<div style="color:black;font: 10pt Arial, Helvetica, sans-serif;">I think you are correct. Security Insurance Company v Axis Insurance Company, 190 Wash2d 348(2018), is clear. Here is an interesting question. Under RCW 48.05.215(2), does the 40 day time period to respond apply only to unauthorized insurer or against all. If you apply the strict rules of construction, since that paragraph deals only with unauthorized insurers, it only applies to them. However, it is not worth the risk to not wait, and the decisions of the appellate courts these days are pretty unpredictable. Although it is tempting since insurance companies seem to lose about 90% of their appellate cases.
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<div>Stevev<br>
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<div style="color:black;font:10pt Arial, Helvetica, sans-serif;"><span style="font-style:italic;font-weight:700;color:mediumblue;">Stephen Whitehouse</span>
<div><span style="color:rgb(0, 0, 205);font-style:italic;font-weight:700;">Whitehouse & Nichols, LLP</span></div>
<div><span style="font-style:italic;font-weight:700;">P.O. Box 1273</span></div>
<div><span style="font-style:italic;font-weight:700;">601 W. Railroad Ave. </span></div>
<div><span style="font-style:italic;font-weight:700;">Shelton, Wa. 98584</span></div>
<div><span style="font-style:italic;font-weight:700;">360-426-5885</span></div>
<div><span style="font-style:italic;font-weight:700;">swhite8893@aol.com</span></div>
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<div style="font-family:arial,helvetica;font-size:10pt;color:black"><font size="2">-----Original Message-----<br>
From: John McCrady <j.mccrady@pstitle.com><br>
To: Stephen Whitehouse <swhite8893@aol.com>; WSBA Real Property Listserv <wsbarp@lists.wsbarppt.com><br>
Sent: Thu, Aug 12, 2021 9:11 am<br>
Subject: RE: [WSBARP] Allstate<br>
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<div class="yiv0689022873MsoNormal"><span style="font-size:11.0pt;font-family:sans-serif;color:#1F497D;">RCW 48.05.200 has always seemed to me to say that the only way to serve an insurance company is to serve the Insurance Commissioner</span></div>
<div class="yiv0689022873MsoNormal"><span style="font-size:11.0pt;font-family:sans-serif;color:#1F497D;"> </span></div>
<div class="yiv0689022873MsoNormal"><span style="font-size:11.0pt;font-family:sans-serif;color:#1F497D;">John McCrady</span></div>
<div class="yiv0689022873MsoNormal"><span style="font-size:11.0pt;font-family:sans-serif;color:#1F497D;">Counsel</span></div>
<div class="yiv0689022873MsoNormal"><span style="font-size:11.0pt;font-family:sans-serif;color:#1F497D;">Puget Sound Title Company</span></div>
<div class="yiv0689022873MsoNormal"><span style="font-size:11.0pt;font-family:sans-serif;color:#1F497D;">5350 Orchard Street West</span></div>
<div class="yiv0689022873MsoNormal"><span style="font-size:11.0pt;font-family:sans-serif;color:#1F497D;">University Place WA 98467</span></div>
<div class="yiv0689022873MsoNormal"><span style="font-size:11.0pt;font-family:sans-serif;color:#1F497D;">253-476-5721</span></div>
<div class="yiv0689022873MsoNormal"><span style="font-size:11.0pt;font-family:sans-serif;color:#1F497D;"><a rel="nofollow noopener noreferrer" shape="rect" ymailto="mailto:j.mccrady@pstitle.com" target="_blank" href="mailto:j.mccrady@pstitle.com">j.mccrady@pstitle.com</a></span></div>
<div class="yiv0689022873MsoNormal"><span style="font-size:11.0pt;font-family:sans-serif;color:#1F497D;"><img id="yiv0689022873Picture_x0020_1" border="0" width="420" height="129" src="cid:Cv7XdBdcD1UG7fsdME7v" yahoo_partid="2" alt="Picture4"></span><span style="font-size:11.0pt;font-family:sans-serif;color:#1F497D;"></span></div>
<div class="yiv0689022873MsoNormal"><b><span style="font-size:13.0pt;font-family:serif;color:#1F497D;">Beginning July 26, 2021, recording fees for most documents recorded in Washington
</span></b><span style="font-size:11.0pt;font-family:sans-serif;color:#1F497D;"><a rel="nofollow noopener noreferrer" shape="rect" target="_blank" href="https://www.piercecountywa.gov/DocumentCenter/View/105275/Recording-Fee-Schedule-Effective-Jul-25-2021-"><b><span style="font-size:13.0pt;font-family:serif;">will
increase by $100</span></b></a></span><b><span style="font-size:13.0pt;font-family:serif;color:#1F497D;">. Please be sure to collect recording fees accordingly. Due to the above increase, our Reconveyance fees will also be increased by $100.00</span></b><b><span style="font-size:11.0pt;font-family:sans-serif;color:#1F497D;"></span></b></div>
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<div class="yiv0689022873MsoNormal" style="margin-top:6.0pt;"><b><span style="font-size:10.0pt;font-family:sans-serif;color:#1F497D;">WARNING-FRAUDULENT FUNDING INSTRUCTIONS
</span></b><b><span style="font-size:4.0pt;font-family:sans-serif;color:#1F497D;"></span></b></div>
<div class="yiv0689022873MsoNormal" style="margin-top:6.0pt;"><span style="font-size:10.0pt;font-family:sans-serif;color:#1F497D;">Email hacking and fraud are on the rise to fraudulently misdirect funds. Please call your escrow officer immediately using contact information
found from an independent source, such as the sales contract or internet, to verify any funding instructions received. We are not responsible for any wire sent by you to an incorrect bank account.</span></div>
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<div class="yiv0689022873MsoNormal"><b><span style="font-size:11.0pt;font-family:sans-serif;">From:</span></b><span style="font-size:11.0pt;font-family:sans-serif;"> wsbarp-bounces@lists.wsbarppt.com [mailto:wsbarp-bounces@lists.wsbarppt.com]
<b>On Behalf Of </b>Stephen Whitehouse<br clear="none">
<b>Sent:</b> Wednesday, August 11, 2021 10:01 AM<br clear="none">
<b>To:</b> wsbarp@lists.wsbarppt.com<br clear="none">
<b>Subject:</b> [WSBARP] Allstate</span></div>
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<div class="yiv0689022873MsoNormal"><span style="font-size:10.0pt;font-family:sans-serif;color:black;">Listmates,
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<div class="yiv0689022873MsoNormal"><span style="font-size:10.0pt;font-family:sans-serif;color:black;"> This really is a real property inquiry. I had a client with a boundary/trespass defense issue. We tendered to Allstate. It took them several months and they
finally accepted the tender. We presented them with a </span></div>
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<div class="yiv0689022873MsoNormal"><span style="font-size:10.0pt;font-family:sans-serif;color:black;">bill from the date of tender to the acceptance and we never got a response. So we did the 20 day notice to the Office of the Insurance Commissioner and they failed
to respond. So we filed suit.</span></div>
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<div class="yiv0689022873MsoNormal"><span style="font-size:10.0pt;font-family:sans-serif;color:black;"> In looking at what the actual legal entity is, while the policy uses a number of AKAs, the actual name of the corporation is the Allstate Insurance Corporation.
A lot of appellate decisions reference them as the </span></div>
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<div class="yiv0689022873MsoNormal"><span style="font-size:10.0pt;font-family:sans-serif;color:black;">Allstate Insurance Company, which may be a distinction without a difference. The SOS lists no registered agent for service of process for either entity. I find that
somewhat surprising and am wondering if someone</span></div>
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<div class="yiv0689022873MsoNormal"><span style="font-size:10.0pt;font-family:sans-serif;color:black;">else on the listserve has been through the same drill trying to serve them, or if I just need to serve the SOS.</span></div>
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<div class="yiv0689022873MsoNormal" style="margin-bottom:12.0pt;"><span style="font-size:10.0pt;font-family:sans-serif;color:black;">Steve</span></div>
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<div class="yiv0689022873MsoNormal"><b><i><span style="font-size:10.0pt;font-family:sans-serif;color:mediumblue;">Stephen Whitehouse</span></i></b><span style="font-size:10.0pt;font-family:sans-serif;color:black;">
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<div class="yiv0689022873MsoNormal"><b><i><span style="font-size:10.0pt;font-family:sans-serif;color:mediumblue;">Whitehouse & Nichols, LLP</span></i></b><span style="font-size:10.0pt;font-family:sans-serif;color:black;"></span></div>
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<div class="yiv0689022873MsoNormal"><b><i><span style="font-size:10.0pt;font-family:sans-serif;color:black;">P.O. Box 1273</span></i></b><span style="font-size:10.0pt;font-family:sans-serif;color:black;"></span></div>
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<div class="yiv0689022873MsoNormal"><b><i><span style="font-size:10.0pt;font-family:sans-serif;color:black;">601 W. Railroad Ave. </span></i></b><span style="font-size:10.0pt;font-family:sans-serif;color:black;"></span></div>
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<div class="yiv0689022873MsoNormal"><b><i><span style="font-size:10.0pt;font-family:sans-serif;color:black;">Shelton, Wa. 98584</span></i></b><span style="font-size:10.0pt;font-family:sans-serif;color:black;"></span></div>
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<div class="yiv0689022873MsoNormal"><b><i><span style="font-size:10.0pt;font-family:sans-serif;color:black;">360-426-5885</span></i></b><span style="font-size:10.0pt;font-family:sans-serif;color:black;"></span></div>
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<div class="yiv0689022873MsoNormal"><b><i><span style="font-size:10.0pt;font-family:sans-serif;color:black;"><a rel="nofollow noopener noreferrer" shape="rect" ymailto="mailto:swhite8893@aol.com" target="_blank" href="mailto:swhite8893@aol.com">swhite8893@aol.com</a></span></i></b><span style="font-size:10.0pt;font-family:sans-serif;color:black;"></span></div>
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