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<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#002060">Thanks for weighing in, Randy.  I wanted to see what was enforceable and what was not.<o:p></o:p></span></p>
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<p class="MsoNormal" style="margin-bottom:12.0pt"><b><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#002060;mso-ligatures:standardcontextual">Mark B. Anderson<br>
</span></b><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#002060;mso-ligatures:standardcontextual">ANDERSON LAW FIRM PLLC<br>
821 Dock St  Ste 209  PMB 4-12<br>
Tacoma, Washington 98402<br>
+1 253-327-1750<br>
+1 253-327-1751 (fax)<br>
<a href="mailto:marka@mbaesq.com"><span style="color:#002060">marka@mbaesq.com</span></a><br>
<a href="http://www.mbaesq.com/"><span style="color:#002060">www.mbaesq.com</span></a><b><o:p></o:p></b></span></p>
<p class="MsoNormal" style="margin-bottom:12.0pt"><b><span style="font-size:10.0pt;font-family:"Arial Narrow",sans-serif;color:#002060;mso-ligatures:standardcontextual">CONFIDENTIALITY NOTICE<br>
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<p class="MsoNormal"><b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif">From:</span></b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif"> wsbarp-bounces@lists.wsbarppt.com <wsbarp-bounces@lists.wsbarppt.com>
<b>On Behalf Of </b>Randy Boyer<br>
<b>Sent:</b> Tuesday, November 5, 2024 1:23 PM<br>
<b>To:</b> Real Property Listserve <wsbarp@lists.wsbarppt.com><br>
<b>Subject:</b> Re: [WSBARP] Deed of Trust Enforceability Issues<o:p></o:p></span></p>
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<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal">Mark,<o:p></o:p></p>
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<p class="MsoNormal">Case law holds that the SOL continues as long as payments are due.  The final payment was due in 2019.  So Seller has 6 years after the date that payment was due.  A Judicial foreclosure should be initiated right away.<o:p></o:p></p>
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<p class="MsoNormal"><b><u><span style="font-size:11.0pt;font-family:"Corbel",sans-serif;color:#004B85">Randy M. Boyer                                                 ______</span></u></b><span style="font-size:11.0pt;font-family:"Corbel",sans-serif;color:#1F497D"><br>
</span><span style="font-size:11.0pt;font-family:"Corbel",sans-serif;color:#333333">Attorney, </span><span style="font-size:10.5pt;font-family:"Cambria",serif;color:black">WSBA# 8665</span><span style="font-size:13.5pt;font-family:"Times New Roman",serif;color:black"><o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#333333">Law Office of Randy M. Boyer, Inc. P.S. </span><span style="font-size:11.0pt;font-family:"Corbel",sans-serif;color:#1F497D"><br>
7017 196th St. S.W.  Lynnwood, Washington 98036<br>
</span><span style="font-size:11.0pt;font-family:Wingdings;color:#999999">(</span><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#999999"> </span><span style="font-size:11.0pt;font-family:"Corbel",sans-serif;color:#1F497D">425.712.3107</span><span style="font-size:11.0pt;font-family:"Corbel",sans-serif;color:#A1784D">| </span><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1F497D">  Fax </span><span style="font-size:11.0pt;font-family:"Corbel",sans-serif;color:#1F497D">425.778.2274<br>
</span><span style="font-size:10.5pt;font-family:"Calibri",sans-serif">mail to:<span class="apple-converted-space"><u> </u></span><a href="mailto:randyedlynlaw@gmail.com">randyedlynlaw@gmail.com</a></span><o:p></o:p></p>
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 you for your cooperation.</span><span style="font-family:"Times New Roman",serif;color:black"><o:p></o:p></span></p>
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<p class="MsoNormal">On Nov 5, 2024, at 1:08<span style="font-family:"Arial",sans-serif"> </span>PM, Mark Anderson <<a href="mailto:marka@mbaesq.com">marka@mbaesq.com</a>> wrote:<o:p></o:p></p>
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<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#002060">Dear All:</span><span style="font-size:11.0pt"><o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#002060">I could use your help with a scenario I have not seen before.</span><span style="font-size:11.0pt"><o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#002060"> </span><span style="font-size:11.0pt"><o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#002060">August 2012 – Owner purchased property from Seller.  Owner gave Seller a Note secured by a DOT on the property.  Note was payable over 7 years.</span><span style="font-size:11.0pt"><o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#002060">August 2014 – Owner stopped making payments.  Seller took no action to enforce the Note or DOT.  (I know the six-year statute of limitation began to run at this
 point for enforcement of the principal obligation.)</span><span style="font-size:11.0pt"><o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#002060">September 2019 – Seller paid (advanced) property taxes on behalf of Owner to avoid a tax sale.  Owner continued to not make payments.  Seller again took no action
 to enforce the Note or DOT.</span><span style="font-size:11.0pt"><o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#002060">October 2024 – property is up again for a tax sale.</span><span style="font-size:11.0pt"><o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#002060"> </span><span style="font-size:11.0pt"><o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#002060">(Note: I have no idea why the Seller has never taken any action to enforce the note or DOT.)</span><span style="font-size:11.0pt"><o:p></o:p></span></p>
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<p class="MsoNormal"><u><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#002060">Questions</span></u><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#002060">:</span><span style="font-size:11.0pt"><o:p></o:p></span></p>
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<span style="font-size:10.0pt;font-family:"Arial",sans-serif">Did the September 2019 payment of taxes affect the statute of limitations for enforcing the DOT?  If so, how?</span><span style="font-size:11.0pt"><o:p></o:p></span></li><li class="MsoListParagraph" style="color:#002060;margin-top:0in;margin-bottom:0in;mso-list:l0 level1 lfo1">
<span style="font-size:10.0pt;font-family:"Arial",sans-serif">Does the DOT still secure repayment of the additional amounts advanced under the Note, even if it (I think likely) does not secure repayment of the original amounts due and owing under the Note?</span><span style="font-size:11.0pt"><o:p></o:p></span></li><li class="MsoListParagraph" style="color:#002060;margin-top:0in;margin-bottom:0in;mso-list:l0 level1 lfo1">
<span style="font-size:10.0pt;font-family:"Arial",sans-serif">Independent of the Note and DOT, does the payment of property taxes on behalf of Owner give Seller any right to file a lien against the property in advance of the tax sale?</span><span style="font-size:11.0pt"><o:p></o:p></span></li></ol>
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<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#002060">Thanks in advance for any answers or other insights you can provide.</span><span style="font-size:11.0pt"><o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#002060"> </span><span style="font-size:11.0pt"><o:p></o:p></span></p>
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<p class="MsoNormal" style="margin-bottom:12.0pt"><b><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#002060">Mark B. Anderson<br>
</span></b><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#002060">ANDERSON LAW FIRM PLLC<br>
821 Dock St  Ste 209  PMB 4-12<br>
Tacoma, Washington 98402<br>
+1 253-327-1750<br>
+1 253-327-1751 (fax)<br>
<a href="mailto:marka@mbaesq.com"><span style="color:#002060">marka@mbaesq.com</span></a><br>
<a href="http://www.mbaesq.com/"><span style="color:#002060">www.mbaesq.com</span></a></span><span style="font-size:11.0pt"><o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom:12.0pt"><b><span style="font-size:10.0pt;font-family:"Arial Narrow",sans-serif;color:#002060">CONFIDENTIALITY NOTICE<br>
</span></b><span style="font-size:10.0pt;font-family:"Arial Narrow",sans-serif;color:#002060">This transmission is confidential and is intended solely for the use of the individual named recipient. It may be protected by the attorney-client privilege, work
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 If you have received this transmission in error, please immediately notify the sender via e-mail or by telephone at (253) 327-1750 that you have received the message in error, and then delete it. Thank you.</span><span style="font-size:11.0pt"><o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:11.0pt"> <o:p></o:p></span></p>
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