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<p class="MsoNormal">Colleagues,<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal">A former client contacted me regarding a dispute with his mortgage lender. This is not my area of expertise so I am looking for referrals. The former client owns and operates a restaurant business. The business owns and operates a restaurant
in a building encumbered by a mortgage issued by Columbia Bank. Approximately 4-5 years ago, the building was appraised. Within the last year, Columbia Bank ordered another appraisal, which came in approx. $700k less than the appraisal from 4-5 years ago.
The building suffered a fire and was renovated but we would not expect the appraisal to come in at $700k less than the prior appraisal. If anything, we would expect the building to appraise for more than it did 4-5 years ago (especially considering the recent
renovation and improvements). Columbia Bank is demanding that the former client either pay down the note (by $700k) or pay the note in full. Columbia Bank is being quite aggressive and is demanding an answer no later than March 15<sup>th</sup>. Please let
me know if you (or someone you know) deals with these types of disputes. All referrals will be forwarded.<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal">Best regards,<o:p></o:p></p>
<p class="MsoNormal"><o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
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<p class="MsoNormal" style="margin-bottom:3.0pt"><b><span style="font-size:13.0pt;font-family:"Cambria",serif;color:#203864">Inge A. Fordham | Attorney</span></b><span style="font-size:12.0pt"><o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom:3.0pt"><span style="font-size:12.0pt;font-family:"Cambria",serif;color:black">Fordham Law, PLLC</span><span style="font-size:12.0pt"><o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom:3.0pt"><span style="font-size:12.0pt;font-family:"Cambria",serif;color:black">3218 Sixth Avenue | Tacoma, WA 98406</span><span style="font-size:12.0pt"><o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom:3.0pt"><span style="font-size:12.0pt;font-family:"Cambria",serif;color:black">Office: (253) 348-2657 | Mobile: (206) 778-3131</span><span style="font-size:12.0pt"><o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom:3.0pt"><span style="font-size:12.0pt;font-family:"Cambria",serif;color:black"><a href="http://www.fordhamlegal.com"><span style="color:#0563C1">www.fordhamlegal.com</span></a></span><span style="font-size:12.0pt"><o:p></o:p></span></p>
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