<div dir="ltr">Thank you to all who have submitted comments. Lots of great advice! However, I just heard from the client that she found some old documentation that shows the loan paid in full. Apparently, her father never threw anything away! Thank you, everyone!</div><br><div class="gmail_quote"><div dir="ltr" class="gmail_attr">On Mon, Oct 4, 2021 at 3:15 PM Joseph McIntosh <<a href="mailto:jmcintosh@mccarthyholthus.com">jmcintosh@mccarthyholthus.com</a>> wrote:<br></div><blockquote class="gmail_quote" style="margin:0px 0px 0px 0.8ex;border-left:1px solid rgb(204,204,204);padding-left:1ex">
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<p class="MsoNormal"><span style="font-size:11pt;font-family:Calibri,sans-serif;color:rgb(31,73,125)">Did you ask Chase if they would issue a lien release? If it is confirmed they acquired the loan, and in the absence of documentation on their end showing an
unpaid balance, I would think they would do a release as successor to the original lender. I don’t think you have a justiciable controversy to support a quiet title under the circumstances, unless they say the lien remains valid.<u></u><u></u></span></p>
<p class="MsoNormal"><span style="font-size:11pt;font-family:Calibri,sans-serif;color:rgb(31,73,125)"><u></u> <u></u></span></p>
<p class="MsoNormal"><span style="font-size:11pt;font-family:Calibri,sans-serif;color:rgb(31,73,125)">The tougher cases, and where judicial intervention is often required, is where you can’t find the lienholder and you need to publish notice of your intent to
quiet title. <u></u><u></u></span></p>
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<p class="MsoNormal"><b><span style="font-size:11pt;font-family:Calibri,sans-serif">From:</span></b><span style="font-size:11pt;font-family:Calibri,sans-serif"> <a href="mailto:wsbarp-bounces@lists.wsbarppt.com" target="_blank">wsbarp-bounces@lists.wsbarppt.com</a> [mailto:<a href="mailto:wsbarp-bounces@lists.wsbarppt.com" target="_blank">wsbarp-bounces@lists.wsbarppt.com</a>]
<b>On Behalf Of </b>Jan Kelly<br>
<b>Sent:</b> Monday, October 4, 2021 2:13 PM<br>
<b>To:</b> WSBA Real Property Listserv <<a href="mailto:wsbarp@lists.wsbarppt.com" target="_blank">wsbarp@lists.wsbarppt.com</a>><br>
<b>Subject:</b> [WSBARP] Old HELOC blocking title<u></u><u></u></span></p>
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<p class="MsoNormal">Fellow list mates:<u></u><u></u></p>
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<p class="MsoNormal">My client is selling real property from an estate. There is a title exception for a very old HELOC that was most likely paid off, but no reconveyance was recorded. I received the following from the title company; does anyone have a recommendation
short of a quiet title action? The Closing is suppose to occur in about one week.<u></u><u></u></p>
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<p class="MsoNormal"><span style="font-family:Helvetica,sans-serif">"We are still pending documentation to clear par 7 on the title report that shows the HELOC on title. It appears it may have been paid off by the Washington Mutual Line of Credit, which is
now Chase. I have reached out to Chase to see if they could provide documentation showing the old HELOC being paid off and they were unable to locate any documentation on this due to the fact that It was originally with Washington Mutual Bank and how far back
this was dated. I have also attempted to reach out to Fidelity National Title, who was the trustee on the original HELOC, to see if they had any record of the reconveyance, and they did not. We will need documentation, from Washington Mutual or Greenpoint
Mortgage, either a closing letter, statement or something showing this paid off, which would of been provided if this was closed. We have to have some sort of documentation for this in order to proceed with closing as we have not been able to obtain documentation
from the associated parties."</span><br clear="all">
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<p><i><span style="font-family:Verdana,sans-serif;color:black">Jan Kelly, JD/MBA<br>
</span></i><span style="font-family:Verdana,sans-serif;color:black">Attorney at Law
</span><u></u><u></u></p>
<p><span style="font-family:Verdana,sans-serif;color:black">J</span>K Law<br>
PO Box 1964<br>
Poulsbo, WA 98370<br>
Direct Line (702) 338-6733<br>
Facsimile (360) 779-2265<u></u><u></u></p>
<p><i><span style="font-family:Verdana,sans-serif;color:black">Licensed in Nevada and Washington</span></i><span style="font-family:Verdana,sans-serif;color:black">.</span><u></u><u></u></p>
<p><img width="200" height="32" style="width: 2.0781in; height: 0.3333in;" id="gmail-m_624651211091662545_x0000_i1025" src="https://static.wealthcounsel.com/static/15185383862255917797.jpg"><u></u><u></u></p>
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<a href="http://mailman.fsr.com/mailman/listinfo/wsbarp" rel="noreferrer" target="_blank">http://mailman.fsr.com/mailman/listinfo/wsbarp</a></blockquote></div><br clear="all"><div><br></div>-- <br><div dir="ltr" class="gmail_signature"><div dir="ltr"><div><div dir="ltr"><div><div dir="ltr"><div><div dir="ltr"><div><div dir="ltr"><div><div dir="ltr"><div><div dir="ltr"><p><i><span style="color:black;font-family:Verdana,sans-serif">Jan Kelly, JD/MBA<br></span></i><span style="color:black;font-family:Verdana,sans-serif">Attorney at Law </span></p><p><span style="color:black;font-family:Verdana,sans-serif">J</span>K Law<br>PO Box 1964<br>Poulsbo, WA 98370<br>Direct Line (702) 338-6733<br>Facsimile (360) 779-2265</p><p><span style="color:black;font-family:Verdana,sans-serif"><i>Licensed in Nevada and Washington</i>.</span></p><p><img src="https://static.wealthcounsel.com/static/15185383862255917797.jpg" width="200" height="32"><span style="color:black;font-family:Verdana,sans-serif"><br></span></p><p><span style="color:black;font-family:Verdana,sans-serif;font-size:10pt">THIS EMAIL MESSAGE AND ANY ATTACHMENTS ARE CONFIDENTIAL AND INTENDED ONLY FOR THE USE OF THE INDIVIDUAL OR ENTITY TO WHICH IT IS ADDRESSED AND MAY CONTAIN INFORMATION THAT IS PRIVILEGED, CONFIDENTIAL AND EXEMPT FROM DISCLOSURE UNDER APPLICABLE LAW. Any unauthorized review, use, copying, disclosure or distribution of any information contained in or attached to this communication is STRICTLY PROHIBITED. If you have received this communication in error, or are not the named recipient, please immediately notify the sender by email by "reply to sender only" and delete this message and any attached documents from your computer. Receipt by anyone other than the intended recipient(s) is not a waiver of confidentiality and/or any legal privilege. Thank you.<u></u><u></u></span></p></div></div></div></div></div></div></div></div></div></div></div></div></div></div>