<div dir="ltr">I always serve both.<div><br clear="all"><div><div dir="ltr" class="gmail_signature" data-smartmail="gmail_signature"><div dir="ltr"><div>Kelby J. Derenick </div><div>Attorney</div><div><br></div><div><div style="color:rgb(34,34,34)"><b><span style="font-family:garamond,"times new roman",serif">9414 State Ave., Suite E</span></b></div><div style="color:rgb(34,34,34)"><b><span style="font-family:garamond,"times new roman",serif">Marysville, WA 98270<br>Ph: (206) 659-5061</span></b></div></div><div><div style="color:rgb(34,34,34)"><div><b style="font-family:garamond,"times new roman",serif"><br></b></div></div><div style="color:rgb(34,34,34)"><b><span style="font-family:garamond,"times new roman",serif">14 E. Main Street, Suite 207</span><br></b></div><div style="color:rgb(34,34,34)"><font face="garamond, times new roman, serif"><b>Walla Walla, WA 99362</b></font></div><div style="color:rgb(34,34,34)"><b><font face="garamond, times new roman, serif">Ph: (509) 676-9805</font></b></div></div><div><span style="color:rgb(0,0,0);font-family:"Book Antiqua",serif;font-size:11pt"><br></span></div><div><span style="color:rgb(0,0,0);font-family:"Book Antiqua",serif;font-size:11pt">CONFIDENTIALITY NOTICE: This electronic mail message contains information that (a) is or may be legally privileged, confidential, proprietary in nature, or otherwise protected by law from disclosure, and (b) is intended only for the use of the Addressee(s) named herein. If you are not the intended recipient, an addressee, or the person responsible for delivering this to an addressee, you are hereby notified that reading, using, copying, or distributing any part of this message is strictly prohibited. If you have received this electronic mail message in error, please contact me immediately and take the steps necessary to delete the message completely from your computer system. Thank you.</span><br></div><div><div style="margin:0px;padding:0px 0px 20px;width:468.381px;color:rgb(34,34,34);font-family:Roboto,RobotoDraft,Helvetica,Arial,sans-serif;font-size:medium"><div><div style="margin:8px 0px 0px;padding:0px"><div><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div><span style="font-size:11pt;color:rgb(0,0,0);font-family:"Book Antiqua",serif"><br></span></div></div></div></div></div><div></div><div></div></div></div><div></div></div></div></div></div></div></div><br></div></div><br><div class="gmail_quote"><div dir="ltr" class="gmail_attr">On Wed, May 3, 2023 at 10:24 AM John McCrady <<a href="mailto:j.mccrady@pstitle.com">j.mccrady@pstitle.com</a>> wrote:<br></div><blockquote class="gmail_quote" style="margin:0px 0px 0px 0.8ex;border-left:1px solid rgb(204,204,204);padding-left:1ex"><div class="msg-3710422950735215834">
<div lang="EN-US" style="overflow-wrap: break-word;">
<div class="m_-3710422950735215834WordSection1">
<p class="MsoNormal">Anyone who does foreclosure work: When service is required on a junior mortgagee whose interest is held by MERS as nominee, is it your practice to serve both MERS and the Lender as shown on the Deed of Trust.<u></u><u></u></p>
<p class="MsoNormal">I think the MERS rider is ambiguous, but I lean toward serving the Lender at the Lender’s address in the Deed of Trust, and also serving MERS.
<u></u><u></u></p>
<p class="MsoNormal"><u></u> <u></u></p>
<p class="MsoNormal">Section B states: <u></u><u></u></p>
<p class="MsoNormal"> Lender, as the beneficiary under this Security Instrument, designates MERS as the Nominee for Lender. Any notice required by Applicable Law or this Security Instrument to be served on Lender must be served on MERS as the designated Nominee
for Lender.<u></u><u></u></p>
<p class="MsoNormal"><u></u> <u></u></p>
<p class="MsoNormal">Section C states, in 16 (d):<u></u><u></u></p>
<p class="MsoNormal">(d) Notices to Lender. <span style="background:yellow">
Any notice to Lender will be given by delivering it or by mailing it by first class mail to Lender's address stated in this Security Instrument</span> unless Lender has designated another address (including an Electronic Address} by notice to Borrower. Any
notice in connection with this Security Instrument will be deemed to have been given to Lender only when actually received by Lender at Lender's designated address (which may include an Electronic Address). If any notice to Lender required by this Security
Instrument is also required under Applicable Law, the Applicable Law <u></u><u></u></p>
<p class="MsoNormal"> requirement will satisfy the corresponding requirement under this Security Instrument.<u></u><u></u></p>
<p class="MsoNormal">'<u></u><u></u></p>
<p class="MsoNormal"><span style="background:yellow">Borrower acknowledges that any notice Borrower provides to Lender must
<u>also</u> be provided to MERS as Nominee for Lender</span> until MERS' Nominee interest is terminated. Any notice provided by Borrower in connection with this Security Instrument will be deemed to have been given to MERS only when actually received by MERS.<u></u><u></u></p>
<p class="MsoNormal"><u></u> <u></u></p>
<p class="MsoNormal">John McCrady<u></u><u></u></p>
<p class="MsoNormal">Counsel<u></u><u></u></p>
<p class="MsoNormal">Puget Sound Title Company<u></u><u></u></p>
<p class="MsoNormal">5350 Orchard Street West<u></u><u></u></p>
<p class="MsoNormal">University Place WA 98467<u></u><u></u></p>
<p class="MsoNormal">253-476-5721<u></u><u></u></p>
<p class="MsoNormal"><a href="mailto:j.mccrady@pstitle.com" target="_blank">j.mccrady@pstitle.com</a><u></u><u></u></p>
<p class="MsoNormal"><u></u> <u></u></p>
<p class="MsoNormal"><u></u> <u></u></p>
<p class="MsoNormal"><u></u> <u></u></p>
<p class="MsoNormal"><b><span style="font-size:13pt;font-family:"Bodoni MT",serif">Beginning July 26, 2021, recording fees for most documents recorded in Washington
<a href="https://www.piercecountywa.gov/DocumentCenter/View/105275/Recording-Fee-Schedule-Effective-Jul-25-2021-" target="_blank">
will increase by $100</a>. Please be sure to collect recording fees accordingly. Due to the above increase, our Reconveyance fees will also be increased by $100.00</span></b><b><u></u><u></u></b></p>
<p class="MsoNormal"><u></u> <u></u></p>
<p class="MsoNormal" style="margin-top:6pt"><b><span style="font-size:10pt;font-family:Arial,sans-serif;color:rgb(31,73,125)">WARNING-FRAUDULENT FUNDING INSTRUCTIONS
</span></b><b><span style="font-size:4pt;font-family:Arial,sans-serif;color:rgb(31,73,125)"><u></u><u></u></span></b></p>
<p class="MsoNormal" style="margin-top:6pt"><span style="font-size:10pt;font-family:Arial,sans-serif;color:rgb(31,73,125)">Email hacking and fraud are on the rise to fraudulently misdirect funds. Please call your escrow officer immediately using contact information
found from an independent source, such as the sales contract or internet, to verify any funding instructions received. We are not responsible for any wire sent by you to an incorrect bank account.<u></u><u></u></span></p>
<p class="MsoNormal"><u></u> <u></u></p>
<p class="MsoNormal"><u></u> <u></u></p>
</div>
</div>
***Disclaimer: Please note that RPPT listserv participation is not restricted to practicing attorneys and may include non-practicing attorneys, law students, professionals working in related fields, and others.***<br>
<br>
_______________________________________________<br>
WSBARP mailing list<br>
<a href="mailto:WSBARP@lists.wsbarppt.com" target="_blank">WSBARP@lists.wsbarppt.com</a><br>
<a href="http://mailman.fsr.com/mailman/listinfo/wsbarp" rel="noreferrer" target="_blank">http://mailman.fsr.com/mailman/listinfo/wsbarp</a></div></blockquote></div>