<div dir="ltr">Thank you for the suggestion, John!<br clear="all"><div><div dir="ltr" class="gmail_signature" data-smartmail="gmail_signature"><div dir="ltr"><div><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><p><span style="color:rgb(0,112,192)"><b><font size="2">Stephen J. Crane</font></b></span></p><p><span style="color:rgb(0,112,192)"><b><font size="4"><i>CRANE DUNHAM PLLC</i></font></b></span></p><p><b style="color:rgb(0,112,192);font-size:12.8px"><font size="2">3600 15th Ave West, Suite 200</font></b><br></p><p><b><font size="2"><span style="color:rgb(0,112,192)">Seattle, WA 98119</span><span style="color:rgb(0,112,192)"> </span></font></b></p><p><b><font size="2"><span style="color:rgb(31,73,125)">phone:</span><span style="color:rgb(31,73,125)"> </span><span style="color:rgb(0,112,192)"><a href="tel:%28206%29%20292-9090" value="+12062929090" style="color:rgb(17,85,204)" target="_blank">(206) 292-9090</a> </span><span style="color:rgb(31,73,125)">email: </span><span style="color:rgb(0,112,192)"><a href="mailto:scrane@cranedunham.com" style="color:rgb(17,85,204)" target="_blank">scrane@cranedunham.com</a><u></u><u></u></span></font></b></p><p><b><font size="2"><span style="color:rgb(31,73,125)">fax: </span><span style="color:rgb(0,112,192)"><a href="tel:%28206%29%20292-9736" value="+12062929736" style="color:rgb(17,85,204)" target="_blank">(206) 292-9736</a> </span><span style="color:rgb(31,73,125)">web: </span><span style="color:rgb(0,112,192)"><a href="http://www.cranedunham.com/" style="color:rgb(17,85,204)" target="_blank">www.cranedunham.com</a></span><span style="color:rgb(0,112,192)"><u></u><u></u></span></font></b></p><p><span style="font-family:Calibri,sans-serif;color:rgb(31,73,125)"><b><font size="2"><u></u> </font></b></span><b style="color:black;font-family:Calibri,sans-serif;font-size:12.8px"><font size="2">This e-mail may contain confidential information which is legally privileged. The information is solely for the use of the addressee named above. If you are not the intended recipient, any disclosure, copying, distribution or other use of the contents of this information is strictly prohibited. If you have received this e-mail in error, please notify us by return e-mail and delete this message. Thank you.<br><br></font></b></p></div></div></div></div></div></div></div></div></div><br></div><br><div class="gmail_quote"><div dir="ltr" class="gmail_attr">On Wed, Apr 20, 2022 at 9:03 AM John McCrady <<a href="mailto:j.mccrady@pstitle.com">j.mccrady@pstitle.com</a>> wrote:<br></div><blockquote class="gmail_quote" style="margin:0px 0px 0px 0.8ex;border-left:1px solid rgb(204,204,204);padding-left:1ex">
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<p class="MsoNormal">It may not be feasible for your client to get any of those huge bureaucracies to assume any responsibility to get the deed of trust re-conveyed. Quiet title might be the only option to quickly resolve the issue and get the deed of trust
removed from the record.<u></u><u></u></p>
<p class="MsoNormal">On the other hand, Chicago Title may be willing to accept proof of payment from the Title Company who insured and closed the loan that paid off the 2006 loan. We will often “insure around” a deed of trust with proof of payment from the
escrow that closed the transaction that paid off the deed of trust.<u></u><u></u></p>
<p class="MsoNormal">I would certainly contact that escrow company and insist they get busy procuring the re-conveyance, as it was their responsibility to get one.<u></u><u></u></p>
<p class="MsoNormal"><u></u> <u></u></p>
<p class="MsoNormal">John McCrady<u></u><u></u></p>
<p class="MsoNormal">Counsel<u></u><u></u></p>
<p class="MsoNormal">Puget Sound Title Company<u></u><u></u></p>
<p class="MsoNormal">5350 Orchard Street West<u></u><u></u></p>
<p class="MsoNormal">University Place WA 98467<u></u><u></u></p>
<p class="MsoNormal">253-476-5721<u></u><u></u></p>
<p class="MsoNormal"><a href="mailto:j.mccrady@pstitle.com" target="_blank"><span style="color:rgb(5,99,193)">j.mccrady@pstitle.com</span></a><u></u><u></u></p>
<p class="MsoNormal"><u></u> <u></u></p>
<p class="MsoNormal"><u></u> <u></u></p>
<p class="MsoNormal"><u></u> <u></u></p>
<p class="MsoNormal"><b><span style="font-size:13pt;font-family:"Bodoni MT",serif">Beginning July 26, 2021, recording fees for most documents recorded in Washington
<a href="https://www.piercecountywa.gov/DocumentCenter/View/105275/Recording-Fee-Schedule-Effective-Jul-25-2021-" target="_blank">
<span style="color:rgb(5,99,193)">will increase by $100</span></a>. Please be sure to collect recording fees accordingly. Due to the above increase, our Reconveyance fees will also be increased by $100.00</span></b><b><u></u><u></u></b></p>
<p class="MsoNormal"><u></u> <u></u></p>
<p class="MsoNormal" style="margin-top:6pt"><b><span style="font-size:10pt;font-family:Arial,sans-serif;color:rgb(31,73,125)">WARNING-FRAUDULENT FUNDING INSTRUCTIONS
</span></b><b><span style="font-size:4pt;font-family:Arial,sans-serif;color:rgb(31,73,125)"><u></u><u></u></span></b></p>
<p class="MsoNormal" style="margin-top:6pt"><span style="font-size:10pt;font-family:Arial,sans-serif;color:rgb(31,73,125)">Email hacking and fraud are on the rise to fraudulently misdirect funds. Please call your escrow officer immediately using contact information
found from an independent source, such as the sales contract or internet, to verify any funding instructions received. We are not responsible for any wire sent by you to an incorrect bank account.<u></u><u></u></span></p>
<p class="MsoNormal"><u></u> <u></u></p>
<p class="MsoNormal"><u></u> <u></u></p>
<p class="MsoNormal"><b>From:</b> <a href="mailto:wsbarp-bounces@lists.wsbarppt.com" target="_blank">wsbarp-bounces@lists.wsbarppt.com</a> <<a href="mailto:wsbarp-bounces@lists.wsbarppt.com" target="_blank">wsbarp-bounces@lists.wsbarppt.com</a>>
<b>On Behalf Of </b>Stephen Crane<br>
<b>Sent:</b> Tuesday, April 19, 2022 7:05 PM<br>
<b>To:</b> WSBA Real Property Listserv <<a href="mailto:WSBARP@lists.wsbarppt.com" target="_blank">WSBARP@lists.wsbarppt.com</a>><br>
<b>Subject:</b> [WSBARP] Need to clear off of title an old (2006) DOT securing Note paid off (in 2010)<u></u><u></u></p>
<p class="MsoNormal"><u></u> <u></u></p>
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<p class="MsoNormal">Good afternoon,Real Property Listserve Members.<u></u><u></u></p>
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<p class="MsoNormal"><u></u> <u></u></p>
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<p class="MsoNormal">My client, before he came to me, started 4 months ago trying to get a refi of a 2005 loan.<u></u><u></u></p>
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<p class="MsoNormal"><u></u> <u></u></p>
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<p class="MsoNormal">The preliminary title report (Chicago Title) shows a 2006 Deed of Trust originally in favor of Decision One Mortgage for $88,000 with Transnation Title as Trustee, and its subsequent assignment to Bank of America in 2010.<u></u><u></u></p>
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<p class="MsoNormal">The client paid off the loan around 2012, but has no saved paperwork showing it was paid off.<u></u><u></u></p>
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<p class="MsoNormal"><u></u> <u></u></p>
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<p class="MsoNormal">Bank of America told the client that it could not reconvey the DOT without sign off or approval by the (former) loan servicer, "Ocwen". The client has been unsuccessful in getting a positive response from Ocwen, because it says that it
can not find any records whatsoever that it ever serviced the 2006 loan for either Decision One Mortgage or Bank of America or anyone else.<u></u><u></u></p>
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<p class="MsoNormal"><u></u> <u></u></p>
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<p class="MsoNormal">Meanwhile, the pending refi sits, as interest rates continue to go up.<u></u><u></u></p>
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<p class="MsoNormal"><u></u> <u></u></p>
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<p class="MsoNormal">Has anyone had experience with a similar DOT situation? <u></u><u></u></p>
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<p class="MsoNormal">What is the best, a/k/a fastest, way to get the DOT removed by the title company when the lender says it requires an ok from the servicing company and the servicing company won't act because it can't find the file?<u></u><u></u></p>
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<p class="MsoNormal">Who is a contact at Bank of America that might be able to make something positive happen?<u></u><u></u></p>
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<p class="MsoNormal"><u></u> <u></u></p>
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<p class="MsoNormal">Thanks in advance, as always, for your thoughts and suggestions!<u></u><u></u></p>
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<p class="MsoNormal"><u></u> <u></u></p>
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<p class="MsoNormal">Steve Crane<u></u><u></u></p>
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<p class="MsoNormal"><u></u> <u></u></p>
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<p class="MsoNormal"><b><span style="font-size:10pt;color:rgb(0,112,192)">Stephen J. Crane</span></b><u></u><u></u></p>
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<p><b><i><span style="font-size:13.5pt;color:rgb(0,112,192)">CRANE DUNHAM PLLC</span></i></b><u></u><u></u></p>
<p><b><span style="font-size:10pt;color:rgb(0,112,192)">3600 15th Ave West, Suite 200</span></b><u></u><u></u></p>
<p><b><span style="font-size:10pt;color:rgb(0,112,192)">Seattle, WA 98119 </span></b><u></u><u></u></p>
<p><b><span style="font-size:10pt;color:rgb(31,73,125)">phone: </span></b><b><span style="font-size:10pt;color:rgb(0,112,192)"><a href="tel:%28206%29%20292-9090" target="_blank"><span style="color:rgb(17,85,204)">(206) 292-9090</span></a> </span></b><b><span style="font-size:10pt;color:rgb(31,73,125)">email: </span></b><b><span style="font-size:10pt;color:rgb(0,112,192)"><a href="mailto:scrane@cranedunham.com" target="_blank"><span style="color:rgb(17,85,204)">scrane@cranedunham.com</span></a></span></b><u></u><u></u></p>
<p><b><span style="font-size:10pt;color:rgb(31,73,125)">fax: </span></b><b><span style="font-size:10pt;color:rgb(0,112,192)"><a href="tel:%28206%29%20292-9736" target="_blank"><span style="color:rgb(17,85,204)">(206) 292-9736</span></a> </span></b><b><span style="font-size:10pt;color:rgb(31,73,125)">web: </span></b><b><span style="font-size:10pt;color:rgb(0,112,192)"><a href="https://f.xdref.com/?id=23K2Cmra039955&from=wsbarp-bounces@lists.wsbarppt.com&to=j.mccrady@pstitle.com&url=http://www.cranedunham.com/" target="_blank"><span style="color:rgb(17,85,204)">www.cranedunham.com</span></a></span></b><u></u><u></u></p>
<p style="margin-bottom:12pt"><b><span style="font-size:10pt;color:rgb(31,73,125)"> </span></b><b><span style="font-size:10pt;color:black">This e-mail may contain confidential information which is legally privileged. The information is solely for the use of
the addressee named above. If you are not the intended recipient, any disclosure, copying, distribution or other use of the contents of this information is strictly prohibited. If you have received this e-mail in error, please notify us by return e-mail
and delete this message. Thank you.</span></b><u></u><u></u></p>
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