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<p>I had a similar situation a couple of years ago where the debtor
on the mortgage simply disappeared, and after not paying HOA dues
for some time lost the property to foreclosure. The HOA then
wanted to sell, but the mortgage servicing company would not give
a payoff due to lack of authority.</p>
<p>It took dozens of phone calls which resulted in a number of
hopeful situations soon soured. What I can tell you from that
experience is that talking to the people who answer the phones and
their management will not get you anywhere. What it took was
finding a VP of something or other who understood the situation
and took enough interest to get the underlings to do something.
Getting them to act voluntarily was a difficult, time-consuming
process.<br>
</p>
<pre class="moz-signature" cols="72">Kary L. Krismer
206 723-2148</pre>
<div class="moz-cite-prefix">On 3/10/2021 12:11 PM, David Faber
wrote:<br>
</div>
<blockquote type="cite"
cite="mid:CAKkD=wjuuJH4qhbJWmPyPxPBhppdvNd==+UCRBMxy+uc7=7Xpw@mail.gmail.com">
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<div class="gmail_default" style="font-size:small">List,</div>
<div class="gmail_default" style="font-size:small"><br>
</div>
<div class="gmail_default" style="font-size:small">C purchased
property on a Quit Claim Deed a decade ago from a Seller (S).
S had a mortgage and did not properly assign to C at closing.
S died in 2017. C has continued paying the mortgage for the
last ten years, and now C wants to sell the property. The
mortgage company is refusing to provide a payoff number citing
a lack of authority on the part C to request this information
or to execute on the payoff/reconveyance. </div>
<div class="gmail_default" style="font-size:small"><br>
</div>
<div class="gmail_default" style="font-size:small">Is there an
easier route for something like this other than filing an
intestacy for S (S had no Will)? Is there a process akin to
using a Small Estate Affidavit or a Lack of Probate Affidavit
for this? Total debt is about $22k, if that matters. Any other
thoughts on the easiest method of dealing with this?</div>
<div class="gmail_default" style="font-size:small"><br>
</div>
<div class="gmail_default" style="font-size:small">Thank you.</div>
<div class="gmail_default" style="font-size:small"><br>
</div>
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<div style="font-family:arial;font-size:small">Best,</div>
<div style="font-family:arial;font-size:small">David J.
Faber</div>
<div style="font-family:arial;font-size:small">Faber
Feinson PLLC</div>
<div style="font-family:arial;font-size:small">800 Polk
Street, Suite B</div>
<div style="font-family:arial;font-size:small">Port
Townsend, WA 98368<br>
(360) 379-4110</div>
<div style="font-family:arial;font-size:small"><br>
</div>
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