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<p class="MsoNormal">And of course, don’t forget the DFI waiver! <o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><a href="https://dfi.wa.gov/residential-seller-financing"><span style="color:blue">Residential Seller Financing (wa.gov)</span></a><o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal">Kailei<o:p></o:p></p>
<p class="MsoNormal"><span style="font-size:16.0pt;font-family:"Vladimir Script";color:#1F497D;mso-ligatures:none">Kailei B. Feeney</span><b><span style="font-size:16.0pt;color:#1F497D;mso-ligatures:none"><br>
</span></b><i><span style="font-family:"Garamond",serif;color:#1F497D;mso-ligatures:none">Attorney-at-Law<o:p></o:p></span></i></p>
<p class="MsoNormal"><i><span style="font-family:"Garamond",serif;color:#1F497D;mso-ligatures:none"><img border="0" width="189" height="105" style="width:1.9687in;height:1.0937in" id="_x0000_i1026" src="cid:image001.jpg@01D92B2E.875C8DA0"></span></i><i><span style="font-size:12.0pt;font-family:"Garamond",serif;color:#1F497D;mso-ligatures:none"><o:p></o:p></span></i></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:Nyala;color:#44524E;mso-ligatures:none">3909 California Avenue SW<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:Nyala;color:#44524E;mso-ligatures:none">Seattle, WA 98116-3705
<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:Nyala;color:#44524E;mso-ligatures:none">(206)938-5500
<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:Nyala;color:#1F497D;mso-ligatures:none"><a href="mailto:kailei@westseattlelaw.com"><span style="color:blue">kailei@westseattlelaw.com</span></a></span><span style="font-size:10.0pt;font-family:Nyala;color:#44524E;mso-ligatures:none">
<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D;mso-ligatures:none"><a href="http://www.westseattlelaw.com/"><span style="font-size:10.0pt;font-family:Nyala;color:#44524E">www.westseattlelaw.com</span></a></span><span style="font-size:10.0pt;font-family:Nyala;color:#44524E;mso-ligatures:none">
<o:p></o:p></span></p>
<p class="MsoNormal"><b><span style="font-size:9.0pt;font-family:"Arial",sans-serif;color:#002E8A;mso-ligatures:none">Click here to connect with de Vrieze | Carney on Facebook:
</span></b><b><span style="color:#1F497D;mso-ligatures:none"> </span></b><a href="https://www.facebook.com/DeVriezeCarney"><b><span style="color:blue;mso-ligatures:none;text-decoration:none"><img border="0" width="100" height="30" style="width:1.0416in;height:.3125in" id="Picture_x0020_1" src="cid:image002.png@01D92B2E.875C8DA0" alt="FB Logo"></span></b></a><span style="font-family:Nyala;color:#C00000;mso-ligatures:none"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:8.0pt;color:gray;mso-ligatures:none">CONFIDENTIAL & PRIVILEGED.
</span><span style="font-size:10.0pt;font-family:Nyala;color:gray;mso-ligatures:none">This e-mail message may contain legally privileged and/or confidential information. If you have received this e-mail in error, please notify the sender immediately and delete
all copies of this e-mail message and any attachment. Unless you have previously signed an engagement agreement with this firm, and the firm has accepted you as a client, NO exchange of information by virtue of emails or communications will create any attorney
client relationship, including any duty of confidentiality, between sender and/or recipient.</span><span style="color:gray;mso-ligatures:none"><o:p></o:p></span></p>
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<p class="MsoNormal"><b><span style="mso-ligatures:none">From:</span></b><span style="mso-ligatures:none"> wsbarp-bounces@lists.wsbarppt.com <wsbarp-bounces@lists.wsbarppt.com>
<b>On Behalf Of </b>Mark Anderson<br>
<b>Sent:</b> Wednesday, January 18, 2023 10:40 AM<br>
<b>To:</b> WSBA Real Property Listserv <wsbarp@lists.wsbarppt.com><br>
<b>Subject:</b> Re: [WSBARP] Application of Applicable Federal Rate (AFR)<o:p></o:p></span></p>
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</div>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#002060">I should add – this is for seller financing (i.e., private parties).<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#002060"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#002060">Thanks again.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#002060"><o:p> </o:p></span></p>
<div>
<p class="MsoNormal" style="margin-bottom:12.0pt"><b><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#222A35;mso-ligatures:none">Mark B. Anderson<br>
</span></b><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#222A35;mso-ligatures:none">ANDERSON LAW FIRM PLLC<br>
821 Dock St Ste 209 PMB 4-12<br>
Tacoma, Washington 98402<br>
+1 253-327-1750<br>
+1 253-327-1751 (fax)<br>
</span><a href="mailto:marka@mbaesq.com"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:blue;mso-ligatures:none">marka@mbaesq.com</span></a><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#222A35;mso-ligatures:none"><br>
</span><a href="http://www.mbaesq.com/"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:blue;mso-ligatures:none">www.mbaesq.com</span></a><b><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#222A35;mso-ligatures:none"><o:p></o:p></span></b></p>
<p class="MsoNormal" style="margin-bottom:12.0pt"><b><span style="font-size:10.0pt;font-family:"Arial Narrow",sans-serif;color:#002060;mso-ligatures:none">CONFIDENTIALITY NOTICE<br>
</span></b><span style="font-size:10.0pt;font-family:"Arial Narrow",sans-serif;color:#002060;mso-ligatures:none">This transmission is confidential and is intended solely for the use of the individual named recipient. It may be protected by the attorney-client
privilege, work product doctrine, or other confidentiality protection. If you are not the intended recipient, or the person responsible to deliver it to the intended recipient, be advised that any dissemination, distribution, or copying of this communication
is prohibited. If you have received this transmission in error, please immediately notify the sender via e-mail or by telephone at (253) 327-1750 that you have received the message in error, and then delete it. Thank you.</span><span style="font-size:7.5pt;font-family:"Arial",sans-serif;color:#002060;mso-ligatures:none"><o:p></o:p></span></p>
</div>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#002060"><o:p> </o:p></span></p>
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<p class="MsoNormal"><b><span style="mso-ligatures:none">From:</span></b><span style="mso-ligatures:none"> Mark Anderson
<br>
<b>Sent:</b> 01/18/2023 10:37 AM<br>
<b>To:</b> WSBA Real Property Listserv <</span><a href="mailto:wsbarp@lists.wsbarppt.com"><span style="mso-ligatures:none">wsbarp@lists.wsbarppt.com</span></a><span style="mso-ligatures:none">><br>
<b>Subject:</b> Application of Applicable Federal Rate (AFR)<o:p></o:p></span></p>
</div>
</div>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#002060">Dear All:<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#002060"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#002060">I know that the AFR applies to inter-family loans. Is there a minimum interest rate required for loans between parties who are not related? If so, where do I
find it?<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#002060"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#002060">Thanks.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#002060"><o:p> </o:p></span></p>
<div>
<p class="MsoNormal" style="margin-bottom:12.0pt"><b><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#222A35;mso-ligatures:none">Mark B. Anderson<br>
</span></b><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#222A35;mso-ligatures:none">ANDERSON LAW FIRM PLLC<br>
821 Dock St Ste 209 PMB 4-12<br>
Tacoma, Washington 98402<br>
+1 253-327-1750<br>
+1 253-327-1751 (fax)<br>
</span><a href="mailto:marka@mbaesq.com"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:blue;mso-ligatures:none">marka@mbaesq.com</span></a><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#222A35;mso-ligatures:none"><br>
</span><a href="http://www.mbaesq.com/"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:blue;mso-ligatures:none">www.mbaesq.com</span></a><b><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#222A35;mso-ligatures:none"><o:p></o:p></span></b></p>
<p class="MsoNormal" style="margin-bottom:12.0pt"><b><span style="font-size:10.0pt;font-family:"Arial Narrow",sans-serif;color:#002060;mso-ligatures:none">CONFIDENTIALITY NOTICE<br>
</span></b><span style="font-size:10.0pt;font-family:"Arial Narrow",sans-serif;color:#002060;mso-ligatures:none">This transmission is confidential and is intended solely for the use of the individual named recipient. It may be protected by the attorney-client
privilege, work product doctrine, or other confidentiality protection. If you are not the intended recipient, or the person responsible to deliver it to the intended recipient, be advised that any dissemination, distribution, or copying of this communication
is prohibited. If you have received this transmission in error, please immediately notify the sender via e-mail or by telephone at (253) 327-1750 that you have received the message in error, and then delete it. Thank you.</span><span style="font-size:7.5pt;font-family:"Arial",sans-serif;color:#002060;mso-ligatures:none"><o:p></o:p></span></p>
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