size:10pt;font-family:Arial,sans-serif;color:rgb(0,32,96)">And thank you for the remainder of your response. It looks like there is a single notice under RCW 64.38.100 that is required to be sent twice at the prescribed
intervals.<u></u><u></u></span></p>
<p class="MsoNormal"><span style="font-size:10pt;font-family:Arial,sans-serif;color:rgb(0,32,96)"><u></u> <u></u></span></p>
<p class="MsoNormal"><span style="font-size:10pt;font-family:Arial,sans-serif;color:rgb(0,32,96)">Please correct me if I am wrong, but this appears to be the sequence to be followed under RCW 64.38 100 prior to initiation of a judicial foreclosure of an HOA
lien:<u></u><u></u></span></p>
<p class="MsoNormal"><span style="font-size:10pt;font-family:Arial,sans-serif;color:rgb(0,32,96)"><u></u> <u></u></span></p>
<p class="MsoNormal" style="margin-left:0.5in"><span style="font-size:10pt;font-family:Arial,sans-serif;color:rgb(0,32,96)">1. Confirm that the unpaid assessments are greater than three months in arrears or $2,000 in arrears. Get board approval for the commencement
of a foreclosure action.<u></u><u></u></span></p>
<p class="MsoNormal" style="margin-left:0.5in"><span style="font-size:10pt;font-family:Arial,sans-serif;color:rgb(0,32,96)">2. Send the first notice of delinquency and the RCW 64.38.100 notice to the owner.
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<p class="MsoNormal" style="margin-left:0.5in"><span style="font-size:10pt;font-family:Arial,sans-serif;color:rgb(0,32,96)">3. Send a second notice of delinquency and the RCW 64.38.100 notice to the owner no sooner than 90 days after the assessments have become
past due <u>and</u> no sooner than 60 days after the first notice was sent.<u></u><u></u></span></p>
<p class="MsoNormal" style="margin-left:0.5in"><span style="font-size:10pt;font-family:Arial,sans-serif;color:rgb(0,32,96)">4. Record the claim of lien (may be done at any time earlier in this process).<u></u><u></u></span></p>
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<p class="MsoNormal"><span style="font-size:10pt;font-family:Arial,sans-serif;color:rgb(0,32,96)">Other than a routine invoice or billing statement showing the delinquent amounts, is there any particular form for a Notice of Delinquency?<u></u><u></u></span></p>
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<p class="MsoNormal" style="margin-bottom:12pt"><b><span style="font-size:10pt;font-family:Arial,sans-serif;color:rgb(0,32,96)">Mark B. Anderson<br>
</span></b><span style="font-size:10pt;font-family:Arial,sans-serif;color:rgb(0,32,96)">ANDERSON LAW FIRM PLLC<br>
821 Dock Street, Suite 209, PMB 4-12<br>
Tacoma, Washington 98402<br>
+1 253-327-1750<br>
+1 253-327-1751 (fax)<br>
<a href="mailto:marka@mbaesq.com" target="_blank"><span style="color:rgb(0,32,96)">marka@mbaesq.com</span></a><br>
<a href="http://www.mbaesq.com/" target="_blank"><span style="color:rgb(0,32,96)">www.mbaesq.com</span></a><b><u></u><u></u></b></span></p>
<p class="MsoNormal" style="margin-bottom:12pt"><b><span style="font-size:10pt;font-family:"Arial Narrow",sans-serif;color:rgb(0,32,96)">CONFIDENTIALITY NOTICE<br>
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<p class="MsoNormal"><span style="font-size:10pt;font-family:Arial,sans-serif;color:rgb(0,32,96)"><u></u> <u></u></span></p>
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<p class="MsoNormal"><b><span style="font-size:11pt;font-family:Calibri,sans-serif">From:</span></b><span style="font-size:11pt;font-family:Calibri,sans-serif"> <a href="mailto:wsbarp-bounces@lists.wsbarppt.com" target="_blank">wsbarp-bounces@lists.wsbarppt.com</a> <<a href="mailto:wsbarp-bounces@lists.wsbarppt.com" target="_blank">wsbarp-bounces@lists.wsbarppt.com</a>>
<b>On Behalf Of </b>Kelby Derenick<br>
<b>Sent:</b> Monday, August 25, 2025 7:40 PM<br>
<b>To:</b> WSBA Real Property Listserv <<a href="mailto:wsbarp@lists.wsbarppt.com" target="_blank">wsbarp@lists.wsbarppt.com</a>><br>
<b>Subject:</b> Re: [WSBARP] Non-Judicial Foreclosure of HOA Lien for Unpaid Assessments<u></u><u></u></span></p>
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<p class="MsoNormal" style="margin-bottom:10pt">I think you meant RCW 64.38. Yes, there are two new notices you have to send out under 64.38.100. Make sure you only file once the assessments reach the greater of 90 days past due or 2k in arrears.<u></u><u></u></p>
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<p class="MsoNormal" style="margin-bottom:10pt">I always use the judicial foreclosure process to foreclosure on the lien for non-payment of HOA assessments. I record a claim of lien also. I didn't think there was a statutory grant for the power of sale
for HOA assessments like a trustee in a deed of trust.<u></u><u></u></p>
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<p class="MsoNormal" style="margin-bottom:10pt">Kelby J. Derenick <u></u><u></u></p>
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<p class="MsoNormal" style="margin-bottom:10pt">Attorney<u></u><u></u></p>
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<p class="MsoNormal" style="margin-bottom:10pt">On Mon, Aug 25, 2025 at 5:19<span style="font-family:Arial,sans-serif"> </span>PM Mark Anderson <<a href="mailto:marka@mbaesq.com" target="_blank">marka@mbaesq.com</a>> wrote:<u></u><u></u></p>
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<p class="MsoNormal"><span style="color:rgb(0,32,96)">Dear All:</span><u></u><u></u></p>
<p class="MsoNormal"><span style="color:rgb(0,32,96)">Unlike the notice of default that is sent to begin a nonjudicial foreclosure of a deed of trust, RCW 61.38 does not seem to require any analogous form
of notice of delinquency for nonpayment of HOA dues.</span><u></u><u></u></p>
<p class="MsoNormal"><span style="color:rgb(0,32,96)">Other than the generic notice required under RCW 61.38.100, is there any such form of notice? Is it required by statute? Could anyone send me an example?</span><u></u><u></u></p>
<p class="MsoNormal"><span style="color:rgb(0,32,96)">Thanks.</span><u></u><u></u></p>
<p class="MsoNormal" style="margin-bottom:12pt"><b><span style="color:rgb(0,32,96)">Mark B. Anderson<br>
</span></b><span style="color:rgb(0,32,96)">ANDERSON LAW FIRM PLLC<br>
821 Dock Street, Suite 209, PMB 4-12<br>
Tacoma, Washington 98402<br>
+1 253-327-1750<br>
+1 253-327-1751 (fax)<br>
<a href="mailto:marka@mbaesq.com" target="_blank"><span style="color:rgb(0,32,96)">marka@mbaesq.com</span></a><br>
<a href="http://www.mbaesq.com/" target="_blank"><span style="color:rgb(0,32,96)">www.mbaesq.com</span></a></span><u></u><u></u></p>
<p class="MsoNormal" style="margin-bottom:12pt"><b><span style="font-family:"Arial Narrow",sans-serif;color:rgb(0,32,96)">CONFIDENTIALITY NOTICE<br>
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this transmission in error, please immediately notify the sender via e-mail or by telephone at (253) 327-1750 that you have received the message in error, and then delete it. Thank you.</span><u></u><u></u></p>
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