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<p class="MsoNormal"><span style="font-family:"Verdana",sans-serif;mso-bidi-font-family:"Times New Roman"">This is done all the time. Did one a week ago for a client.
<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Verdana",sans-serif;mso-bidi-font-family:"Times New Roman""><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Verdana",sans-serif;mso-bidi-font-family:"Times New Roman"">Only (2) solves the issue satisfactorily for the new lender, presuming H is the only party to be vested and will be the only borrower. Escrow will not
prepare that deed, usually. Usually the escrow will allow W to sign there and record it as an accommodation. A small fee is possible. Ensure H instructs for the QC from W to be recorded more than a week in advance, so the title report will be corrected, then
the new loan documents and the escrow will prepare the new purchase deed all showing H as his separate estate. Excise is exempt to establish separate property. It will cost over $200 for the deed + $10 for exempt affidavit; be prepared to pay that early before
closing, so the new lender will not need a revised Closing Disclosure.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Verdana",sans-serif;mso-bidi-font-family:"Times New Roman""><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Verdana",sans-serif;mso-bidi-font-family:"Times New Roman"">Technically W could still assert a divorce claim against H’s interest after that closing, because even separate property is subject to the court’s jurisdiction.
<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Verdana",sans-serif;mso-bidi-font-family:"Times New Roman""><o:p> </o:p></span></p>
<div>
<p class="MsoNormal" style="background:white;vertical-align:baseline"><span style="font-family:"Verdana",sans-serif;mso-fareast-font-family:"Times New Roman";color:#002060;mso-no-proof:yes">Dwight A. Bickel<o:p></o:p></span></p>
<p class="MsoNormal" style="background:white;vertical-align:baseline"><span style="font-family:"Verdana",sans-serif;mso-fareast-font-family:"Times New Roman";color:#002060;mso-no-proof:yes">Real Property Title Advisor<o:p></o:p></span></p>
<p class="MsoNormal" style="background:white;vertical-align:baseline"><span style="font-family:"Verdana",sans-serif;mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Segoe UI";color:#002060;mso-no-proof:yes">Washington Title Professional<o:p></o:p></span></p>
<p class="MsoNormal" style="background:white;vertical-align:baseline"><span style="font-family:"Verdana",sans-serif;mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Segoe UI";color:#002060;border:none windowtext 1.0pt;mso-border-alt:none windowtext 0in;padding:0in;mso-no-proof:yes"><a href="mailto:Dwight@DwightBickel.com"><span style="color:#002060">Dwight@DwightBickel.com</span></a></span><span style="font-family:"Verdana",sans-serif;mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Segoe UI";color:#002060;mso-no-proof:yes"><o:p></o:p></span></p>
<p class="MsoNormal" style="background:white;vertical-align:baseline"><span style="font-family:"Verdana",sans-serif;mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Segoe UI";color:#002060;mso-no-proof:yes">https:/dwightbickel.com<o:p></o:p></span></p>
<p class="MsoNormal" style="background:white;vertical-align:baseline"><span style="font-family:"Verdana",sans-serif;mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Segoe UI";color:#002060;border:none windowtext 1.0pt;mso-border-alt:none windowtext 0in;padding:0in;mso-no-proof:yes">206-484-1976</span><span style="font-family:"Verdana",sans-serif;mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Segoe UI";color:#002060;mso-no-proof:yes"><o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-family:"Verdana",sans-serif;mso-bidi-font-family:"Times New Roman""><o:p> </o:p></span></p>
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<p class="MsoNormal"><b><span style="mso-fareast-font-family:"Times New Roman"">From:</span></b><span style="mso-fareast-font-family:"Times New Roman""> wsbarp-bounces@lists.wsbarppt.com <wsbarp-bounces@lists.wsbarppt.com>
<b>On Behalf Of </b>Samuel M. Meyler<br>
<b>Sent:</b> Monday, September 20, 2021 3:52 PM<br>
<b>To:</b> 'WSBA Real Property Listserv' <wsbarp@lists.wsbarppt.com><br>
<b>Subject:</b> [WSBARP] Title / Conveyance Question<o:p></o:p></span></p>
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<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal">Listmates,<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal">H and W are in the process of finalizing a divorce. H is under contract to close on a home before the court will sign the decree. It seems that this can be accomplished as follows:<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
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<li class="MsoListParagraph" style="margin-left:0in;mso-list:l0 level1 lfo3"><span style="mso-fareast-font-family:"Times New Roman"">Seller conveys the property to H as “a married man, for his separate estate and not as community property.”
<o:p></o:p></span></li><li class="MsoListParagraph" style="margin-left:0in;mso-list:l0 level1 lfo3"><span style="mso-fareast-font-family:"Times New Roman"">W executes a Quit Claim Deed which is recorded contemporaneously and, “conveys and quitclaims to H all rights, interest and
title in the property, <i>including any and all after-acquired rights, interest and title</i>…”<o:p></o:p></span></li></ol>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal">Does this prevent W from coming back to claim an interest in the property down the road? Is there some other language or a different approach that should be taken?
<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal">What would the correct excise tax exemption be in this scenario? To establish separate property pursuant to WAC 458-61A-203(1)? Or to clear title pursuant to WAC 458-61A-215?
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<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal">Thanks for your thoughts.<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal">Sam<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><b><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:blue"><o:p> </o:p></span></b></p>
<p class="MsoNormal"><b><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:blue">Samuel M. Meyler</span></b><o:p></o:p></p>
<p class="MsoNormal"><b><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:blue">Meyler Legal, PLLC </span></b><o:p></o:p></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:blue">1700 Westlake Ave. N., Ste. 200<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:blue">Seattle, Washington 98109</span><o:p></o:p></p>
<p class="MsoNormal"><b><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:blue">Tel:</span></b><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:blue"> 206.876.7770<o:p></o:p></span></p>
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