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Inge,
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<div class="">I would love to look at the homeowner’s insurance angle for your client- insurance bad faith is the bulk of our practice, and we see water damage denials routinely denied by insurers but we litigate them frequently, with success. This one is worth
a second look, if you’d like to put us in touch. </div>
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<div class="">Thanks,</div>
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<div class="">Umar</div>
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<span style="font-size: 11pt; font-family: "Century Schoolbook", serif;" class="">Umar Gebril</span><span style="font-size: 11pt; font-family: "Century Schoolbook", serif; color: rgb(56, 87, 35);" class=""> | Attorney | Partner<o:p class=""></o:p></span></div>
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<div class="">On Apr 18, 2022, at 12:53 PM, Inge Fordham <<a href="mailto:inge@fordhamlegal.com" class="">inge@fordhamlegal.com</a>> wrote:</div>
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Colleagues,<o:p class=""></o:p></div>
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I am looking to refer a PC who purchased a home in mid-2021. The Form 17 stated that the basement had flooded 3 times during rain events and outlined 3 separate repairs performed in 2018, 2019, and 2020. PC had the side sewer inspected and discovered severe
root intrusion into the sewer line. PC had the line re-sleeved and backwater valve installed. The newly installed backwater valve was installed to code and passed inspection. Fast forward to Jan. 2022 … during a heavy rain event, the basement flooded with
4-5’ of water and sewage. PC conservatively estimates damages in the range of $50k-$75k. There does not appear to be a claim against the seller (as the prior flood events were disclosed). HO insurance denied the claim.<o:p class=""></o:p></div>
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After speaking with neighbors, PC learned of at least one other flood in or around 2012 caused by a backup from the City of Tacoma sewer line during a heavy rain event. The then-owner made a claim and the City is believed to have made a payment on that claim.
This is believed to be a recurring issue. PC made a public records request and is awaiting production of records. PC submitted his own claim for damages to the City of Tacoma, who sent a City Source Control Representative to investigate. The City subsequently
issued a letter denying the claim, stating that the Representative determined the stairwell drain was the source of the incoming water. The stairwell drain did not have a backwater valve, which the Representative opined would have prevented the flood incident.
PC had a licensed plumber come out to inspect and install potentially install a backwater valve to prevent future flooding. The plumber determined that the stairwell drain was not connected to the sanitary sewer system. Therefore, a backwater valve would
not have prevented the flood event and the stairwell drain was the source of the water and sewage.<o:p class=""></o:p></div>
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PC is looking to appeal the City’s decision. The goal is to get damages covered (and bigger picture, to stop the problem from happening again). I have to think this isn’t the first time this has happened and am looking for referrals to a colleague (or colleagues)
who have battled municipalities on claims like this. Self-referrals are welcome. All referrals will be forwarded. <o:p class=""></o:p></div>
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Thank you,<o:p class=""></o:p></div>
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<b class=""><span style="font-size: 13pt; font-family: Cambria, serif; color: rgb(32, 56, 100);" class="">Inge A. Fordham | Attorney</span></b><span style="font-size: 12pt;" class=""><o:p class=""></o:p></span></p>
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<span style="font-size: 12pt; font-family: Cambria, serif;" class="">Fordham Law, PLLC</span><span style="font-size: 12pt;" class=""><o:p class=""></o:p></span></p>
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