<div dir="ltr"><div dir="ltr"><div class="gmail_default" style="font-family:trebuchet ms,sans-serif">On this, note the newish case of <i>Dalton M LLC v North Cascade Trustee Serv., </i>No. 37448-8-III (2.17.22) - published but I don't think has a reporter citation yet. </div><div class="gmail_default" style="font-family:trebuchet ms,sans-serif"><br></div><div class="gmail_default" style="font-family:trebuchet ms,sans-serif">When the bank wouldn't correct a deed that it knew it should have, because of bureaucratic idiocy, court slammed them with pre-litigation bad-faith attorneys fees for forcing the plaintiff to have to file a quiet title to deal with something they should have done. While this isn't as clear-cut as to the bank's knowledge that it needs to do this - it's close enough I'd use it to see if the prospect of them having to pay fees might get their attention. </div><div class="gmail_default" style="font-family:trebuchet ms,sans-serif"><br></div><div class="gmail_default" style="font-family:trebuchet ms,sans-serif">But sadly these big banks are just so broken they don't process things the way they need to. I got a judgment for over $40K once against BofA when they really weren't even liable, except on a technicality that they could have easily bounced to the other primary defendant. But they never bothered to answer the lawsuit or respond to the correspondence. Judge denied their motion to vacate the judgment with about the same opinion of the bank's excuses as Division III in this case. There are actually a fair number of cases I found once when looking into attorney's fees and what constitutes "good cause" for missing deadlines where the courts expressly reject bureaucratic break-down as a good excuse.</div><div class="gmail_default" style="font-family:trebuchet ms,sans-serif"><br></div><div class="gmail_default" style="font-family:trebuchet ms,sans-serif">Poor substitute for the resolution, I know - still means filing a lawsuit with the attendant delay. But at least you might get some prospect for recovery of fees, and perhaps even accomplish it all on a default. I'd be curious if there is liability for increased interest between now and when it can ultimately happen, I've got to think so and can think of a few possible theories, but haven't ever had cause to specifically research it.</div><div><div dir="ltr" class="gmail_signature" data-smartmail="gmail_signature"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><br><div><div dir="ltr"><div><font face="trebuchet ms,sans-serif" size="2"><br></font></div><div><font face="Trebuchet MS" size="2">Carmen Rowe, Attorney/Owner<i><br><div><br></div><div><img width="200" height="71" src="https://docs.google.com/uc?export=download&id=15zvhzee_g-82l9kuambF6sbk-XuJ4EWA&revid=0B-SsegebS6iBQzdKVzdQdkcvSStFYkVuM1VieVNnemFpMVMwPQ"><br></div></i></font></div><div><font face="Trebuchet MS" size="2"><br></font></div></div><div dir="ltr"><font face="Trebuchet MS" size="2"></font></div><div dir="ltr"><font color="#660000" face="Trebuchet MS" size="2" style="background-color:rgb(255,255,255)"></font></div><div><font color="#660000" face="Trebuchet MS" size="2" style="background-color:rgb(255,255,255)">Phone: (360) 669-3576 (direct cell)<br></font></div><div><font color="#660000" face="Trebuchet MS" size="2">Email: Carmen@GryphonLawGroup.com<br><br></font><span><font color="#660000" face="Trebuchet MS" size="2" style="background-color:rgb(255,255,255)"><b>Olympia/Lacey and primary mailing office:</b></font></span></div><div><span><font color="#660000" face="Trebuchet MS" size="2" style="background-color:rgb(255,255,255)">1415 College Street SE, Lacey, WA 98503<br></font></span></div><div><b style="color:rgb(102,0,0);font-family:"Trebuchet MS""><br></b></div><div><b style="color:rgb(102,0,0);font-family:"Trebuchet MS"">Seattle office:</b><span style="color:rgb(102,0,0);font-family:"trebuchet ms",sans-serif"><b> </b>2611 NE 113th St. Suite 300, Seattle, WA 98125</span><span><font color="#660000" face="Trebuchet MS" size="2" style="background-color:rgb(255,255,255)"><br></font></span></div><div><br></div><div><b style="color:rgb(102,0,0);font-family:"Trebuchet MS"">NOTICE REGARDING OPERATIONS AND COVID-19:</b><font color="#660000" face="Trebuchet MS" size="2"><span style="font-family:"trebuchet ms",sans-serif"> </span>We see our community as working together to address COVID and its impact on our lives, health, and business. 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Any information obtained will be used for collection purposes.<br><br><br><span class="gmail_default" style="font-family:"trebuchet ms",sans-serif"></span></font>From: <a href="mailto:wsbarp-bounces@lists.wsbarppt.com" target="_blank">wsbarp-bounces@lists.wsbarppt.com</a> <<a href="mailto:wsbarp-bounces@lists.wsbarppt.com" target="_blank">wsbarp-bounces@lists.wsbarppt.com</a>> On Behalf Of Stephen Crane</div>Sent: Tuesday, April 19, 2022 7:05 PM<br>To: WSBA Real Property Listserv <<a href="mailto:WSBARP@lists.wsbarppt.com" target="_blank">WSBARP@lists.wsbarppt.com</a>><br>Subject<span class="gmail_default" style="font-family:"trebuchet ms",sans-serif"></span>: <span class="gmail_default" style="font-family:"trebuchet ms",sans-serif"></span>[WSBARP] Need to clear off of title an old (2006) DOT securing Note paid off (in 2010)<br><br>Good afternoon,Real Property Listserve Members.<br><br>My client, before he came to me, started 4 months ago trying to get a refi of a 2005 loan.<br><br>The preliminary title report (Chicago Title) shows a 2006 Deed of Trust originally in favor of Decision One Mortgage for $88,000 with Transnation Title as Trustee, and its subsequent assignment to Bank of America in 2010.<br>The client paid off the loan around 2012, but has no saved paperwork showing it was paid off.<br><br>Bank of America told the client that it could not reconvey the DOT without sign off or approval by the (former) loan servicer, "Ocwen". The client has been unsuccessful in getting a positive response from Ocwen, because it says that it can not find any records whatsoever that it ever serviced the 2006 loan for either Decision One Mortgage or Bank of America or anyone else.<br><br>Meanwhile, the pending refi sits, as interest rates continue to go up.<br><br>Has anyone had experience with a similar DOT situation?<br>What is the best, a/k/a fastest, way to get the DOT removed by the title company when the lender says it requires an ok from the servicing company and the servicing company won't act because it can't find the file?<br>Who is a contact at Bank of America that might be able to make something positive happen?<br><br>Thanks in advance, as always, for your thoughts and suggestions!<br><br>Steve Crane<br><br>Stephen J. Crane<br><br>CRANE DUNHAM PLLC<br><br>3600 15th Ave West, Suite 200<br><br>Seattle, WA 98119<br><br>phone: (206) 292-9090<tel:%28206%29%20292-9090> email: <a href="mailto:scrane@cranedunham.com" target="_blank">scrane@cranedunham.com</a><mailto:<a href="mailto:scrane@cranedunham.com" target="_blank">scrane@cranedunham.com</a>><br><br>fax: (206) 292-9736<tel:%28206%29%20292-9736> web: <a href="http://www.cranedunham.com/" rel="noreferrer" target="_blank">www.cranedunham.com</a><<a href="https://f.xdref.com/?id=23K2Cmra039955&from=wsbarp-bounces@lists.wsbarppt.com&to=j.mccrady@pstitle.com&url=http://www.cranedunham.com/" rel="noreferrer" target="_blank">https://f.xdref.com/?id=23K2Cmra039955&from=wsbarp-bounces@lists.wsbarppt.com&to=j.mccrady@pstitle.com&url=http://www.cranedunham.com/</a>><br><br> This e-mail may contain confidential information which is legally privileged. The information is solely for the use of the addressee named above. 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Thank you.<br><br><br><div><font color="#444444" face="Trebuchet MS" size="1"><span class="gmail_default" style="font-family:"trebuchet ms",sans-serif"></span><br></font></div><div dir="ltr"><font face="Trebuchet MS"></font></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div><br></div><br><div class="gmail_quote"><div dir="ltr" class="gmail_attr">On Wed, Apr 20, 2022 at 12:00 PM <<a href="mailto:wsbarp-request@lists.wsbarppt.com">wsbarp-request@lists.wsbarppt.com</a>> wrote:<br></div><blockquote class="gmail_quote" style="margin:0px 0px 0px 0.8ex;border-left:1px solid rgb(204,204,204);padding-left:1ex">Send WSBARP mailing list submissions to<br>
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Today's Topics:<br>
<br>
1. Seattle Commercial Non-Payment of Rent GURUs (Kaitlyn Jackson)<br>
2. Real property terms for Will (Adrienne Keith Wills)<br>
3. Helena, MT Commercial Real Estate Lawyer (Brian Dano)<br>
4. Re: Forms (Mark Anderson)<br>
5. Hybrid RP/Family Law issue (Leighann Hansing)<br>
6. Need to clear off of title an old (2006) DOT securing Note<br>
paid off (in 2010) (Stephen Crane)<br>
7. Re: Need to clear off of title an old (2006) DOT securing<br>
Note paid off (in 2010) (John McCrady)<br>
8. Re: Forms (Bryce Dille)<br>
9. Kauai (Chris B)<br>
10. Re: Need to clear off of title an old (2006) DOT securing<br>
Note paid off (in 2010) (Stephen Crane)<br>
11. Re: Kauai (Nicholas Pleasants)<br>
12. Re: 2nd DOT invalid - After-acquired title? (Rani K. Sampson)<br>
<br>
<br>
----------------------------------------------------------------------<br>
<br>
Message: 1<br>
Date: Tue, 19 Apr 2022 13:44:29 -0700<br>
From: Kaitlyn Jackson <<a href="mailto:kaitlyn@dimensionlaw.com" target="_blank">kaitlyn@dimensionlaw.com</a>><br>
To: WSBA Real Property Listserv <<a href="mailto:wsbarp@lists.wsbarppt.com" target="_blank">wsbarp@lists.wsbarppt.com</a>><br>
Subject: [WSBARP] Seattle Commercial Non-Payment of Rent GURUs<br>
Message-ID:<br>
<CAO+NF_5w4ZKd_BwgSuLJrAB=<a href="mailto:iG9E10vYyj%2BS_JSjkpXD765rTQ@mail.gmail.com" target="_blank">iG9E10vYyj+S_JSjkpXD765rTQ@mail.gmail.com</a>><br>
Content-Type: text/plain; charset="utf-8"<br>
<br>
As you may have gathered, I mainly practice in Residential unlawful<br>
detainer cases. But, an interesting fact pattern came across my desk today<br>
for a commercial landlord in Seattle. So I'm hoping that there's a<br>
commercial attorney who is familiar with Seattle's eviction moratorium on<br>
small businesses on this listserv who can point me in the right direction<br>
before I start issuing notice to the tenant.<br>
<br>
Tenant owes almost $200,000.00 in commercial rent. Has been making zero<br>
payments since Pandemic started. Property in Seattle so a landlord/owner<br>
has been paralyzed until the moratorium lifted at the end of February.<br>
<br>
According to Seattle Ordinance 126066,<br>
<br>
*A. A small business or nonprofit tenant that fails to pay rent when due<br>
during or within six months after the termination of the civil emergency<br>
proclaimed by Mayor Durkan on March 3, 2020, may elect to pay its overdue<br>
rent in installments during that period on a payment schedule. *<br>
<br>
*B. A written installment payment schedule shall be negotiated between the<br>
lessor and the small business or nonprofit for the payment of rent in<br>
arrears, provided that *<br>
<br>
*1) the repayment schedule may not require the small business or nonprofit<br>
to pay, in addition to rent due for the month or period, more than 1/3 of<br>
late rent within any month or period following the month or period for<br>
which full rent was not paid unless agreed by the tenant, and*<br>
<br>
*2) rent in arrears shall be paid in full to the lessor no later than one<br>
year after the termination of the civil emergency proclaimed by the Mayor<br>
on March 3, 2020. *<br>
<br>
<br>
My questions are:<br>
1. How did this not get overturned? (Just kidding - that's not my<br>
question).<br>
2. If a tenant owes $200,000.00 in unpaid rent, is the payment plan really<br>
limited to 1/3 of the monthly rent plus staying up to date on current rent?<br>
3. If that's true, when new rent due is not paid, does that also have to be<br>
lumped into payment plans of 1/3 of that month's rent?<br>
4. If the tenant and landlord cannot agree on a repayment plan in<br>
compliance with this ordinance, can the landlord just serve a pay or vacate<br>
according to RCW 59.12.030 and move forward with an eviction?<br>
<br>
Thanks in advance!<br>
<br>
-- <br>
<br>
Thank you,<br>
<br>
<br>
<br>
Kaitlyn R. Jackson, Senior Associate Attorney<br>
<br>
Dimension Law Group, PLLC<br>
<br>
*Office:* 206-973-3500?*Fax:* 206-577-5090<br>
<br>
*Email: **kaitlyn**@<a href="http://dimensionlaw.com" rel="noreferrer" target="_blank">dimensionlaw.com</a> <<a href="http://dimensionlaw.com/" rel="noreferrer" target="_blank">http://dimensionlaw.com/</a>>*<br>
<br>
*<a href="http://www.dimensionlaw.com" rel="noreferrer" target="_blank">www.dimensionlaw.com</a> <<a href="http://www.dimensionlaw.com/" rel="noreferrer" target="_blank">http://www.dimensionlaw.com/</a>>*<br>
<br>
130 Andover Park East, Suite 300, Tukwila, WA 98188<br>
<br>
<br>
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Message: 2<br>
Date: Tue, 19 Apr 2022 21:40:54 +0000<br>
From: Adrienne Keith Wills <<a href="mailto:akwills@willslawfirm.com" target="_blank">akwills@willslawfirm.com</a>><br>
To: "<a href="mailto:wsbarp@lists.wsbarppt.com" target="_blank">wsbarp@lists.wsbarppt.com</a>" <<a href="mailto:wsbarp@lists.wsbarppt.com" target="_blank">wsbarp@lists.wsbarppt.com</a>><br>
Subject: [WSBARP] Real property terms for Will<br>
Message-ID:<br>
<<a href="mailto:MWHPR01MB2287C4806E780678326CF691D5F29@MWHPR01MB2287.prod.exchangelabs.com" target="_blank">MWHPR01MB2287C4806E780678326CF691D5F29@MWHPR01MB2287.prod.exchangelabs.com</a>><br>
<br>
Content-Type: text/plain; charset="us-ascii"<br>
<br>
Hi Listmates,<br>
<br>
I'm working with a client on Will. She resides in Seattle and owns her home. She is in a relationship with a significant other who is living with her. She has three adult children from prior marriages/relationships.<br>
<br>
I'm hoping to get some list insight on some thoughts she's expressed.<br>
<br>
<br>
1. The client has indicated a timeframe she'd like for the PR to select a real estate agent who would list the property. I've not seen this timeframe specified in my work so far, and I can see where this would create a problem by overmanaging the process. However, I'm curious to know what other folks have seen.<br>
2. Does anyone have language they'd be willing to share re: one of the children buying out the other children?<br>
<br>
Thanks in advance! Adrienne Keith Wills<br>
<br>
--<br>
Adrienne Keith Wills, Attorney/Mediator<br>
Wills Law Firm Inc. | <a href="http://www.WillsLawFirm.com" rel="noreferrer" target="_blank">www.WillsLawFirm.com</a><<a href="https://nam11.safelinks.protection.outlook.com/?url=http%3A%2F%2Fwww.willslawfirm.com%2F&data=04%7C01%7Cccorwin%40reedlongyearlaw.com%7Ce0c7757a5ed14522b21c08d982c735ee%7Cc42db07999e840ff9b106ba95e2918a6%7C0%7C1%7C637684614401028032%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C2000&sdata=W1LpXquxc2opLDSUM1EyKmBTtSMrRM7AlfTexSq4mr0%3D&reserved=0" rel="noreferrer" target="_blank">https://nam11.safelinks.protection.outlook.com/?url=http%3A%2F%2Fwww.willslawfirm.com%2F&data=04%7C01%7Cccorwin%40reedlongyearlaw.com%7Ce0c7757a5ed14522b21c08d982c735ee%7Cc42db07999e840ff9b106ba95e2918a6%7C0%7C1%7C637684614401028032%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C2000&sdata=W1LpXquxc2opLDSUM1EyKmBTtSMrRM7AlfTexSq4mr0%3D&reserved=0</a>><br>
Helping family law and estate planning clients<br>
<br>
1700 Seventh Ave, Suite 2100 | Seattle, WA 98101<br>
Tel. (206) 523-3047 | Fax (206) 219-6714<br>
<br>
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Message: 3<br>
Date: Tue, 19 Apr 2022 22:43:02 +0000<br>
From: Brian Dano <<a href="mailto:bricyn@danolawfirm.com" target="_blank">bricyn@danolawfirm.com</a>><br>
To: WSBA Real Property Listserv <<a href="mailto:wsbarp@lists.wsbarppt.com" target="_blank">wsbarp@lists.wsbarppt.com</a>><br>
Subject: [WSBARP] Helena, MT Commercial Real Estate Lawyer<br>
Message-ID:<br>
<<a href="mailto:MW4PR05MB8729C128CC186A009E2068FAD6F29@MW4PR05MB8729.namprd05.prod.outlook.com" target="_blank">MW4PR05MB8729C128CC186A009E2068FAD6F29@MW4PR05MB8729.namprd05.prod.outlook.com</a>><br>
<br>
Content-Type: text/plain; charset="us-ascii"<br>
<br>
Greetings<br>
<br>
Have a client in need of a commercial real estate lawyer in Helena, MT. Would appreciate recommendations. Thanks<br>
<br>
Brian Dano<br>
Lawyer<br>
WSBA 4793<br>
<br>
DANO<br>
LAW<br>
FIRM P.S.<br>
PO BOX 1159<br>
100 E BROADWAY AVE<br>
MOSES LAKE. WA 98837<br>
P 509.765.9285<br>
F 509.766.0087<br>
<a href="http://DANOLAWFIRM.COM" rel="noreferrer" target="_blank">DANOLAWFIRM.COM</a><br>
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Message: 4<br>
Date: Wed, 20 Apr 2022 00:56:32 +0000<br>
From: Mark Anderson <<a href="mailto:marka@mbaesq.com" target="_blank">marka@mbaesq.com</a>><br>
To: WSBA Real Property Listserv <<a href="mailto:wsbarp@lists.wsbarppt.com" target="_blank">wsbarp@lists.wsbarppt.com</a>><br>
Subject: Re: [WSBARP] Forms<br>
Message-ID:<br>
<<a href="mailto:MW2PR12MB23794314D00CD302830AB19AC8F59@MW2PR12MB2379.namprd12.prod.outlook.com" target="_blank">MW2PR12MB23794314D00CD302830AB19AC8F59@MW2PR12MB2379.namprd12.prod.outlook.com</a>><br>
<br>
Content-Type: text/plain; charset="us-ascii"<br>
<br>
Here you go.<br>
<br>
Mark B. Anderson<br>
ANDERSON LAW FIRM PLLC<br>
821 Dock St Ste 209 PMB 4-12<br>
Tacoma, Washington 98402<br>
+1 253-327-1750<br>
+1 253-327-1751 (fax)<br>
<a href="mailto:marka@mbaesq.com" target="_blank">marka@mbaesq.com</a><mailto:<a href="mailto:marka@mbaesq.com" target="_blank">marka@mbaesq.com</a>><br>
<a href="http://www.mbaesq.com" rel="noreferrer" target="_blank">www.mbaesq.com</a><<a href="http://www.mbaesq.com/" rel="noreferrer" target="_blank">http://www.mbaesq.com/</a>><br>
CONFIDENTIALITY NOTICE<br>
This transmission is confidential and is intended solely for the use of the individual named recipient. It may be protected by the attorney-client privilege, work product doctrine, or other confidentiality protection. If you are not the intended recipient, or the person responsible to deliver it to the intended recipient, be advised that any dissemination, distribution, or copying of this communication is prohibited. If you have received this transmission in error, please immediately notify the sender via e-mail or by telephone at (253) 327-1750 that you have received the message in error, and then delete it. Thank you.<br>
<br>
From: <a href="mailto:wsbarp-bounces@lists.wsbarppt.com" target="_blank">wsbarp-bounces@lists.wsbarppt.com</a> <<a href="mailto:wsbarp-bounces@lists.wsbarppt.com" target="_blank">wsbarp-bounces@lists.wsbarppt.com</a>> On Behalf Of Bryce Dille<br>
Sent: Tuesday, April 19, 2022 9:24 AM<br>
To: WSBA Real Property Listserv <<a href="mailto:wsbarp@lists.wsbarppt.com" target="_blank">wsbarp@lists.wsbarppt.com</a>><br>
Subject: [WSBARP] Forms<br>
<br>
Does anyone have any assignment of promissory note and deed of trust for security purposes forms I'd appreciate a copy thank you<br>
<br>
Bryce H. Dille<br>
Dille Law, PLLC<br>
2010 Caton Way SW Ste. 101<br>
Olympia, WA 98502<br>
Office: 360-350-0270<br>
Cell: 253-579-5561<br>
<br>
[R_Alan_Swanson-WH-200]<br>
** Please note that I use the dictation feature of my iPhone and that sometimes everything I say does not get properly translated**<br>
<br>
This transmission contains confidential attorney-client communications and may not be disclosed to any person but the intended recipient(s). If this matter is transmitted to you in error, please notify the sender immediately.<br>
<br>
Business Entity Creation and Management, Business, Government and Tax Law, Real Estate and Land Use, Residential, Commercial and Condominium Development Real Estate and Commercial Transactions & Closings, Including Performing Services as IRS Section 1031 Exchange Facilitator Estate Planning, including Wills and Trusts, and Probate Administration Representation Homeowners/Condominium Association Real Estate Developments Real Property Foreclosures and Forfeitures.<br>
<br>
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Message: 5<br>
Date: Wed, 20 Apr 2022 01:41:52 +0000<br>
From: Leighann Hansing <<a href="mailto:hansinglegal@outlook.com" target="_blank">hansinglegal@outlook.com</a>><br>
To: "<a href="mailto:wsbarp@lists.wsbarppt.com" target="_blank">wsbarp@lists.wsbarppt.com</a>" <<a href="mailto:wsbarp@lists.wsbarppt.com" target="_blank">wsbarp@lists.wsbarppt.com</a>><br>
Subject: [WSBARP] Hybrid RP/Family Law issue<br>
Message-ID:<br>
<<a href="mailto:MWHPR07MB31346A13158BF9DEC319821ECBF59@MWHPR07MB3134.namprd07.prod.outlook.com" target="_blank">MWHPR07MB31346A13158BF9DEC319821ECBF59@MWHPR07MB3134.namprd07.prod.outlook.com</a>><br>
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<br>
Good evening list mates,<br>
<br>
PC is getting divorced in another state (attorney there hasn't filed yet) and has earnest money on a house here. Spouse won't sign the paperwork to buy the house in WA. I'm not a transactional real estate attorney so I'm not super familiar with the work arounds, if any, for something like this. Any ideas? Anyone interested?<br>
<br>
Leigh Ann Hansing<br>
Attorney | Hansing Legal<br>
direct: (425) 202-5922<br>
<a href="mailto:leighann@hansinglegal.com" target="_blank">leighann@hansinglegal.com</a><mailto:<a href="mailto:leighann@hansinglegal.com" target="_blank">leighann@hansinglegal.com</a>><br>
<br>
Mailing Address:<br>
14201 SE Petrovitsky Rd.<br>
Suite 3A, Box 169<br>
Renton, WA 98058<br>
<br>
<br>
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<br>
Message: 6<br>
Date: Tue, 19 Apr 2022 19:04:45 -0700<br>
From: Stephen Crane <<a href="mailto:scrane@cranedunham.com" target="_blank">scrane@cranedunham.com</a>><br>
To: WSBA Real Property Listserv <<a href="mailto:WSBARP@lists.wsbarppt.com" target="_blank">WSBARP@lists.wsbarppt.com</a>><br>
Subject: [WSBARP] Need to clear off of title an old (2006) DOT<br>
securing Note paid off (in 2010)<br>
Message-ID:<br>
<<a href="mailto:CAJnecDpFRxJ-LVe8sQo%2BE16m7diqQ4Ub2H3XeoZsCQXbnLpkNQ@mail.gmail.com" target="_blank">CAJnecDpFRxJ-LVe8sQo+E16m7diqQ4Ub2H3XeoZsCQXbnLpkNQ@mail.gmail.com</a>><br>
Content-Type: text/plain; charset="utf-8"<br>
<br>
Good afternoon,Real Property Listserve Members.<br>
<br>
My client, before he came to me, started 4 months ago trying to get a refi<br>
of a 2005 loan.<br>
<br>
The preliminary title report (Chicago Title) shows a 2006 Deed of Trust<br>
originally in favor of Decision One Mortgage for $88,000 with Transnation<br>
Title as Trustee, and its subsequent assignment to Bank of America in 2010.<br>
The client paid off the loan around 2012, but has no saved paperwork<br>
showing it was paid off.<br>
<br>
Bank of America told the client that it could not reconvey the DOT without<br>
sign off or approval by the (former) loan servicer, "Ocwen". The client<br>
has been unsuccessful in getting a positive response from Ocwen, because it<br>
says that it can not find any records whatsoever that it ever serviced the<br>
2006 loan for either Decision One Mortgage or Bank of America or anyone<br>
else.<br>
<br>
Meanwhile, the pending refi sits, as interest rates continue to go up.<br>
<br>
Has anyone had experience with a similar DOT situation?<br>
What is the best, a/k/a fastest, way to get the DOT removed by the title<br>
company when the lender says it requires an ok from the servicing company<br>
and the servicing company won't act because it can't find the file?<br>
Who is a contact at Bank of America that might be able to make something<br>
positive happen?<br>
<br>
Thanks in advance, as always, for your thoughts and suggestions!<br>
<br>
Steve Crane<br>
<br>
*Stephen J. Crane*<br>
<br>
*CRANE DUNHAM PLLC*<br>
<br>
*3600 15th Ave West, Suite 200*<br>
<br>
*Seattle, WA 98119 *<br>
<br>
*phone: (206) 292-9090<br>
<%28206%29%20292-9090> email: <a href="mailto:scrane@cranedunham.com" target="_blank">scrane@cranedunham.com</a><br>
<<a href="mailto:scrane@cranedunham.com" target="_blank">scrane@cranedunham.com</a>>*<br>
<br>
*fax: (206) 292-9736 <%28206%29%20292-9736> web: <a href="http://www.cranedunham.com" rel="noreferrer" target="_blank">www.cranedunham.com</a><br>
<<a href="http://www.cranedunham.com/" rel="noreferrer" target="_blank">http://www.cranedunham.com/</a>>*<br>
<br>
<br>
<br>
*This e-mail may contain confidential information which is legally<br>
privileged. The information is solely for the use of the addressee named<br>
above. If you are not the intended recipient, any disclosure, copying,<br>
distribution or other use of the contents of this information is strictly<br>
prohibited. If you have received this e-mail in error, please notify us by<br>
return e-mail and delete this message. Thank you.*<br>
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Message: 7<br>
Date: Wed, 20 Apr 2022 16:00:02 +0000<br>
From: John McCrady <<a href="mailto:j.mccrady@pstitle.com" target="_blank">j.mccrady@pstitle.com</a>><br>
To: WSBA Real Property Listserv <<a href="mailto:wsbarp@lists.wsbarppt.com" target="_blank">wsbarp@lists.wsbarppt.com</a>><br>
Subject: Re: [WSBARP] Need to clear off of title an old (2006) DOT<br>
securing Note paid off (in 2010)<br>
Message-ID: <<a href="mailto:719f33589b1d418598455621f90e8f3a@PST-MAIL.pstitle.com" target="_blank">719f33589b1d418598455621f90e8f3a@PST-MAIL.pstitle.com</a>><br>
Content-Type: text/plain; charset="utf-8"<br>
<br>
It may not be feasible for your client to get any of those huge bureaucracies to assume any responsibility to get the deed of trust re-conveyed. Quiet title might be the only option to quickly resolve the issue and get the deed of trust removed from the record.<br>
On the other hand, Chicago Title may be willing to accept proof of payment from the Title Company who insured and closed the loan that paid off the 2006 loan. We will often ?insure around? a deed of trust with proof of payment from the escrow that closed the transaction that paid off the deed of trust.<br>
I would certainly contact that escrow company and insist they get busy procuring the re-conveyance, as it was their responsibility to get one.<br>
<br>
John McCrady<br>
Counsel<br>
Puget Sound Title Company<br>
5350 Orchard Street West<br>
University Place WA 98467<br>
253-476-5721<br>
<a href="mailto:j.mccrady@pstitle.com" target="_blank">j.mccrady@pstitle.com</a><mailto:<a href="mailto:j.mccrady@pstitle.com" target="_blank">j.mccrady@pstitle.com</a>><br>
<br>
<br>
<br>
Beginning July 26, 2021, recording fees for most documents recorded in Washington will increase by $100<<a href="https://www.piercecountywa.gov/DocumentCenter/View/105275/Recording-Fee-Schedule-Effective-Jul-25-2021-" rel="noreferrer" target="_blank">https://www.piercecountywa.gov/DocumentCenter/View/105275/Recording-Fee-Schedule-Effective-Jul-25-2021-</a>>. Please be sure to collect recording fees accordingly. Due to the above increase, our Reconveyance fees will also be increased by $100.00<br>
<br>
WARNING-FRAUDULENT FUNDING INSTRUCTIONS<br>
Email hacking and fraud are on the rise to fraudulently misdirect funds. Please call your escrow officer immediately using contact information found from an independent source, such as the sales contract or internet, to verify any funding instructions received. We are not responsible for any wire sent by you to an incorrect bank account.<br>
<br>
<br>
From: <a href="mailto:wsbarp-bounces@lists.wsbarppt.com" target="_blank">wsbarp-bounces@lists.wsbarppt.com</a> <<a href="mailto:wsbarp-bounces@lists.wsbarppt.com" target="_blank">wsbarp-bounces@lists.wsbarppt.com</a>> On Behalf Of Stephen Crane<br>
Sent: Tuesday, April 19, 2022 7:05 PM<br>
To: WSBA Real Property Listserv <<a href="mailto:WSBARP@lists.wsbarppt.com" target="_blank">WSBARP@lists.wsbarppt.com</a>><br>
Subject: [WSBARP] Need to clear off of title an old (2006) DOT securing Note paid off (in 2010)<br>
<br>
Good afternoon,Real Property Listserve Members.<br>
<br>
My client, before he came to me, started 4 months ago trying to get a refi of a 2005 loan.<br>
<br>
The preliminary title report (Chicago Title) shows a 2006 Deed of Trust originally in favor of Decision One Mortgage for $88,000 with Transnation Title as Trustee, and its subsequent assignment to Bank of America in 2010.<br>
The client paid off the loan around 2012, but has no saved paperwork showing it was paid off.<br>
<br>
Bank of America told the client that it could not reconvey the DOT without sign off or approval by the (former) loan servicer, "Ocwen". The client has been unsuccessful in getting a positive response from Ocwen, because it says that it can not find any records whatsoever that it ever serviced the 2006 loan for either Decision One Mortgage or Bank of America or anyone else.<br>
<br>
Meanwhile, the pending refi sits, as interest rates continue to go up.<br>
<br>
Has anyone had experience with a similar DOT situation?<br>
What is the best, a/k/a fastest, way to get the DOT removed by the title company when the lender says it requires an ok from the servicing company and the servicing company won't act because it can't find the file?<br>
Who is a contact at Bank of America that might be able to make something positive happen?<br>
<br>
Thanks in advance, as always, for your thoughts and suggestions!<br>
<br>
Steve Crane<br>
<br>
Stephen J. Crane<br>
<br>
CRANE DUNHAM PLLC<br>
<br>
3600 15th Ave West, Suite 200<br>
<br>
Seattle, WA 98119<br>
<br>
phone: (206) 292-9090<tel:%28206%29%20292-9090> email: <a href="mailto:scrane@cranedunham.com" target="_blank">scrane@cranedunham.com</a><mailto:<a href="mailto:scrane@cranedunham.com" target="_blank">scrane@cranedunham.com</a>><br>
<br>
fax: (206) 292-9736<tel:%28206%29%20292-9736> web: <a href="http://www.cranedunham.com" rel="noreferrer" target="_blank">www.cranedunham.com</a><<a href="https://f.xdref.com/?id=23K2Cmra039955&from=wsbarp-bounces@lists.wsbarppt.com&to=j.mccrady@pstitle.com&url=http://www.cranedunham.com/" rel="noreferrer" target="_blank">https://f.xdref.com/?id=23K2Cmra039955&from=wsbarp-bounces@lists.wsbarppt.com&to=j.mccrady@pstitle.com&url=http://www.cranedunham.com/</a>><br>
<br>
This e-mail may contain confidential information which is legally privileged. The information is solely for the use of the addressee named above. If you are not the intended recipient, any disclosure, copying, distribution or other use of the contents of this information is strictly prohibited. If you have received this e-mail in error, please notify us by return e-mail and delete this message. Thank you.<br>
<br>
<br>
<br>
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<br>
Message: 8<br>
Date: Wed, 20 Apr 2022 16:03:07 +0000<br>
From: Bryce Dille <<a href="mailto:Bryce@dillelaw.com" target="_blank">Bryce@dillelaw.com</a>><br>
To: WSBA Real Property Listserv <<a href="mailto:wsbarp@lists.wsbarppt.com" target="_blank">wsbarp@lists.wsbarppt.com</a>><br>
Subject: Re: [WSBARP] Forms<br>
Message-ID:<br>
<<a href="mailto:SJ0PR11MB48938AD374775D2C734516C5C8F59@SJ0PR11MB4893.namprd11.prod.outlook.com" target="_blank">SJ0PR11MB48938AD374775D2C734516C5C8F59@SJ0PR11MB4893.namprd11.prod.outlook.com</a>><br>
<br>
Content-Type: text/plain; charset="us-ascii"<br>
<br>
Thank you<br>
<br>
Bryce H. Dille<br>
Dille Law, PLLC<br>
2010 Caton Way SW Ste. 101<br>
Olympia, WA 98502<br>
Office: 360-350-0270<br>
Cell: 253-579-5561<br>
<br>
[R_Alan_Swanson-WH-200]<br>
** Please note that I use the dictation feature of my iPhone and that sometimes everything I say does not get properly translated**<br>
<br>
This transmission contains confidential attorney-client communications and may not be disclosed to any person but the intended recipient(s). If this matter is transmitted to you in error, please notify the sender immediately.<br>
<br>
Business Entity Creation and Management, Business, Government and Tax Law, Real Estate and Land Use, Residential, Commercial and Condominium Development Real Estate and Commercial Transactions & Closings, Including Performing Services as IRS Section 1031 Exchange Facilitator Estate Planning, including Wills and Trusts, and Probate Administration Representation Homeowners/Condominium Association Real Estate Developments Real Property Foreclosures and Forfeitures.<br>
<br>
From: <a href="mailto:wsbarp-bounces@lists.wsbarppt.com" target="_blank">wsbarp-bounces@lists.wsbarppt.com</a> <<a href="mailto:wsbarp-bounces@lists.wsbarppt.com" target="_blank">wsbarp-bounces@lists.wsbarppt.com</a>> On Behalf Of Mark Anderson<br>
Sent: Tuesday, April 19, 2022 5:57 PM<br>
To: WSBA Real Property Listserv <<a href="mailto:wsbarp@lists.wsbarppt.com" target="_blank">wsbarp@lists.wsbarppt.com</a>><br>
Subject: Re: [WSBARP] Forms<br>
<br>
Here you go.<br>
<br>
Mark B. Anderson<br>
ANDERSON LAW FIRM PLLC<br>
821 Dock St Ste 209 PMB 4-12<br>
Tacoma, Washington 98402<br>
+1 253-327-1750<br>
+1 253-327-1751 (fax)<br>
<a href="mailto:marka@mbaesq.com" target="_blank">marka@mbaesq.com</a><mailto:<a href="mailto:marka@mbaesq.com" target="_blank">marka@mbaesq.com</a>><br>
<a href="http://www.mbaesq.com" rel="noreferrer" target="_blank">www.mbaesq.com</a><<a href="http://www.mbaesq.com/" rel="noreferrer" target="_blank">http://www.mbaesq.com/</a>><br>
CONFIDENTIALITY NOTICE<br>
This transmission is confidential and is intended solely for the use of the individual named recipient. It may be protected by the attorney-client privilege, work product doctrine, or other confidentiality protection. If you are not the intended recipient, or the person responsible to deliver it to the intended recipient, be advised that any dissemination, distribution, or copying of this communication is prohibited. If you have received this transmission in error, please immediately notify the sender via e-mail or by telephone at (253) 327-1750 that you have received the message in error, and then delete it. Thank you.<br>
<br>
From: <a href="mailto:wsbarp-bounces@lists.wsbarppt.com" target="_blank">wsbarp-bounces@lists.wsbarppt.com</a><mailto:<a href="mailto:wsbarp-bounces@lists.wsbarppt.com" target="_blank">wsbarp-bounces@lists.wsbarppt.com</a>> <<a href="mailto:wsbarp-bounces@lists.wsbarppt.com" target="_blank">wsbarp-bounces@lists.wsbarppt.com</a><mailto:<a href="mailto:wsbarp-bounces@lists.wsbarppt.com" target="_blank">wsbarp-bounces@lists.wsbarppt.com</a>>> On Behalf Of Bryce Dille<br>
Sent: Tuesday, April 19, 2022 9:24 AM<br>
To: WSBA Real Property Listserv <<a href="mailto:wsbarp@lists.wsbarppt.com" target="_blank">wsbarp@lists.wsbarppt.com</a><mailto:<a href="mailto:wsbarp@lists.wsbarppt.com" target="_blank">wsbarp@lists.wsbarppt.com</a>>><br>
Subject: [WSBARP] Forms<br>
<br>
Does anyone have any assignment of promissory note and deed of trust for security purposes forms I'd appreciate a copy thank you<br>
<br>
Bryce H. Dille<br>
Dille Law, PLLC<br>
2010 Caton Way SW Ste. 101<br>
Olympia, WA 98502<br>
Office: 360-350-0270<br>
Cell: 253-579-5561<br>
<br>
[R_Alan_Swanson-WH-200]<br>
** Please note that I use the dictation feature of my iPhone and that sometimes everything I say does not get properly translated**<br>
<br>
This transmission contains confidential attorney-client communications and may not be disclosed to any person but the intended recipient(s). If this matter is transmitted to you in error, please notify the sender immediately.<br>
<br>
Business Entity Creation and Management, Business, Government and Tax Law, Real Estate and Land Use, Residential, Commercial and Condominium Development Real Estate and Commercial Transactions & Closings, Including Performing Services as IRS Section 1031 Exchange Facilitator Estate Planning, including Wills and Trusts, and Probate Administration Representation Homeowners/Condominium Association Real Estate Developments Real Property Foreclosures and Forfeitures.<br>
<br>
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Message: 9<br>
Date: Wed, 20 Apr 2022 16:15:47 +0000<br>
From: Chris B <<a href="mailto:chrisb@firstavenuelaw.com" target="_blank">chrisb@firstavenuelaw.com</a>><br>
To: "<a href="mailto:wsbarp@lists.wsbarppt.com" target="_blank">wsbarp@lists.wsbarppt.com</a>" <<a href="mailto:wsbarp@lists.wsbarppt.com" target="_blank">wsbarp@lists.wsbarppt.com</a>><br>
Subject: [WSBARP] Kauai<br>
Message-ID: <<a href="mailto:4A7DBDA2-29C9-4274-B31F-BD005FAFB12F@firstavenuelaw.com" target="_blank">4A7DBDA2-29C9-4274-B31F-BD005FAFB12F@firstavenuelaw.com</a>><br>
Content-Type: text/plain; charset="us-ascii"<br>
<br>
We have a potential client looking for a referral for Atty in Kauai for defense of a claim for failure to disclose in real estate sale.<br>
<br>
Christopher T. Benis<br>
Sent from my iPad<br>
<br>
<br>
<br>
------------------------------<br>
<br>
Message: 10<br>
Date: Wed, 20 Apr 2022 09:25:06 -0700<br>
From: Stephen Crane <<a href="mailto:scrane@cranedunham.com" target="_blank">scrane@cranedunham.com</a>><br>
To: WSBA Real Property Listserv <<a href="mailto:wsbarp@lists.wsbarppt.com" target="_blank">wsbarp@lists.wsbarppt.com</a>><br>
Subject: Re: [WSBARP] Need to clear off of title an old (2006) DOT<br>
securing Note paid off (in 2010)<br>
Message-ID:<br>
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<br>
Thank you for the suggestion, John!<br>
<br>
*Stephen J. Crane*<br>
<br>
*CRANE DUNHAM PLLC*<br>
<br>
*3600 15th Ave West, Suite 200*<br>
<br>
*Seattle, WA 98119 *<br>
<br>
*phone: (206) 292-9090<br>
<%28206%29%20292-9090> email: <a href="mailto:scrane@cranedunham.com" target="_blank">scrane@cranedunham.com</a><br>
<<a href="mailto:scrane@cranedunham.com" target="_blank">scrane@cranedunham.com</a>>*<br>
<br>
*fax: (206) 292-9736 <%28206%29%20292-9736> web: <a href="http://www.cranedunham.com" rel="noreferrer" target="_blank">www.cranedunham.com</a><br>
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On Wed, Apr 20, 2022 at 9:03 AM John McCrady <<a href="mailto:j.mccrady@pstitle.com" target="_blank">j.mccrady@pstitle.com</a>> wrote:<br>
<br>
> It may not be feasible for your client to get any of those huge<br>
> bureaucracies to assume any responsibility to get the deed of trust<br>
> re-conveyed. Quiet title might be the only option to quickly resolve the<br>
> issue and get the deed of trust removed from the record.<br>
><br>
> On the other hand, Chicago Title may be willing to accept proof of payment<br>
> from the Title Company who insured and closed the loan that paid off the<br>
> 2006 loan. We will often ?insure around? a deed of trust with proof of<br>
> payment from the escrow that closed the transaction that paid off the deed<br>
> of trust.<br>
><br>
> I would certainly contact that escrow company and insist they get busy<br>
> procuring the re-conveyance, as it was their responsibility to get one.<br>
><br>
><br>
><br>
> John McCrady<br>
><br>
> Counsel<br>
><br>
> Puget Sound Title Company<br>
><br>
> 5350 Orchard Street West<br>
><br>
> University Place WA 98467<br>
><br>
> 253-476-5721<br>
><br>
> <a href="mailto:j.mccrady@pstitle.com" target="_blank">j.mccrady@pstitle.com</a><br>
><br>
><br>
><br>
><br>
><br>
><br>
><br>
> *Beginning July 26, 2021, recording fees for most documents recorded in<br>
> Washington will increase by $100<br>
> <<a href="https://www.piercecountywa.gov/DocumentCenter/View/105275/Recording-Fee-Schedule-Effective-Jul-25-2021-" rel="noreferrer" target="_blank">https://www.piercecountywa.gov/DocumentCenter/View/105275/Recording-Fee-Schedule-Effective-Jul-25-2021-</a>>.<br>
> Please be sure to collect recording fees accordingly. Due to the above<br>
> increase, our Reconveyance fees will also be increased by $100.00*<br>
><br>
><br>
><br>
> *WARNING-FRAUDULENT FUNDING INSTRUCTIONS *<br>
><br>
> Email hacking and fraud are on the rise to fraudulently misdirect funds.<br>
> Please call your escrow officer immediately using contact information found<br>
> from an independent source, such as the sales contract or internet, to<br>
> verify any funding instructions received. We are not responsible for any<br>
> wire sent by you to an incorrect bank account.<br>
><br>
><br>
><br>
><br>
><br>
> *From:* <a href="mailto:wsbarp-bounces@lists.wsbarppt.com" target="_blank">wsbarp-bounces@lists.wsbarppt.com</a> <<br>
> <a href="mailto:wsbarp-bounces@lists.wsbarppt.com" target="_blank">wsbarp-bounces@lists.wsbarppt.com</a>> *On Behalf Of *Stephen Crane<br>
> *Sent:* Tuesday, April 19, 2022 7:05 PM<br>
> *To:* WSBA Real Property Listserv <<a href="mailto:WSBARP@lists.wsbarppt.com" target="_blank">WSBARP@lists.wsbarppt.com</a>><br>
> *Subject:* [WSBARP] Need to clear off of title an old (2006) DOT securing<br>
> Note paid off (in 2010)<br>
><br>
><br>
><br>
> Good afternoon,Real Property Listserve Members.<br>
><br>
><br>
><br>
> My client, before he came to me, started 4 months ago trying to get a refi<br>
> of a 2005 loan.<br>
><br>
><br>
><br>
> The preliminary title report (Chicago Title) shows a 2006 Deed of Trust<br>
> originally in favor of Decision One Mortgage for $88,000 with Transnation<br>
> Title as Trustee, and its subsequent assignment to Bank of America in 2010.<br>
><br>
> The client paid off the loan around 2012, but has no saved paperwork<br>
> showing it was paid off.<br>
><br>
><br>
><br>
> Bank of America told the client that it could not reconvey the DOT without<br>
> sign off or approval by the (former) loan servicer, "Ocwen". The client<br>
> has been unsuccessful in getting a positive response from Ocwen, because it<br>
> says that it can not find any records whatsoever that it ever serviced the<br>
> 2006 loan for either Decision One Mortgage or Bank of America or anyone<br>
> else.<br>
><br>
><br>
><br>
> Meanwhile, the pending refi sits, as interest rates continue to go up.<br>
><br>
><br>
><br>
> Has anyone had experience with a similar DOT situation?<br>
><br>
> What is the best, a/k/a fastest, way to get the DOT removed by the title<br>
> company when the lender says it requires an ok from the servicing company<br>
> and the servicing company won't act because it can't find the file?<br>
><br>
> Who is a contact at Bank of America that might be able to make something<br>
> positive happen?<br>
><br>
><br>
><br>
> Thanks in advance, as always, for your thoughts and suggestions!<br>
><br>
><br>
><br>
> Steve Crane<br>
><br>
><br>
><br>
> *Stephen J. Crane*<br>
><br>
> *CRANE DUNHAM PLLC*<br>
><br>
> *3600 15th Ave West, Suite 200*<br>
><br>
> *Seattle, WA 98119 *<br>
><br>
> *phone: **(206) 292-9090 <%28206%29%20292-9090> **email: **<a href="mailto:scrane@cranedunham.com" target="_blank">scrane@cranedunham.com</a><br>
> <<a href="mailto:scrane@cranedunham.com" target="_blank">scrane@cranedunham.com</a>>*<br>
><br>
> *fax: **(206) 292-9736 <%28206%29%20292-9736> **web: **<a href="http://www.cranedunham.com" rel="noreferrer" target="_blank">www.cranedunham.com</a><br>
> <<a href="https://f.xdref.com/?id=23K2Cmra039955&from=wsbarp-bounces@lists.wsbarppt.com&to=j.mccrady@pstitle.com&url=http://www.cranedunham.com/" rel="noreferrer" target="_blank">https://f.xdref.com/?id=23K2Cmra039955&from=wsbarp-bounces@lists.wsbarppt.com&to=j.mccrady@pstitle.com&url=http://www.cranedunham.com/</a>>*<br>
><br>
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------------------------------<br>
<br>
Message: 11<br>
Date: Wed, 20 Apr 2022 16:41:28 +0000<br>
From: Nicholas Pleasants <<a href="mailto:nick@pleasantslaw.com" target="_blank">nick@pleasantslaw.com</a>><br>
To: WSBA Real Property Listserv <<a href="mailto:wsbarp@lists.wsbarppt.com" target="_blank">wsbarp@lists.wsbarppt.com</a>>,<br>
"<a href="mailto:chrisb@firstavenuelaw.com" target="_blank">chrisb@firstavenuelaw.com</a>" <<a href="mailto:chrisb@firstavenuelaw.com" target="_blank">chrisb@firstavenuelaw.com</a>><br>
Cc: Mia Shiraishi <<a href="mailto:mia.shiraishi@gmail.com" target="_blank">mia.shiraishi@gmail.com</a>><br>
Subject: Re: [WSBARP] Kauai<br>
Message-ID:<br>
<<a href="mailto:MW4PR20MB429634AFEC1A36B82C3896F0A3F59@MW4PR20MB4296.namprd20.prod.outlook.com" target="_blank">MW4PR20MB429634AFEC1A36B82C3896F0A3F59@MW4PR20MB4296.namprd20.prod.outlook.com</a>><br>
<br>
Content-Type: text/plain; charset="iso-8859-1"<br>
<br>
Mia Shiraishi in Lihue would be a good fit. She is a licensed broker and attorney handling real estate matters.<br>
Mia Shiraishi, Esq.<br>
Sherman Shiraishi, AAL, ALC<br>
2403 Ulu Maika St.<br>
Lihue, HI 96766<br>
Telephone: (808) 245-3361<br>
Fax: (808) 246-0486<br>
<a href="mailto:mia.shiraishi@gmail.com" target="_blank">mia.shiraishi@gmail.com</a><br>
<br>
Best, <br>
Nick<br>
<br>
Nicholas Pleasants | Shareholder <br>
Oseran Hahn P.S.<br>
11225 SE 6th Street | Suite 100 |?Bellevue, WA 98004<br>
Main: (425) 455-3900 | Fax: (425) 455-9201 | E-mail: <a href="mailto:npleasants@ohswlaw.com" target="_blank">npleasants@ohswlaw.com</a> <br>
<br>
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-----Original Message-----<br>
From: <a href="mailto:wsbarp-bounces@lists.wsbarppt.com" target="_blank">wsbarp-bounces@lists.wsbarppt.com</a> <<a href="mailto:wsbarp-bounces@lists.wsbarppt.com" target="_blank">wsbarp-bounces@lists.wsbarppt.com</a>> On Behalf Of Chris B<br>
Sent: Wednesday, April 20, 2022 9:16 AM<br>
To: <a href="mailto:wsbarp@lists.wsbarppt.com" target="_blank">wsbarp@lists.wsbarppt.com</a><br>
Subject: [WSBARP] Kauai<br>
<br>
We have a potential client looking for a referral for Atty in Kauai for defense of a claim for failure to disclose in real estate sale.<br>
<br>
Christopher T. Benis<br>
Sent from my iPad<br>
<br>
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<br>
<br>
<br>
<br>
------------------------------<br>
<br>
Message: 12<br>
Date: Wed, 20 Apr 2022 18:07:00 +0000<br>
From: "Rani K. Sampson" <<a href="mailto:rani@overcastlaw.com" target="_blank">rani@overcastlaw.com</a>><br>
To: WSBA Real Property Listserv <<a href="mailto:wsbarp@lists.wsbarppt.com" target="_blank">wsbarp@lists.wsbarppt.com</a>><br>
Subject: Re: [WSBARP] 2nd DOT invalid - After-acquired title?<br>
Message-ID:<br>
<<a href="mailto:BN6PR1401MB198642F6D4BF3CAA22C2C349D0F59@BN6PR1401MB1986.namprd14.prod.outlook.com" target="_blank">BN6PR1401MB198642F6D4BF3CAA22C2C349D0F59@BN6PR1401MB1986.namprd14.prod.outlook.com</a>><br>
<br>
Content-Type: text/plain; charset="utf-8"<br>
<br>
Careful ? QCDs do not convey after-acquired title unless words expressing such intention are added to the deed. RCW 64.04.050.<br>
<br>
Rani K. Sampson<br>
[cid:image001.png@01D854A6.C0A9D6D0]<br>
23 S Wenatchee Ave #320<br>
Wenatchee WA 98801<br>
(509) 663-5588 x 108<br>
<br>
From: <a href="mailto:wsbarp-bounces@lists.wsbarppt.com" target="_blank">wsbarp-bounces@lists.wsbarppt.com</a> <<a href="mailto:wsbarp-bounces@lists.wsbarppt.com" target="_blank">wsbarp-bounces@lists.wsbarppt.com</a>> On Behalf Of Kary Krismer<br>
Sent: Wednesday, March 30, 2022 7:58 AM<br>
To: <a href="mailto:wsbarp@lists.wsbarppt.com" target="_blank">wsbarp@lists.wsbarppt.com</a><br>
Subject: Re: [WSBARP] 2nd DOT invalid?<br>
<br>
<br>
Thank you for that additional detail about the default. I had thought the only issue was priority.<br>
<br>
Quit claim deeds pick up after-acquired title, but AFAIK, SWDs do not. Perhaps case law (or a statute) on deeds could be applied to DOTs. Of course it's really whatever the title company thinks<br>
<br>
Kary L. Krismer<br>
<br>
206 723-2148<br>
On 3/29/2022 1:42 PM, Douglas Scott wrote:<br>
I appreciate your thoughts. In clarification, the client seller had no knowledge of the 2nd DOT. Buyer defaulted in payments and said he'd Deed In Lieu the commercial property back to the client. But when the title was searched, the client found the $440,000 2nd DOT. Client would rather not foreclose. There was no language in the 2nd DOT about it being signed before the closing but filed thereafter.<br>
DOUGLAS W. SCOTT<br>
Rainier Legal Advocates|LLC<br>
<br>
465 Rainier Blvd. N., Suite C<br>
Issaquah, Washington 98027<br>
425.392.8550 (tel)<br>
425.392.2829 (fax)<br>
<br>
<br>
<br>
<a href="http://www.rainieradvocates.com" rel="noreferrer" target="_blank">www.rainieradvocates.com</a><<a href="http://www.rainieradvocates.com/" rel="noreferrer" target="_blank">http://www.rainieradvocates.com/</a>><br>
<br>
<br>
Notice: This communication, including attachments, may contain information that is confidential and protected by the attorney/client or other privileges. It constitutes non-public information intended to be conveyed only to the designated recipient(s). If the reader or recipient of this communication is not the intended recipient, an employee or agent of the intended recipient who is responsible for delivering it to the intended recipient, or you believe that you have received this communication in error, please notify the sender immediately by return e-mail and promptly delete this e-mail, including attachments without reading or saving them in any manner. The unauthorized use, dissemination, distribution, or reproduction of this e-mail, including attachments, is prohibited and may be unlawful. Receipt by anyone other than the intended recipient(s) is not a waiver of any attorney/client or other privilege<br>
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On Tue, Mar 29, 2022 at 12:46 PM David R. Ambrose <<a href="mailto:drambrose@ambroselaw.com" target="_blank">drambrose@ambroselaw.com</a><mailto:<a href="mailto:drambrose@ambroselaw.com" target="_blank">drambrose@ambroselaw.com</a>>> wrote:<br>
To the collective:<br>
<br>
1. As to the direct question, I am not aware of any Washington law which would render the 2nd DOT invalid if executed before the grantor even held title to the subject property. There could certainly be language in the 2nd DOT and presumably some promissory note which provided that the 2nd DOT would be recorded on the subject property if and when the grantor acquired ownership of the subject property. And even if there wasn?t any such language, as the 2nd DOT wasn?t recorded until after the grantor/buyer acquired ownership of the subject property, it wasn?t a lien or cloud on title against the seller?s property. Query whether the beneficiary under the 2nd DOT understood what the terms of the purchase price would be and that there would be a 1st DOT in favor of the seller?<br>
<br>
2. Doesn?t sound like there is a priority issue, assuming the facts as stated that the seller didn?t know of the executed 2nd DOT, and that it was recorded nine days after the closing (and presumably after recording of the 1st DOT. This would technically satisfy the race/notice provision of RCW 65.08.070, and it?s irrelevant from that standpoint as to when the 2nd DOT was executed. I think the more interesting question is what would have happened if the seller knew of the 2nd DOT before closing? At the time of execution, the grantor under the 2nd DOT had no interest in the subject property, and could not have validly recorded the 2nd DOT. So, does this knowledge kick in and put the 2nd DOT effectively in first position, if the seller went ahead and just closed and recorded the seller?s deed, followed immediately by the recording of the 1st DOT? Of course, if the seller had notice, presumably the seller would never have closed on the sale without addressing this issue.<br>
<br>
Best,<br>
<br>
David Ambrose<br>
<a href="mailto:drambrose@ambroselaw.com" target="_blank">drambrose@ambroselaw.com</a><mailto:<a href="mailto:drambrose@ambroselaw.com" target="_blank">drambrose@ambroselaw.com</a>><br>
<br>
<br>
From: <a href="mailto:wsbarp-bounces@lists.wsbarppt.com" target="_blank">wsbarp-bounces@lists.wsbarppt.com</a><mailto:<a href="mailto:wsbarp-bounces@lists.wsbarppt.com" target="_blank">wsbarp-bounces@lists.wsbarppt.com</a>> <<a href="mailto:wsbarp-bounces@lists.wsbarppt.com" target="_blank">wsbarp-bounces@lists.wsbarppt.com</a><mailto:<a href="mailto:wsbarp-bounces@lists.wsbarppt.com" target="_blank">wsbarp-bounces@lists.wsbarppt.com</a>>> On Behalf Of Kary Krismer<br>
Sent: Tuesday, March 29, 2022 11:49 AM<br>
To: <a href="mailto:wsbarp@lists.wsbarppt.com" target="_blank">wsbarp@lists.wsbarppt.com</a><mailto:<a href="mailto:wsbarp@lists.wsbarppt.com" target="_blank">wsbarp@lists.wsbarppt.com</a>><br>
Subject: Re: [WSBARP] 2nd DOT invalid?<br>
<br>
<br>
Assuming no knowledge of the 2nd DOT, wouldn't client be a BFP and thus take clear of the 2nd DOT? If that's not the purpose of recording statutes, I don't know what is.<br>
<br>
Did client have title insurance? If so, that would cover the DOT even if it recorded a couple of hours or days before the deed.<br>
<br>
Kary L. Krismer<br>
<br>
206 723-2148<br>
On 3/29/2022 11:41 AM, Douglas Scott wrote:<br>
Client sells property to buyer securing the substantial balance of the payments by a 1st DOT. Unknown to the client, 2 months before the sale, the buyer had signed a 2nd DOT which buyer then recorded 9 days after the sale closed. Would executing the 2nd DOT 2 months before the buyer even bought the property render the 2nd DOT invalid?<br>
<br>
DOUGLAS W. SCOTT<br>
Rainier Legal Advocates|LLC<br>
<br>
465 Rainier Blvd. N., Suite C<br>
Issaquah, Washington 98027<br>
425.392.8550 (tel)<br>
425.392.2829 (fax)<br>
<br>
<br>
<br>
<a href="http://www.rainieradvocates.com" rel="noreferrer" target="_blank">www.rainieradvocates.com</a><<a href="http://www.rainieradvocates.com/" rel="noreferrer" target="_blank">http://www.rainieradvocates.com/</a>><br>
<br>
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End of WSBARP Digest, Vol 91, Issue 24<br>
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