<div dir="ltr">You might as well just all move to 30 day notices no matter what. <i>Pinzon </i>applies to more than just federally backed mortgages. If a tenant receives federal subsidies, then it also applies. There's no clear way to totally determine whether or not a property/tenant is subject to the CARES Act. In court the other day, I watched an unlawful detainer hearing where the plaintiff was sure the property was not subject to CARES/<i>Pinzon, </i>but the defense attorney used some website that claimed it was (though the website specifically stated it was not guaranteeing accuracy) and the Commissioner said the only person "with knowledge" to provide a declaration was a qualified title officer as part of a title review. So, if a landlord wishes to move forward, then the landlord likely has to line up a title officer to do a search and provide a declaration one way or the other. AND don't forget that evictions take 4-6 months (at least they do in King County), SO there's no guarantee that the loan, even if not federally backed, is not sold during that time period to Fannie or Freddie. So, in that circumstance the landlord would have to start all over at the beginning if that were to happen at any point before the Sheriff executed the writ. <div><br></div><div>Might as well bypass the whole thing and just move to all 30 day notices while this mess gets worked out by the Supreme Court. <i>Pinzon </i>is a mess. </div><div><br></div><div>Food for thought - the unlawful detainer statute was created for a quick and efficient way to resolve the issue of possession. It's no longer quick, it's no longer efficient, and it's no longer affordable for many landlords. Some are starting to consider walking away from unlawful detainers and just file full on ejectment cases because now they are likely faster and can resolve all issues more effectively than unlawful detainers can. </div><div><br></div><div>KJ</div><div><br></div></div><br><div class="gmail_quote"><div dir="ltr" class="gmail_attr">On Tue, Jan 17, 2023 at 6:49 AM Kary Krismer <<a href="mailto:Krismer@comcast.net">Krismer@comcast.net</a>> wrote:<br></div><blockquote class="gmail_quote" style="margin:0px 0px 0px 0.8ex;border-left:1px solid rgb(204,204,204);padding-left:1ex">
<div>
<p>If you look at the definition for 1-4 family homes it includes
Fannie Mae and Freddie Mac loans, so it would be virtually all
home loans except maybe those portfolio lenders like Washington
Federal.</p>
<p>15 USC 9058.</p>
<p>The same is true of 5 units and above, but I have no idea how
common Fannie and Freddie are in those type of loans.</p>
<p>There are also Internet tools I remember from the financial
crisis, but I have not idea used or even thought about those for
years.<br>
</p>
<p><a href="https://fhmtg.com/freddie-mac-and-fannie-mae-loan-lookup-tools/" target="_blank">https://fhmtg.com/freddie-mac-and-fannie-mae-loan-lookup-tools/</a></p>
<pre cols="72">Kary L. Krismer
206 723-2148</pre>
<div>On 1/17/2023 6:23 AM, Annie Fitzsimmons
wrote:<br>
</div>
<blockquote type="cite">
<div style="font-size:12pt;font-family:helvetica,arial,sans-serif;color:rgb(51,51,51)"> Good Morning. If you've not yet read <em style="font-size:12pt">Sherwood Auburn LLC v. Pinzon</em><span style="font-size:12pt">, 521 P.3d 212 (Wash. Ct. App. 2022),
then reading it will get your Tuesday-masquerading-as-a-Monday
off to a startling start. Spoiler alert: based on the CARES
Act, all landlords with a federally backed mortgage must give
30 days notice before initiating an eviction based on unpaid
rent. </span> </div>
<div style="font-size:12pt;font-family:helvetica,arial,sans-serif;color:rgb(51,51,51)"> <span style="font-size:12pt"><br>
</span> </div>
<div style="font-size:12pt;font-family:helvetica,arial,sans-serif;color:rgb(51,51,51)"> <span style="font-size:12pt">Question:
How do you know if a mortgage is a "federally backed
mortgage"? I know that FHA and VA loans are federally
backed. Aren't there some conventional loans that are
federally backed? If so, how do you determine if it is or
isn't?</span> </div>
<div style="font-size:12pt;font-family:helvetica,arial,sans-serif;color:rgb(51,51,51)"> <span style="font-size:12pt"><br>
</span> </div>
<div style="font-size:12pt;font-family:helvetica,arial,sans-serif;color:rgb(51,51,51)"> <span style="font-size:12pt">Thanks!
Annie</span> </div>
<div>
<p>Annette T. Fitzsimmons P.S.<br>
P.O. Box 430<br>
Belfair, WA 98528<br>
</p>
</div>
<br>
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