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<p>You're generalizing. The moratorium protects an entire class
regardless of their need, at the expense of another class,
regardless of their need. If it were based on economics I'd have
little problem with it, but it's not. Beyond that though, I'm
worried about the long term adverse effects on those who actually
need the protection. The moratorium may have given them a false
sense of security and lead them to make bad decisions. Back when
I practiced law I did primarily debtor bankruptcy and the
moratorium is likely causing people to make decisions that no
competent financial planner would ever advise them to make.<br>
</p>
<p>Also, you can't even assume someone who rents cannot afford to
own. They may just not wish to own for many different reasons.<br>
</p>
<pre class="moz-signature" cols="72">Kary L. Krismer
206 723-2148</pre>
<div class="moz-cite-prefix">On 12/17/2020 10:20 AM, Andrew Hay
wrote:<br>
</div>
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<p class="MsoNormal"><span style="color:#1F497D">I will take the
pro moratorium position. Donning my suit of armor at the
same time…..<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D">This is a time
of great economic pain due to a pandemic unequaled by any
health crisis in 100 years. The moratoriums are a policy
protecting the most vulnerable people in the population as a
whole – renters. As a group they are either poor or old or
both. They are people who can’t afford homes due to lack of
wealth.</span></p>
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