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<p class="MsoNormal"><b><span style="font-size:11.0pt">I am not sure whether this residential property is the homestead of the owners, but if it is homestead property I would want the wife to execute the deed of trust to signify her consent to the encumbrance
of her homestead.<o:p></o:p></span></b></p>
<p class="MsoNormal"><b><span style="font-size:11.0pt">In addition, I would be concerned about RCW 26.13.030<o:p></o:p></span></b></p>
<p class="MsoNormal"><b><span style="font-size:11.0pt"><o:p> </o:p></span></b></p>
<p class="MsoNormal"><b><span style="font-size:11.0pt">RCW <a href="http://app.leg.wa.gov/RCW/default.aspx?cite=26.16.030">26.16.030</a><o:p></o:p></span></b></p>
<p class="MsoNormal"><b><span style="font-size:11.0pt">Community property defined—Management and control.<o:p></o:p></span></b></p>
<p class="MsoNormal"><b><span style="font-size:11.0pt"><o:p> </o:p></span></b></p>
<p class="MsoNormal"><b><span style="font-size:11.0pt"><o:p> </o:p></span></b></p>
<p class="MsoNormal"><span style="font-size:11.0pt">…………………………………………………………………………………………………………………………………<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt">(6) Neither person shall acquire, purchase, sell, convey, or encumber the assets, including real estate, or the good will of a business where both spouses or both domestic partners participate in its management
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<p class="MsoNormal">John McCrady<o:p></o:p></p>
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<p class="MsoNormal"><b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif">From:</span></b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif"> wsbarp-bounces@lists.wsbarppt.com <wsbarp-bounces@lists.wsbarppt.com>
<b>On Behalf Of </b>Douglas Scott<br>
<b>Sent:</b> Monday, July 14, 2025 11:08 AM<br>
<b>To:</b> WSBA Real Property Listserv <wsbarp@lists.wsbarppt.com><br>
<b>Subject:</b> Re: [WSBARP] Erroneous DOT recorded...Remedy?<o:p></o:p></span></p>
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<p class="MsoNormal">With the lender's approval, I would prepare an amended DOT which cancels out the prior one and substitutes the new one which only has the borrower's signature. <o:p></o:p></p>
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<p class="MsoNormal"> <o:p></o:p></p>
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<p class="MsoNormal"><b><span style="font-size:13.5pt;font-family:"Open Sans",sans-serif;color:#6E8F94">DOUGLAS W. SCOTT</span></b><span style="font-family:"Arial",sans-serif"><o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-family:"Georgia",serif">Rainier Legal Advocates|LLC</span><span style="font-family:"Arial",sans-serif"><o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-family:"Arial",sans-serif"><o:p> </o:p></span></p>
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<p class="MsoNormal"><span style="font-family:"Georgia",serif">465 Rainier Blvd. N., Suite C </span><span style="font-family:"Arial",sans-serif"><o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-family:"Georgia",serif">Issaquah, Washington 98027 </span><span style="font-family:"Arial",sans-serif"><o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-family:"Georgia",serif">425.392.8550 (tel)</span><span style="font-family:"Arial",sans-serif"><o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-family:"Georgia",serif">425.392.2829 (fax)</span><span style="font-family:"Arial",sans-serif"><o:p></o:p></span></p>
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<p class="MsoNormal">On Wed, Jul 9, 2025 at 4:11<span style="font-family:"Arial",sans-serif"> </span>PM Craig Gourley <<a href="mailto:craig@glgmail.com">craig@glgmail.com</a>> wrote:<o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt">Did both sign the DOT? If your client did not sign the DOT then I don’t see how it can encumber their interest in the property. If their name only
appears in the DOT as a Grantor but no signature then it creates confusion but I still don’t see their interest being impaired. If they signed the DOT then they have granted an interest, correct or not. I am not sure there is anything you can do unilaterally
to remove the name. I would threaten a slander of title action and maybe that will motivate them. </span><o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif">From:</span></b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif">
<a href="mailto:wsbarp-bounces@lists.wsbarppt.com" target="_blank">wsbarp-bounces@lists.wsbarppt.com</a> <<a href="mailto:wsbarp-bounces@lists.wsbarppt.com" target="_blank">wsbarp-bounces@lists.wsbarppt.com</a>>
<b>On Behalf Of </b>Ryan Castle<br>
<b>Sent:</b> Wednesday, July 9, 2025 4:03 PM<br>
<b>To:</b> WSBA Real Property Listserv <<a href="mailto:wsbarp@lists.wsbarppt.com" target="_blank">wsbarp@lists.wsbarppt.com</a>><br>
<b>Subject:</b> [WSBARP] Erroneous DOT recorded...Remedy?</span><o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"> <o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto">Folks,<o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto">New one for me. Title company recorded a deed of trust on residential property up in Whatcom, listing both owners as debtors/borrowers to the institutional mortgage lender. However,
the promissory note with the lender only contracts with one of the owners as the borrower debtor. Both title company and lender admit error was made but are pointing the finger at each other to fix the error by recording a new corrected amendment or DOT. I
want to fix the error myself since no one is doing anything. What do I need to record? A supplemental to the DOT just listing my client as borrower? Who needs to sign that supplement? <o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto">Any thoughts are much appreciated. This error is holding up a co-ownership dispute settlement between the two owners. <o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto">Ryan Castle <o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto">Castle Law Firm, PLLC<o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto">Managing Attorney<o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto">T: 360-592-3504<o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto">1313 E. Maple St., Suite 790<o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto">Bellingham, WA 98225<o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><a href="https://linkprotect.cudasvc.com/url?a=https%3a%2f%2fryancastlelawfirm.com%2f&c=E,1,PoX9VDjPtncfrXHCdgIaxRkm8C-5-Z5QA5TIlApk_sCObMiVgIzqYezS5bhY7ZfBnmirTtvx-raZRrv2OGpn5l5FxVcUptlkCNn_hDQ5DV6oc9NLpdam4XS1LCGq&typo=1" target="_blank">https://ryancastlelawfirm.com/</a><o:p></o:p></p>
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