<div style="color:black;font: 10pt Arial, Helvetica, sans-serif;">While it was a boundary dispute, the neighbor claimed damages because of some trees being trimmed. Allstate accepted tender of all issues, because the
<div>trespass was dependent on where the line was the surveyed line of the line claimed by adverse possession. While I have no confirmation of this, our claim </div>
<div>includes monies expended prior to the law suit being filed but after there was a written claim. The policy says they have a duty to defend any claim or law </div>
<div>suit, meaning they are two different things.<br>
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<div>Steve<br>
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<div style="color:black;font:10pt Arial, Helvetica, sans-serif;">
<div style="color:black;font:10pt Arial, Helvetica, sans-serif;"><span style="font-style:italic;font-weight:700;color:mediumblue;">Stephen Whitehouse</span>
<div><span style="color:rgb(0, 0, 205);font-style:italic;font-weight:700;">Whitehouse & Nichols, LLP</span></div>
<div><span style="font-style:italic;font-weight:700;">P.O. Box 1273</span></div>
<div><span style="font-style:italic;font-weight:700;">601 W. Railroad Ave. </span></div>
<div><span style="font-style:italic;font-weight:700;">Shelton, Wa. 98584</span></div>
<div><span style="font-style:italic;font-weight:700;">360-426-5885</span></div>
<div><span style="font-style:italic;font-weight:700;">swhite8893@aol.com</span></div>
<div><span style="color:rgb(0, 0, 205);font-style:italic;font-weight:700;"><br>
</span></div>
</div>
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<div style="font-family:arial,helvetica;font-size:10pt;color:black"><font size="2">-----Original Message-----<br>
From: Rod Harmon <rodharmon@msn.com><br>
To: Stephen Whitehouse <swhite8893@aol.com>; WSBA Real Property Listserv <wsbarp@lists.wsbarppt.com><br>
Sent: Thu, Aug 12, 2021 10:12 am<br>
Subject: RE: [WSBARP] Allstate<br>
<br>
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<div class="yiv0435244196MsoNormal"><font size="2" face="Calibri"><span style="font-size:11.0pt;">Steve:</span></font></div>
<div class="yiv0435244196MsoNormal"><font size="2" face="Calibri"><span style="font-size:11.0pt;">What was it in the homeowner’s policy that formed the basis for Allstate’s acceptance of tender?</span></font></div>
<div class="yiv0435244196MsoNormal"><font size="2" face="Calibri"><span style="font-size:11.0pt;"> </span></font></div>
<div class="yiv0435244196MsoNormal"><font size="4" color="#1f497d" face="Arial"><span style="font-size:13.0pt;font-family:sans-serif;color:#1F497D;">Rod Harmon</span></font></div>
<div class="yiv0435244196MsoNormal"><b><font size="4" color="#1f497d" face="Arial"><span style="font-size:13.0pt;font-family:sans-serif;color:#1F497D;font-weight:bold;"> </span></font></b></div>
<div class="yiv0435244196MsoNormal"><b><font size="4" color="#1f497d" face="Arial"><span style="font-size:13.0pt;font-family:sans-serif;color:#1F497D;font-weight:bold;">RODNEY T. HARMON</span></font></b></div>
<div class="yiv0435244196MsoNormal"><b><font size="2" color="#1f497d" face="Arial"><span style="font-size:11.0pt;font-family:sans-serif;color:#1F497D;font-weight:bold;"> Attorney at Law</span></font></b></div>
<div class="yiv0435244196MsoNormal"><font size="2" color="#1f497d" face="Arial"><span style="font-size:10.0pt;font-family:sans-serif;color:#1F497D;"> P.O. Box 1066</span></font></div>
<div class="yiv0435244196MsoNormal"><font size="2" color="#1f497d" face="Arial"><span style="font-size:10.0pt;font-family:sans-serif;color:#1F497D;"> Bothell, WA 98041</span></font></div>
<div class="yiv0435244196MsoNormal"><font size="2" color="#1f497d" face="Arial"><span style="font-size:10.0pt;font-family:sans-serif;color:#1F497D;"> Tel: (425) 402-7800</span></font></div>
<div class="yiv0435244196MsoNormal"><font size="2" color="#1f497d" face="Arial"><span style="font-size:10.0pt;font-family:sans-serif;color:#1F497D;"> Fax: (425) 458-9096</span></font></div>
<div class="yiv0435244196MsoNormal"><font size="2" color="#1f497d" face="Arial"><span style="font-size:10.0pt;font-family:sans-serif;color:#1F497D;"> <a rel="nofollow noopener noreferrer" shape="rect" target="_blank" href="http://www.rodharmon.com/">www.rodharmon.com</a></span></font></div>
<div class="yiv0435244196MsoNormal"><font size="2" color="#1f497d" face="Arial"><span style="font-size:10.0pt;font-family:sans-serif;color:#1F497D;"> <a rel="nofollow noopener noreferrer" shape="rect" ymailto="mailto:rodharmon@msn.com" target="_blank" href="mailto:rodharmon@msn.com">rodharmon@msn.com</a></span></font></div>
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<div class="yiv0435244196MsoNormal"><b><font size="2" face="Calibri"><span style="font-size:11.0pt;font-weight:bold;">From:</span></font></b> wsbarp-bounces@lists.wsbarppt.com
<b><span style="font-weight:bold;">On Behalf Of </span></b>Stephen Whitehouse<br clear="none">
<b><span style="font-weight:bold;">Sent:</span></b> Wednesday, August 11, 2021 10:01 AM<br clear="none">
<b><span style="font-weight:bold;">To:</span></b> wsbarp@lists.wsbarppt.com<br clear="none">
<b><span style="font-weight:bold;">Subject:</span></b> [WSBARP] Allstate</div>
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<div class="yiv0435244196MsoNormal"><font size="2" face="Calibri"><span style="font-size:11.0pt;"> </span></font></div>
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<div class="yiv0435244196MsoNormal"><font size="2" color="black" face="Arial"><span style="font-size:10.0pt;font-family:sans-serif;color:black;">Listmates,
</span></font></div>
<div>
<div class="yiv0435244196MsoNormal"><font size="2" color="black" face="Arial"><span style="font-size:10.0pt;font-family:sans-serif;color:black;"> This really is a real property inquiry. I had a client with a boundary/trespass defense issue. We tendered to Allstate.
It took them several months and they finally accepted the tender. We presented them with a </span></font></div>
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<div>
<div class="yiv0435244196MsoNormal"><font size="2" color="black" face="Arial"><span style="font-size:10.0pt;font-family:sans-serif;color:black;">bill from the date of tender to the acceptance and we never got a response. So we did the 20 day notice to the Office of
the Insurance Commissioner and they failed to respond. So we filed suit.</span></font></div>
</div>
<div>
<div class="yiv0435244196MsoNormal"><font size="2" color="black" face="Arial"><span style="font-size:10.0pt;font-family:sans-serif;color:black;"> In looking at what the actual legal entity is, while the policy uses a number of AKAs, the actual name of the corporation
is the Allstate Insurance Corporation. A lot of appellate decisions reference them as the </span></font></div>
</div>
<div>
<div class="yiv0435244196MsoNormal"><font size="2" color="black" face="Arial"><span style="font-size:10.0pt;font-family:sans-serif;color:black;">Allstate Insurance Company, which may be a distinction without a difference. The SOS lists no registered agent for service
of process for either entity. I find that somewhat surprising and am wondering if someone</span></font></div>
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<div class="yiv0435244196MsoNormal"><font size="2" color="black" face="Arial"><span style="font-size:10.0pt;font-family:sans-serif;color:black;">else on the listserve has been through the same drill trying to serve them, or if I just need to serve the SOS.</span></font></div>
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<div class="yiv0435244196MsoNormal"><font size="2" color="black" face="Arial"><span style="font-size:10.0pt;font-family:sans-serif;color:black;"> </span></font></div>
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<div class="yiv0435244196MsoNormal" style="margin-bottom:12.0pt;"><font size="2" color="black" face="Arial"><span style="font-size:10.0pt;font-family:sans-serif;color:black;">Steve</span></font></div>
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<div class="yiv0435244196MsoNormal"><b><i><font size="2" color="mediumblue" face="Arial"><span style="font-size:10.0pt;font-family:sans-serif;color:mediumblue;font-weight:bold;font-style:italic;">Stephen Whitehouse</span></font></i></b><font size="2" color="black" face="Arial"><span style="font-size:10.0pt;font-family:sans-serif;color:black;">
</span></font></div>
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<div class="yiv0435244196MsoNormal"><b><i><font size="2" color="mediumblue" face="Arial"><span style="font-size:10.0pt;font-family:sans-serif;color:mediumblue;font-weight:bold;font-style:italic;">Whitehouse & Nichols, LLP</span></font></i></b><font size="2" color="black" face="Arial"><span style="font-size:10.0pt;font-family:sans-serif;color:black;"></span></font></div>
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<div class="yiv0435244196MsoNormal"><b><i><font size="2" color="black" face="Arial"><span style="font-size:10.0pt;font-family:sans-serif;color:black;font-weight:bold;font-style:italic;">P.O. Box 1273</span></font></i></b><font size="2" color="black" face="Arial"><span style="font-size:10.0pt;font-family:sans-serif;color:black;"></span></font></div>
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<div class="yiv0435244196MsoNormal"><b><i><font size="2" color="black" face="Arial"><span style="font-size:10.0pt;font-family:sans-serif;color:black;font-weight:bold;font-style:italic;">601 W. Railroad Ave. </span></font></i></b><font size="2" color="black" face="Arial"><span style="font-size:10.0pt;font-family:sans-serif;color:black;"></span></font></div>
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<div class="yiv0435244196MsoNormal"><b><i><font size="2" color="black" face="Arial"><span style="font-size:10.0pt;font-family:sans-serif;color:black;font-weight:bold;font-style:italic;">Shelton, Wa. 98584</span></font></i></b><font size="2" color="black" face="Arial"><span style="font-size:10.0pt;font-family:sans-serif;color:black;"></span></font></div>
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<div class="yiv0435244196MsoNormal"><b><i><font size="2" color="black" face="Arial"><span style="font-size:10.0pt;font-family:sans-serif;color:black;font-weight:bold;font-style:italic;">360-426-5885</span></font></i></b><font size="2" color="black" face="Arial"><span style="font-size:10.0pt;font-family:sans-serif;color:black;"></span></font></div>
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