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<p class="MsoNormal" style="text-autospace:none"><span lang="EN-CA" style="font-size:12.0pt">It has been my understanding that a written acknowledgment of intent to acquire property as JTWROS must be on deed signed by grantees.
<o:p></o:p></span></p>
<p class="MsoNormal" style="text-autospace:none"><span lang="EN-CA" style="font-size:12.0pt"><o:p> </o:p></span></p>
<p class="MsoNormal" style="text-autospace:none"><span style="font-size:12.0pt">This is because an unrelated Grantor, such as a Seller, cannot create a joint tenancy for a third party. The parties themselves must clearly establish by agreement their intent
to create a joint tenancy, which is the reason for the statement by the grantees on the deed.
<a name="BM_1_"></a><o:p></o:p></span></p>
<p class="MsoNormal" style="text-autospace:none"><span style="font-size:12.0pt"><o:p> </o:p></span></p>
<p class="MsoNormal" style="text-autospace:none"><span style="font-size:12.0pt">LANGUAGE TO INSERT ON DEEDS TAKEN AS JOINT TENANTS WITH RIGHT OF SURVIVORSHIP:<o:p></o:p></span></p>
<p class="MsoNormal" style="text-autospace:none"><span style="font-size:12.0pt"><o:p> </o:p></span></p>
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<span style="font-size:12.0pt">Grantees acknowledge their intent to acquire this property as Joint Tenants with Right of Survivorship and not as tenants in common. Upon the death of either Grantee the deceased Grantee's interest shall pass to the surviving
Grantee.<o:p></o:p></span></p>
<p class="MsoNormal" style="text-autospace:none"><span style="font-size:12.0pt"><o:p> </o:p></span></p>
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<b><span style="font-size:12.0pt">Grantees must acknowledge statement by signing deed, signatures do not require notary.</span></b><span style="font-size:12.0pt"><o:p></o:p></span></p>
<p class="MsoNormal" style="text-autospace:none"><span style="font-size:12.0pt"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size:12.0pt">If the closing agent did not include such a statement, I think the closing agent might have a problem.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:12.0pt;color:blue"><o:p> </o:p></span></p>
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<p class="MsoNormal"><i><span style="font-size:18.0pt;font-family:"TypoUpright BT";color:blue">Jeanne</span></i><span style="font-size:12.0pt;font-family:"Times New Roman",serif;color:blue">
<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Times New Roman",serif;color:blue"><o:p> </o:p></span></p>
<p class="MsoNormal"><b><i><span style="font-size:18.0pt;font-family:"TypoUpright BT";color:blue">Jeanne J.</span></i></b><b><i><span style="font-size:12.0pt;font-family:"Times New Roman",serif;color:blue">
</span></i></b><b><i><span style="font-size:18.0pt;font-family:"Bella Donna";color:blue">Dawes<o:p></o:p></span></i></b></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:blue">Attorney at Law</span><span style="font-size:12.0pt;font-family:"Times New Roman",serif;color:blue"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:blue">Gore & Grewe, P.S.</span><span style="font-size:12.0pt;font-family:"Times New Roman",serif;color:blue"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:blue">103 E. Indiana Avenue, Suite A</span><span style="font-size:12.0pt;font-family:"Times New Roman",serif;color:blue"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:blue">Spokane, WA 99207-2317</span><span style="font-size:12.0pt;font-family:"Times New Roman",serif;color:blue"><o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:blue"><a href="mailto:jjdawes@goregrewe.com"><span style="color:blue">jjdawes@goregrewe.com</span></a><o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:12.0pt;color:blue"><o:p> </o:p></span></p>
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<p class="MsoNormal"><b>From:</b> wsbarp-bounces@lists.wsbarppt.com <b>On Behalf Of
</b>Mark Anderson<br>
<b>Sent:</b> Wednesday, August 11, 2021 12:48 PM<br>
<b>To:</b> WSBA Real Property Listserv <wsbarp@lists.wsbarppt.com><br>
<b>Subject:</b> Re: [WSBARP] Title Co won't insure JTWROS<o:p></o:p></p>
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<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#002060">You say Timid Tile insured the JTROS title as to the Grantees. As such, it is now liable to defend the validity of that title. Make the claim and see how they
respond to it.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#002060"><o:p> </o:p></span></p>
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<p class="MsoNormal" style="margin-bottom:12.0pt"><b><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#222A35">Mark B. Anderson<br>
</span></b><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#222A35">ANDERSON LAW FIRM PLLC<br>
821 Dock St Ste 209 PMB 4-12<br>
Tacoma, Washington 98402<br>
+1 253-327-1750<br>
+1 253-327-1751 (fax)<br>
<a href="mailto:marka@mbaesq.com"><span style="color:blue">marka@mbaesq.com</span></a><br>
<a href="http://www.mbaesq.com/"><span style="color:blue">www.mbaesq.com</span></a><b><o:p></o:p></b></span></p>
<p class="MsoNormal" style="margin-bottom:12.0pt"><b><span style="font-size:10.0pt;font-family:"Arial Narrow",sans-serif;color:#002060">CONFIDENTIALITY NOTICE<br>
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If you have received this transmission in error, please immediately notify the sender via e-mail or by telephone at (253) 327-1750 that you have received the message in error, and then delete it. Thank you.</span><span style="font-size:7.5pt;font-family:"Arial",sans-serif;color:#002060"><o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#002060"><o:p> </o:p></span></p>
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<p class="MsoNormal"><b>From:</b> <a href="mailto:wsbarp-bounces@lists.wsbarppt.com">
wsbarp-bounces@lists.wsbarppt.com</a> <<a href="mailto:wsbarp-bounces@lists.wsbarppt.com">wsbarp-bounces@lists.wsbarppt.com</a>>
<b>On Behalf Of </b>Rani K. Sampson<br>
<b>Sent:</b> Wednesday, August 11, 2021 10:45 AM<br>
<b>To:</b> WSBA Real Property Listserv <<a href="mailto:wsbarp@lists.wsbarppt.com">wsbarp@lists.wsbarppt.com</a>><br>
<b>Subject:</b> [WSBARP] Title Co won't insure JTWROS<o:p></o:p></p>
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<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><span style="font-size:10.5pt;font-family:"Segoe UI",sans-serif;color:#1F3864">Timid Title Co wrote and insured a JTWROS deed in 2019. One of the co-tenants died. Survivor has a pending sale on the property. Survivor signed a lack of
probate affidavit and provided a death certificate. Timid Title Co is the title and escrow company for Survivor’s 2021 sale.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.5pt;font-family:"Segoe UI",sans-serif;color:#1F3864"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.5pt;font-family:"Segoe UI",sans-serif;color:#1F3864">Timid Title Co won’t insure Survivor’s sale to new buyer because Decedent didn’t sign any acknowledgement at closing in 2019 that he was taking title as JTWROS.
Remember, Timid Title Co was the company that closed the 2019 purchase for Decedent and Survivor.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.5pt;font-family:"Segoe UI",sans-serif;color:#1F3864"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.5pt;font-family:"Segoe UI",sans-serif;color:#1F3864">Timid Title Co insists that Decedent’s children approve of the 2019 sale in 2021 so that the 2021 sale can close. Decedent’s children don’t like Survivor, and
are not willing to sign away any claims they may have to Decedent’s share of the property.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.5pt;font-family:"Segoe UI",sans-serif;color:#1F3864"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.5pt;font-family:"Segoe UI",sans-serif;color:#1F3864">What claims can Survivor bring against Timid Title Co or its underwriters?
<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.5pt;font-family:"Segoe UI",sans-serif;color:#1F3864">Timid’s underwriters may be Fidelity or Old Republic…checking.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.5pt;font-family:"Segoe UI",sans-serif;color:#1F3864"><o:p> </o:p></span></p>
<p class="MsoNormal"><b><span style="font-size:10.0pt;font-family:"Segoe UI",sans-serif;color:#142440">Rani</span></b><b><span style="font-size:10.5pt;font-family:"Segoe UI",sans-serif;color:#142440"> K. Sampson<o:p></o:p></span></b></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Segoe UI",sans-serif;color:#142440">Overcast Law Offices
</span><span style="font-size:10.0pt;font-family:"Segoe UI",sans-serif;color:#7F7F7F">|</span><span style="font-size:10.0pt;font-family:"Segoe UI",sans-serif;color:#003300">
</span><span style="font-size:10.0pt;font-family:"Segoe UI",sans-serif;color:#142440">Attorney</span><span style="font-size:10.0pt;font-family:"Segoe UI",sans-serif;color:#003300"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Segoe UI",sans-serif;color:#142440">23 S Wenatchee Ave #320, Wenatchee WA 98801</span><span style="font-size:10.0pt;font-family:"Segoe UI",sans-serif;color:#003300">
</span><span style="font-size:10.0pt;font-family:"Segoe UI",sans-serif;color:#7F7F7F">|</span><span style="font-size:10.0pt;font-family:"Segoe UI",sans-serif;color:#003300">
</span><span style="font-size:10.0pt;font-family:"Segoe UI",sans-serif;color:#142440">(509) 663-5588 x 6</span><span style="font-size:10.0pt;font-family:"Segoe UI",sans-serif;color:#003300"><o:p></o:p></span></p>
<p class="MsoNormal"><o:p> </o:p></p>
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