<!doctype html>
<html>
<head>
<meta charset="UTF-8">
</head>
<body>
<div>
National Flood Insurance Program policies go into effect 30 days after the policy is written, unless the policy is required to qualify for a mortgage. I am not sure if the same limitation applies to private insurers, i.e., Lloyd's of London.
</div>
<blockquote type="cite">
<div>
On 01/12/2023 1:48 PM PST Paul Neumiller <pneumiller@hotmail.com> wrote:
</div>
<div>
</div>
<div>
</div>
<div class="WordSection1">
<p class="MsoNormal"><span style="font-size: 12.0pt; font-family: 'Times New Roman',serif;">PC called insurance broker 20 days ago and said requested flood insurance and broker says yes. Now, after storms and king tides, waterfront property flood damage occurs. Insurance broker now says, “Opps. I got busy during the holiday and I didn’t place a policy so no coverage.” PC has now received a call from broker’s “E & O Insurance” attorneys. PC says the broker must have contacted the E &O carrier. The attorneys for the E & O ins. co. want receipts for damages (ok, makes sense) but also want a written explanation why the PC thinks the broker is liable for doing or not doing something. The PC’s spider-sense is tingling and desires assistance on how to respond. Can anyone assist PC? Self-referrals welcome on- or off-line. </span></p>
<p class="MsoNormal"><span style="font-size: 12.0pt; font-family: 'Times New Roman',serif;"> </span></p>
<p class="MsoNormal"> </p>
<p class="MsoNormal"><a name="Paul_A__Neumiller"></a><img id="_x0000_i1025" style="width: 2.6in; height: 1.5583in;" src="cid:image001.jpg@01D9268B.FBE356B0" width="250" height="150"></p>
<p class="MsoNormal"> </p>
<p class="MsoNormal"><span style="font-size: 9.0pt; font-family: 'Times New Roman',serif;"> </span></p>
<p class="MsoNormal"> </p>
</div> ***Disclaimer: Please note that RPPT listserv participation is not restricted to practicing attorneys and may include non-practicing attorneys, law students, professionals working in related fields, and others.***
<br>
<br>_______________________________________________
<br>WSBARP mailing list
<br>WSBARP@lists.wsbarppt.com
<br>http://mailman.fsr.com/mailman/listinfo/wsbarp
</blockquote>
</body>
</html>