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The average practitioner should defer in the area of collecting on assessment liens to attorneys that specialize in association law, both as it applies to plat, communities and condominiums as the rules are different as to the two types of communities formed
prior to July 1, 2018. Although they are now treated the same as to communities formed after that date there still is a difference. between forclosing judicially, and non-judicially as to the associations lien priority.<br>
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<div dir="ltr">Bryce H. Dille
<div>Dille Law, PLLC</div>
<div>Office: 360-350-0270</div>
<div>Cell: 253-579-5561<br>
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<div>** Please note that I use the dictation feature of my iPhone and that sometimes everything I say does not get properly translated**</div>
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<blockquote type="cite">On Jan 21, 2023, at 9:00 AM, Roger Hawkes <roger@skyvalleylawyers.com> wrote:<br>
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<p class="MsoNormal">Shepards??? A blast from the past for sure. Idk if it still exists; I only saw it in paper form<span style="font-family:"Segoe UI Emoji",sans-serif">😊</span><o:p></o:p></p>
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<p class="MsoNormal"><b>From:</b> wsbarp-bounces@lists.wsbarppt.com <wsbarp-bounces@lists.wsbarppt.com>
<b>On Behalf Of </b>Kary Krismer<br>
<b>Sent:</b> Saturday, January 21, 2023 4:56 AM<br>
<b>To:</b> wsbarp@lists.wsbarppt.com<br>
<b>Subject:</b> Re: [WSBARP] Interest in Property<o:p></o:p></p>
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<p>One of those two cases and statutory amendment is likely what I was referring to in my response, assuming the statute was amended in response to the one of those cases. But without reading the cases, the mortgage creditor was not allowed to redeem due
to the specific language of the statute (referring to time rather than priority as I recall), and that quirk has since been fixed to avoid a similar result in the future.<o:p></o:p></p>
<p>Unfortunately Sheppards (if that still exists) doesn't pick up situations where the legislature overrules a case, which is why I brought it up. ;-)<o:p></o:p></p>
<pre>Kary L. Krismer<o:p></o:p></pre>
<pre>206 723-2148<o:p></o:p></pre>
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<p class="MsoNormal">On 1/20/2023 12:05 PM, Patrick McDonald wrote:<o:p></o:p></p>
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<p class="MsoNormal">Many community association liens (e.g., condominium associations governed under RCW 64.34) are senior to mortgages/deeds of trust, but their priority is limited to a certain dollar amount. If a lender doesn’t satisfy the association’s lien
priority prior to the association conducting a sheriff’s sale, the lender’s mortgage/deed of trust is eliminated. However, the lender would be a valid redemptioner. The redemption statute was specifically amended in 2013 or so to make sure lenders could redeem
following a sheriff’s sale. See <i>Summerhill Village Homeowners Association v. Roughley</i> and
<i>BAC Home Loans Servicing LP v. Fulbright</i> for more detailed analysis. <o:p></o:p></p>
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<p class="MsoNormal">In my experience, condominium associations used to eliminate lenders’ deeds of trusts from properties somewhat regularly simply because lenders were incapable of timey responding after being served with process (probably due in part to
the MERS system). But about 10 years ago lenders started getting much better at responding to lawsuits and paying off the associations’ lien priority to protect their deeds of trust.
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<p class="MsoNormal">Patrick McDonald<o:p></o:p></p>
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<p class="MsoNormal"><b>_______________________</b><o:p></o:p></p>
<p class="MsoNormal"><b>Pody & McDonald, PLLC</b><o:p></o:p></p>
<p class="MsoNormal">1000 Second Avenue, Ste. 1605<o:p></o:p></p>
<p class="MsoNormal">Seattle, WA 98104<o:p></o:p></p>
<p class="MsoNormal">T: 206-467-1559<o:p></o:p></p>
<p class="MsoNormal">F: 206-467-4489<o:p></o:p></p>
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<p class="MsoNormal"><b>From:</b> <a href="mailto:wsbarp-bounces@lists.wsbarppt.com">
wsbarp-bounces@lists.wsbarppt.com</a> <a href="mailto:wsbarp-bounces@lists.wsbarppt.com">
<wsbarp-bounces@lists.wsbarppt.com></a> <b>On Behalf Of </b>Kary Krismer<br>
<b>Sent:</b> January 20, 2023 11:02 AM<br>
<b>To:</b> <a href="mailto:wsbarp@lists.wsbarppt.com">wsbarp@lists.wsbarppt.com</a><br>
<b>Subject:</b> Re: [WSBARP] Interest in Property<o:p></o:p></p>
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<p>There is a case from about 8-10 years ago where the HOA's foreclosure wiped out the mortgage debt, but that was due to an unintended quirk in the statutory language, such language having since been corrected.<o:p></o:p></p>
<pre>Kary L. Krismer<o:p></o:p></pre>
<pre>206 723-2148<o:p></o:p></pre>
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<p class="MsoNormal">On 1/20/2023 9:36 AM, Joseph McIntosh wrote:<o:p></o:p></p>
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