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<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#002060">Your question is quite valid and the answer is most likely no – it may not be worth it to my Client.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#002060"><o:p> </o:p></span></p>
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<p class="MsoNormal" style="margin-bottom:12.0pt"><b><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#002060;mso-ligatures:standardcontextual">Mark B. Anderson<br>
</span></b><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#002060;mso-ligatures:standardcontextual">ANDERSON LAW FIRM PLLC<br>
821 Dock St Ste 209 PMB 4-12<br>
Tacoma, Washington 98402<br>
+1 253-327-1750<br>
+1 253-327-1751 (fax)<br>
<a href="mailto:marka@mbaesq.com"><span style="color:#002060">marka@mbaesq.com</span></a><br>
<a href="http://www.mbaesq.com/"><span style="color:#002060">www.mbaesq.com</span></a><b><o:p></o:p></b></span></p>
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this communication is prohibited. If you have received this transmission in error, please immediately notify the sender via e-mail or by telephone at (253) 327-1750 that you have received the message in error, and then delete it. Thank you.<o:p></o:p></span></p>
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<p class="MsoNormal"><b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif">From:</span></b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif"> wsbarp-bounces@lists.wsbarppt.com <wsbarp-bounces@lists.wsbarppt.com>
<b>On Behalf Of </b>Mark McClure<br>
<b>Sent:</b> Wednesday, November 6, 2024 7:28 AM<br>
<b>To:</b> WSBA Real Property Listserv <wsbarp@lists.wsbarppt.com><br>
<b>Subject:</b> Re: [WSBARP] Deed of Trust Enforceability Issues<o:p></o:p></span></p>
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<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1F497D">Hi Randy,</span><o:p></o:p></p>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1F497D"> </span><o:p></o:p></p>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1F497D">Wouldn’t only the portion due and owing within the 6 years prior to the commencement of the case be the only thing that could be sued on, not the entire balance?
Is it still worth it in this case?</span><o:p></o:p></p>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1F497D"> </span><o:p></o:p></p>
<p class="MsoNormal" style="margin-left:.5in"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1F497D">"[w]hen Statute of Limitations begins to run against an action to recover upon contract payable in instal[l]ments" and describes the
general rule: "The general rule in such a case is similar to the general rule herewith noted in the case of contract obligations, it having been held that the Statute of Limitations begins to run from the expiration of the period fixed for the payment of each
instal[l]ment as it becomes due, for the part then payable."</span><o:p></o:p></p>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1F497D"> </span><o:p></o:p></p>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1F497D">See Herzog v. Herzog, 23 Wn.2d 382, 388, 161 P.2d 142 (1945).</span><o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto"><b><span style="font-size:24.0pt;font-family:"Times New Roman",serif;color:#4C76A2">Mark C. McClure<br>
</span></b><i><span style="font-family:"Times New Roman",serif;color:#4C76A2">Managing Attorney <br>
</span></i><span style="font-size:13.5pt;font-family:"Times New Roman",serif;color:navy">Law Office of Mark McClure, PS<b> <br>
</b></span><i><span style="font-size:10.0pt;font-family:"Times New Roman",serif;color:navy">"Why Retire With Debt?"<br>
</span></i><span style="font-size:13.5pt;font-family:"Times New Roman",serif;color:navy">1103 West Meeker Street, #101<br>
Kent, WA 98032</span><o:p></o:p></p>
<p class="MsoNormal"><span style="font-family:"Times New Roman",serif;color:navy">Office: 253.631.6484<br>
</span><span style="font-size:11.0pt;font-family:"Arial",sans-serif;color:#003399">Email:
<a href="mailto:Mark@McClureLawGroup.com" target="_blank">Mark@McClureLawGroup.com</a></span><o:p></o:p></p>
<p class="MsoNormal"><b><span style="font-size:10.0pt;font-family:"Times New Roman",serif;color:#1F497D">Notice of Unavailability:</span></b><span style="font-size:10.0pt;font-family:"Times New Roman",serif;color:#1F497D"> </span><b><span style="font-size:10.0pt;font-family:"Times New Roman",serif;color:red">
</span></b><b><span style="font-size:10.0pt;font-family:"Helvetica",sans-serif;color:red">November 27, 2024 – December 01, 2024</span></b><o:p></o:p></p>
<p class="MsoNormal"><b><span style="font-family:"Times New Roman",serif;color:navy">CONFIDENTIALITY NOTICE:</span></b><span style="font-family:"Times New Roman",serif;color:navy"> </span><span style="font-family:"Times New Roman",serif;color:#1C1E21;background:#F2F3F5">This
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<p class="MsoNormal"><b><span style="font-size:10.0pt;font-family:"Tahoma",sans-serif">From:</span></b><span style="font-size:10.0pt;font-family:"Tahoma",sans-serif">
<a href="mailto:wsbarp-bounces@lists.wsbarppt.com">wsbarp-bounces@lists.wsbarppt.com</a> [mailto:<a href="mailto:wsbarp-bounces@lists.wsbarppt.com">wsbarp-bounces@lists.wsbarppt.com</a>]
<b>On Behalf Of </b>Mark Anderson<br>
<b>Sent:</b> Tuesday, November 5, 2024 5:08 PM<br>
<b>To:</b> WSBA Real Property Listserv<br>
<b>Subject:</b> Re: [WSBARP] Deed of Trust Enforceability Issues</span><o:p></o:p></p>
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<p class="MsoNormal"> <o:p></o:p></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#002060">Thanks for weighing in, Randy. I wanted to see what was enforceable and what was not.</span><o:p></o:p></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#002060"> </span><o:p></o:p></p>
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<p class="MsoNormal" style="margin-bottom:12.0pt"><b><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#002060">Mark B. Anderson<br>
</span></b><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#002060">ANDERSON LAW FIRM PLLC<br>
821 Dock St Ste 209 PMB 4-12<br>
Tacoma, Washington 98402<br>
+1 253-327-1750<br>
+1 253-327-1751 (fax)<br>
<a href="mailto:marka@mbaesq.com"><span style="color:#002060">marka@mbaesq.com</span></a><br>
<a href="http://www.mbaesq.com/"><span style="color:#002060">www.mbaesq.com</span></a></span><o:p></o:p></p>
<p class="MsoNormal" style="margin-bottom:12.0pt"><b><span style="font-size:10.0pt;font-family:"Arial Narrow",sans-serif;color:#002060">CONFIDENTIALITY NOTICE<br>
</span></b><span style="font-size:10.0pt;font-family:"Arial Narrow",sans-serif;color:#002060">This transmission is confidential and is intended solely for the use of the individual named recipient. It may be protected by the attorney-client privilege, work
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If you have received this transmission in error, please immediately notify the sender via e-mail or by telephone at (253) 327-1750 that you have received the message in error, and then delete it. Thank you.</span><o:p></o:p></p>
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<p class="MsoNormal"><b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif">From:</span></b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif">
<a href="mailto:wsbarp-bounces@lists.wsbarppt.com">wsbarp-bounces@lists.wsbarppt.com</a> <<a href="mailto:wsbarp-bounces@lists.wsbarppt.com">wsbarp-bounces@lists.wsbarppt.com</a>>
<b>On Behalf Of </b>Randy Boyer<br>
<b>Sent:</b> Tuesday, November 5, 2024 1:23 PM<br>
<b>To:</b> Real Property Listserve <<a href="mailto:wsbarp@lists.wsbarppt.com">wsbarp@lists.wsbarppt.com</a>><br>
<b>Subject:</b> Re: [WSBARP] Deed of Trust Enforceability Issues</span><o:p></o:p></p>
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<p class="MsoNormal"> <o:p></o:p></p>
<p class="MsoNormal">Mark,<o:p></o:p></p>
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<p class="MsoNormal">Case law holds that the SOL continues as long as payments are due. The final payment was due in 2019. So Seller has 6 years after the date that payment was due. A Judicial foreclosure should be initiated right away.<o:p></o:p></p>
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<p class="MsoNormal"><b><u><span style="font-size:11.0pt;font-family:"Corbel",sans-serif;color:#004B85">Randy M. Boyer ______</span></u></b><span style="font-size:11.0pt;font-family:"Corbel",sans-serif;color:#1F497D"><br>
</span><span style="font-size:11.0pt;font-family:"Corbel",sans-serif;color:#333333">Attorney, </span><span style="font-size:10.5pt;font-family:"Cambria",serif;color:black">WSBA# 8665</span><o:p></o:p></p>
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<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#333333">Law Office of Randy M. Boyer, Inc. P.S. </span><span style="font-size:11.0pt;font-family:"Corbel",sans-serif;color:#1F497D"><br>
7017 196th St. S.W. Lynnwood, Washington 98036<br>
</span><span style="font-size:11.0pt;font-family:Wingdings;color:#999999">(</span><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#999999"> </span><span style="font-size:11.0pt;font-family:"Corbel",sans-serif;color:#1F497D">425.712.3107</span><span style="font-size:11.0pt;font-family:"Corbel",sans-serif;color:#A1784D">| </span><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1F497D"> Fax </span><span style="font-size:11.0pt;font-family:"Corbel",sans-serif;color:#1F497D">425.778.2274<br>
</span><span style="font-size:10.5pt;font-family:"Calibri",sans-serif">mail to:<span class="apple-converted-space"><u> </u></span><a href="mailto:randyedlynlaw@gmail.com">randyedlynlaw@gmail.com</a></span><o:p></o:p></p>
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<p class="MsoNormal" style="margin-bottom:12.0pt"> <o:p></o:p></p>
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<p class="MsoNormal">On Nov 5, 2024, at 1:08<span style="font-family:"Arial",sans-serif"> </span>PM, Mark Anderson <<a href="mailto:marka@mbaesq.com">marka@mbaesq.com</a>> wrote:<o:p></o:p></p>
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<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#002060">Dear All:</span><o:p></o:p></p>
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<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#002060">I could use your help with a scenario I have not seen before.</span><o:p></o:p></p>
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<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#002060">August 2012 – Owner purchased property from Seller. Owner gave Seller a Note secured by a DOT on the property. Note was payable over 7 years.</span><o:p></o:p></p>
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<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#002060">August 2014 – Owner stopped making payments. Seller took no action to enforce the Note or DOT. (I know the six-year statute of limitation began to run at this
point for enforcement of the principal obligation.)</span><o:p></o:p></p>
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<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#002060">September 2019 – Seller paid (advanced) property taxes on behalf of Owner to avoid a tax sale. Owner continued to not make payments. Seller again took no action
to enforce the Note or DOT.</span><o:p></o:p></p>
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<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#002060">October 2024 – property is up again for a tax sale.</span><o:p></o:p></p>
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<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#002060"> </span><o:p></o:p></p>
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<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#002060">(Note: I have no idea why the Seller has never taken any action to enforce the note or DOT.)</span><o:p></o:p></p>
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<p class="MsoNormal"><u><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#002060">Questions</span></u><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#002060">:</span><o:p></o:p></p>
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<ol style="margin-top:0in" start="1" type="1">
<li class="MsoNormal" style="color:#002060;mso-list:l0 level1 lfo1"><span style="font-size:10.0pt;font-family:"Arial",sans-serif">Did the September 2019 payment of taxes affect the statute of limitations for enforcing the DOT? If so, how?</span><o:p></o:p></li><li class="MsoNormal" style="color:#002060;mso-list:l0 level1 lfo1"><span style="font-size:10.0pt;font-family:"Arial",sans-serif">Does the DOT still secure repayment of the additional amounts advanced under the Note, even if it (I think likely) does not secure
repayment of the original amounts due and owing under the Note?</span><o:p></o:p></li><li class="MsoNormal" style="color:#002060;mso-list:l0 level1 lfo1"><span style="font-size:10.0pt;font-family:"Arial",sans-serif">Independent of the Note and DOT, does the payment of property taxes on behalf of Owner give Seller any right to file a lien against
the property in advance of the tax sale?</span><o:p></o:p></li></ol>
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<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#002060">Thanks in advance for any answers or other insights you can provide.</span><o:p></o:p></p>
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<p class="MsoNormal" style="margin-bottom:12.0pt"><b><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#002060">Mark B. Anderson<br>
</span></b><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#002060">ANDERSON LAW FIRM PLLC<br>
821 Dock St Ste 209 PMB 4-12<br>
Tacoma, Washington 98402<br>
+1 253-327-1750<br>
+1 253-327-1751 (fax)<br>
<a href="mailto:marka@mbaesq.com"><span style="color:#002060">marka@mbaesq.com</span></a><br>
<a href="http://www.mbaesq.com/"><span style="color:#002060">www.mbaesq.com</span></a></span><o:p></o:p></p>
<p class="MsoNormal" style="margin-bottom:12.0pt"><b><span style="font-size:10.0pt;font-family:"Arial Narrow",sans-serif;color:#002060">CONFIDENTIALITY NOTICE<br>
</span></b><span style="font-size:10.0pt;font-family:"Arial Narrow",sans-serif;color:#002060">This transmission is confidential and is intended solely for the use of the individual named recipient. It may be protected by the attorney-client privilege, work
product doctrine, or other confidentiality protection. If you are not the intended recipient, or the person responsible to deliver it to the intended recipient, be advised that any dissemination, distribution, or copying of this communication is prohibited.
If you have received this transmission in error, please immediately notify the sender via e-mail or by telephone at (253) 327-1750 that you have received the message in error, and then delete it. Thank you.</span><o:p></o:p></p>
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