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    <p>Our country was founded as a Constitutional Republic, not an
      absolute Democracy. We did this to avoid the institution of
      tyranny by the majority.  We did this to protect the minority, to
      assure that each person, would have the inalienable right live
      life in liberty, to pursue happiness without fearing deprivation
      by the majority. <br>
    </p>
    <p>It is true that our constitutions have been much weakened, it may
      be that this will continue until the majority can trample
      unfettered on the rights of disfavored groups; it will most
      certainly occur if lawyers do not stand for the rule of law,
      especially against the majority.</p>
    <p>KGL<br>
    </p>
    <br>
    <div class="moz-cite-prefix">On 12/17/2020 05:34 PM, Eric Nelsen
      wrote:<br>
    </div>
    <blockquote type="cite"
cite="mid:098D0346993E6A48B0D5F184C0AB002E6B4A3D@SBS2011.sayrelawoffices.local">
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        <p class="MsoNormal"><span style="color:windowtext">It would be
            good for some real property lawyers to be involved in
            further discussions of the moratoria, and certainly anything
            as consequential as legislation.<o:p></o:p></span></p>
        <p class="MsoNormal"><span style="color:windowtext"><o:p> </o:p></span></p>
        <p class="MsoNormal"><span style="color:windowtext">“Outvoting
            y’all” is also called majority rule in a democracy. That
            rests on the social contract, that for the greater good of
            all, the minority agrees to abide by the decision of the
            majority. There is a flood of opinionated people in this
            country right now who appear to have forgotten that. I would
            hope that lawyers as a group have not forgotten. If our
            legislators change the priorities between property rights
            and life and liberty interests, that is how self-governance
            works.<o:p></o:p></span></p>
        <p class="MsoNormal"><span style="color:windowtext"><o:p> </o:p></span></p>
        <p class="MsoNormal"><span style="color:windowtext">“Expropriation
            of dwellings” bollocks. No
            <i>landlord</i> is being removed from their home. Landlords’
            right to use the courts to enforce payment of rent is being
            temporarily blocked during a health emergency. The debt
            remains owing and there will be a huge financial and legal
            mess to clean up. But I think calling it “expropriation of
            dwellings” is hardly appropriate.<o:p></o:p></span></p>
        <p class="MsoNormal"><span style="color:windowtext"><o:p> </o:p></span></p>
        <div>
          <p class="MsoNormal"><span style="color:windowtext">Sincerely,<o:p></o:p></span></p>
          <p class="MsoNormal"><span style="color:windowtext"><o:p> </o:p></span></p>
          <p class="MsoNormal"><span style="color:windowtext">Eric<o:p></o:p></span></p>
          <p class="MsoNormal"><span style="color:windowtext"><o:p> </o:p></span></p>
          <p class="MsoNormal"><span style="color:windowtext">Eric C.
              Nelsen<o:p></o:p></span></p>
          <p class="MsoNormal"><span style="color:windowtext">Sayre Law
              Offices, PLLC<o:p></o:p></span></p>
          <p class="MsoNormal"><span style="color:windowtext">1417 31st
              Ave South<o:p></o:p></span></p>
          <p class="MsoNormal"><span style="color:windowtext">Seattle WA
              98144-3909<o:p></o:p></span></p>
          <p class="MsoNormal"><span style="color:windowtext">206-625-0092<o:p></o:p></span></p>
          <p class="MsoNormal"><span style="color:windowtext"><a
                href="mailto:eric@sayrelawoffices.com"
                moz-do-not-send="true"><span style="color:#0563C1">eric@sayrelawoffices.com</span></a><o:p></o:p></span></p>
          <p class="MsoNormal"><span style="color:windowtext"><o:p> </o:p></span></p>
          <p class="MsoNormal"><b><span
                style="color:windowtext;background:aqua;mso-highlight:aqua">Covid-19
                Update -
              </span></b><span style="color:windowtext">All attorneys
              are working remotely during regular business hours and are
              available via email and by phone. Videoconferencing also
              is available. Signing of estate planning documents can be
              completed and will be handled on a case-by-case basis.
              Please direct mail and deliveries to the Seattle office.<o:p></o:p></span></p>
        </div>
        <p class="MsoNormal"><span style="color:windowtext"><o:p> </o:p></span></p>
        <div>
          <div style="border:none;border-top:solid #E1E1E1
            1.0pt;padding:3.0pt 0in 0in 0in">
            <p class="MsoNormal"><b><span style="color:windowtext">From:</span></b><span
                style="color:windowtext">
                <a class="moz-txt-link-abbreviated" href="mailto:wsbarp-bounces@lists.wsbarppt.com">wsbarp-bounces@lists.wsbarppt.com</a>
                <a class="moz-txt-link-rfc2396E" href="mailto:wsbarp-bounces@lists.wsbarppt.com"><wsbarp-bounces@lists.wsbarppt.com></a>
                <b>On Behalf Of </b>Lenard Wittlake<br>
                <b>Sent:</b> Thursday, December 17, 2020 4:36 PM<br>
                <b>To:</b> 'WSBA Real Property Listserv'
                <a class="moz-txt-link-rfc2396E" href="mailto:wsbarp@lists.wsbarppt.com"><wsbarp@lists.wsbarppt.com></a><br>
                <b>Subject:</b> Re: [WSBARP] Landlord Question - Next
                legislative session<o:p></o:p></span></p>
          </div>
        </div>
        <p class="MsoNormal"><o:p> </o:p></p>
        <p class="MsoNormal"><span style="color:#1F497D">So there you
            have it.  There are enough who “vehemently support” the
            “expropriation of dwellings” that they can now outvote
            y’all, so what do you expect from politicians?<o:p></o:p></span></p>
        <p class="MsoNormal"><span style="color:#1F497D"><o:p> </o:p></span></p>
        <p class="MsoNormal"><span style="color:#1F497D">Since the
            Governor has not “surgically” addressed the overreach
            problems in four iterations of the moratorium, it is not
            likely going to happen in the fifth.<o:p></o:p></span></p>
        <p class="MsoNormal"><span style="color:#1F497D"><o:p> </o:p></span></p>
        <p class="MsoNormal"><span style="color:#1F497D">It appears to
            be time for the section to organize an evaluation of the
            proposed legislation.  I assume our appointed leaders are
            working on such.<o:p></o:p></span></p>
        <p class="MsoNormal"><span style="color:#1F497D"><o:p> </o:p></span></p>
        <div>
          <p class="MsoNormal"><span style="color:#1F497D">Lenard L
              Wittlake, PLLC<o:p></o:p></span></p>
          <p class="MsoNormal"><span style="color:#1F497D">Attorney
              & Counselor at Law<o:p></o:p></span></p>
          <p class="MsoNormal"><span style="color:#1F497D">22 East
              Poplar Street, Suite 202<o:p></o:p></span></p>
          <p class="MsoNormal"><span style="color:#1F497D">P.O. Box 1233<o:p></o:p></span></p>
          <p class="MsoNormal"><span style="color:#1F497D">Walla Walla,
              WA 99362<o:p></o:p></span></p>
          <p class="MsoNormal"><span style="color:#1F497D">(509)
              529-1529 voice<o:p></o:p></span></p>
          <p class="MsoNormal"><span style="color:#1F497D">(509)
              850-3515 fax<o:p></o:p></span></p>
          <p class="MsoNormal"><span style="color:#1F497D"><a
                href="http://www.lwattorney.com" moz-do-not-send="true">www.lwattorney.com</a><o:p></o:p></span></p>
          <p class="MsoNormal"><span style="color:#1F497D"><a
                href="mailto:Lenard@wittlakelaw.com"
                moz-do-not-send="true">Lenard@wittlakelaw.com</a><o:p></o:p></span></p>
          <p class="MsoNormal"><span style="color:#1F497D"><o:p> </o:p></span></p>
          <p class="MsoNormal"><span
              style="font-size:10.0pt;font-family:"Courier
              New";color:#1F497D">The information contained in this
              email may be privileged, confidential or<o:p></o:p></span></p>
          <p class="MsoNormal"><span
              style="font-size:10.0pt;font-family:"Courier
              New";color:#1F497D">otherwise protected from
              disclosure.  If you received this email in error,<o:p></o:p></span></p>
          <p class="MsoNormal"><span
              style="font-size:10.0pt;font-family:"Courier
              New";color:#1F497D">please reply to the sender that
              you have received this information in error<o:p></o:p></span></p>
          <p class="MsoNormal"><span
              style="font-size:10.0pt;font-family:"Courier
              New";color:#1F497D">and delete this email.</span><span
              style="color:#1F497D"><o:p></o:p></span></p>
        </div>
        <p class="MsoNormal"><span style="color:#1F497D"><o:p> </o:p></span></p>
        <div>
          <div style="border:none;border-top:solid #B5C4DF
            1.0pt;padding:3.0pt 0in 0in 0in">
            <p class="MsoNormal"><b><span
style="font-size:10.0pt;font-family:"Tahoma",sans-serif;color:windowtext">From:</span></b><span
style="font-size:10.0pt;font-family:"Tahoma",sans-serif;color:windowtext">
                <a href="mailto:wsbarp-bounces@lists.wsbarppt.com"
                  moz-do-not-send="true">wsbarp-bounces@lists.wsbarppt.com</a>
                [<a href="mailto:wsbarp-bounces@lists.wsbarppt.com"
                  moz-do-not-send="true">mailto:wsbarp-bounces@lists.wsbarppt.com</a>]
                <b>On Behalf Of </b>Christy M<br>
                <b>Sent:</b> Thursday, December 17, 2020 2:41 PM<br>
                <b>To:</b> WSBA Real Property Listserv<br>
                <b>Subject:</b> Re: [WSBARP] Landlord Question - Next
                legislative session<o:p></o:p></span></p>
          </div>
        </div>
        <p class="MsoNormal"><o:p> </o:p></p>
        <p class="MsoNormal">I, for one, do not meekly accept; I
          vehemently support.  <o:p>
          </o:p></p>
        <div>
          <p class="MsoNormal"><o:p> </o:p></p>
        </div>
        <div>
          <p class="MsoNormal"><o:p> </o:p></p>
        </div>
        <div>
          <p class="MsoNormal">-------- Original message --------<o:p></o:p></p>
        </div>
        <div>
          <p class="MsoNormal">From: "K. Garl Long" <<a
              href="mailto:Garl@longlaw.biz" moz-do-not-send="true">Garl@longlaw.biz</a>>
            <o:p></o:p></p>
        </div>
        <div>
          <p class="MsoNormal">Date: 12/17/20 2:15 PM (GMT-08:00) <o:p></o:p></p>
        </div>
        <div>
          <p class="MsoNormal">To: WSBA Real Property Listserv <<a
              href="mailto:wsbarp@lists.wsbarppt.com"
              moz-do-not-send="true">wsbarp@lists.wsbarppt.com</a>>
            <o:p></o:p></p>
        </div>
        <div>
          <p class="MsoNormal">Subject: Re: [WSBARP] Landlord Question -
            Next legislative session
            <o:p></o:p></p>
        </div>
        <div>
          <p class="MsoNormal"><o:p> </o:p></p>
        </div>
        <div>
          <p>If you choose to put money that you have earned into the
            pocket of the owner of a dwelling, in exchange for the
            privilege of living there, it is called a contract.<o:p></o:p></p>
          <p>If the government expropriates the dwelling from the owner
            so that you can live there without paying, it is theft. You
            may recall that the Intolerable Acts included such
            expropriation of dwellings.  This is what our founders
            fought against, and which we now meekly accept.<o:p></o:p></p>
          <p>KGL<o:p></o:p></p>
          <p class="MsoNormal"><o:p> </o:p></p>
          <div>
            <p class="MsoNormal">On 12/17/2020 01:55 PM, Andrew Hay
              wrote:<o:p></o:p></p>
          </div>
          <blockquote style="margin-top:5.0pt;margin-bottom:5.0pt">
            <div>
              <p class="MsoNormal"><span style="color:#1F497D">Voltaire
                  again … As far as his notion of government taking
                  money from one class and giving to another, as a
                  non-landlord, I see my money going to  the pockets of
                  landlords.  I fund governmental benefits with my
                  taxes.  Those benefits are paid to landlords for
                  rent.  Generally, rent paid to landlords by those on
                  government benefits is a disproportionately high
                  percentage of their income.  Voltaire would likely
                  conclude the landlords are the ones benefitting from
                  this governmental transfer.</span><o:p></o:p></p>
              <p class="MsoNormal"><span style="color:#1F497D">Perhaps
                  the moratorium suspends this transfer to landlords to
                  allow my taxes to temporarily fund pandemic relief.</span><o:p></o:p></p>
              <p class="MsoNormal"><span style="color:#1F497D"> </span><o:p></o:p></p>
              <p class="MsoNormal"><b>Andrew Hay</b><o:p></o:p></p>
              <p class="MsoNormal">Hay & Swann PLLC<o:p></o:p></p>
              <p class="MsoNormal">201 S. 34<sup>th</sup> St.<o:p></o:p></p>
              <p class="MsoNormal">Tacoma, WA 98418<o:p></o:p></p>
              <p class="MsoNormal"><i><a
href="https://na01.safelinks.protection.outlook.com/?url=http%3A%2F%2Fwww.washingtonlaw.net%2F&data=04%7C01%7C%7C3ad32d5fc4764794e46e08d8a2d935b8%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637438401075055698%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C1000&sdata=DtUXJVBQr9jrfAcs0VP8AjpgaqzovLn11GNixl6v0Ug%3D&reserved=0"
                    moz-do-not-send="true"><span style="color:#0563C1">www.washingtonlaw.net</span></a></i><o:p></o:p></p>
              <p class="MsoNormal"><i><a
                    href="mailto:andrewhay@washingtonlaw.net"
                    moz-do-not-send="true"><span style="color:#0563C1">andrewhay@washingtonlaw.net</span></a></i><o:p></o:p></p>
              <p class="MsoNormal">253.272.2400 (w)<o:p></o:p></p>
              <p class="MsoNormal">253.377.3085 (c)<o:p></o:p></p>
              <p class="MsoNormal">THIS IS A CONFIDENTIAL COMMUNICATION
                AND IS INTENDED FOR THE DESIGNATED RECIPIENT ONLY.  IF
                YOU HAVE RECEIVED THIS COMMUNICATION IN ERROR, PLEASE
                NOTIFY THE SENDER IMMEDIATELY AND DESTROY ALL COPIES<o:p></o:p></p>
              <p class="MsoNormal"><span style="color:#1F497D"> </span><o:p></o:p></p>
              <p class="MsoNormal"><span style="color:#1F497D"> </span><o:p></o:p></p>
              <p class="MsoNormal"><span style="color:#1F497D"> </span><o:p></o:p></p>
              <div>
                <div style="border:none;border-top:solid #B5C4DF
                  1.0pt;padding:3.0pt 0in 0in 0in">
                  <p class="MsoNormal"><b><span
style="font-size:10.0pt;font-family:"Tahoma",sans-serif;color:windowtext">From:</span></b><span
style="font-size:10.0pt;font-family:"Tahoma",sans-serif;color:windowtext">
                      <a href="mailto:wsbarp-bounces@lists.wsbarppt.com"
                        moz-do-not-send="true">wsbarp-bounces@lists.wsbarppt.com</a>
                      [<a
                        href="mailto:wsbarp-bounces@lists.wsbarppt.com"
                        moz-do-not-send="true">mailto:wsbarp-bounces@lists.wsbarppt.com</a>]
                      <b>On Behalf Of </b>K. Garl Long<br>
                      <b>Sent:</b> Thursday, December 17, 2020 1:34 PM<br>
                      <b>To:</b> WSBA Real Property Listserv; Rob Rowley<br>
                      <b>Subject:</b> Re: [WSBARP] Landlord Question -
                      Next legislative session</span><o:p></o:p></p>
                </div>
              </div>
              <p class="MsoNormal"> <o:p></o:p></p>
              <p><i>It is not inequality which is the real misfortune,
                  it is dependence. </i>Voltaire again.<o:p></o:p></p>
              <p class="MsoNormal"> <o:p></o:p></p>
              <div>
                <p class="MsoNormal">On 12/17/2020 11:25 AM, Rob Rowley
                  wrote:<o:p></o:p></p>
              </div>
              <blockquote style="margin-top:5.0pt;margin-bottom:5.0pt">
                <p class="MsoNormal"><span
style="font-size:12.0pt;font-family:Roboto;color:#202124;background:white">In
                    general, the art of government consists of taking as
                    much money as possible from one class of citizens to
                    give to another.  Voltaire.</span><o:p></o:p></p>
                <p class="MsoNormal"><span
style="font-size:12.0pt;font-family:Roboto;color:#202124;background:white"> </span><o:p></o:p></p>
                <p class="MsoNormal"> <o:p></o:p></p>
                <p class="MsoNormal"> <o:p></o:p></p>
                <div>
                  <div style="border:none;border-top:solid #E1E1E1
                    1.0pt;padding:3.0pt 0in 0in 0in">
                    <p class="MsoNormal"><b>From:</b> <a
                        href="mailto:wsbarp-bounces@lists.wsbarppt.com"
                        moz-do-not-send="true">
                        wsbarp-bounces@lists.wsbarppt.com</a> <<a
                        href="mailto:wsbarp-bounces@lists.wsbarppt.com"
                        moz-do-not-send="true">wsbarp-bounces@lists.wsbarppt.com</a>>
                      <b>On Behalf Of </b>Chris B<br>
                      <b>Sent:</b> Thursday, December 17, 2020 10:59 AM<br>
                      <b>To:</b> WSBA Real Property Listserv <<a
                        href="mailto:wsbarp@lists.wsbarppt.com"
                        moz-do-not-send="true">wsbarp@lists.wsbarppt.com</a>><br>
                      <b>Subject:</b> Re: [WSBARP] Landlord Question -
                      Next legislative session<o:p></o:p></p>
                  </div>
                </div>
                <p class="MsoNormal"> <o:p></o:p></p>
                <p class="MsoNormal">I just entered into an agreement to
                  sell 4 of my 12 rental homes as a package.  All will
                  be town down and replaced with McMansions. These are
                  nice homes that I am proud to own, two of which have
                  tenants in them for more than 10 years.  While all my
                  tenants are current in their rent, I no longer wish to
                  be in the rental housing business in a state that is
                  clearly trying to kill that business. 
                  <o:p></o:p></p>
                <p class="MsoNormal"> <o:p></o:p></p>
                <p class="MsoNormal">As they say, it is “a feature, not
                  a bug.”<o:p></o:p></p>
                <p class="MsoNormal"> <o:p></o:p></p>
                <p class="MsoNormal">Chris Benis<o:p></o:p></p>
                <p class="MsoNormal">Hecker, Wakefield & Feilberg,
                  P.S.<o:p></o:p></p>
                <p class="MsoNormal">321 First Avenue West, Seattle, WA 
                  98119<o:p></o:p></p>
                <p class="MsoNormal">206.447-1900 office – 206.447.9075
                  fax – www. <a
href="https://na01.safelinks.protection.outlook.com/?url=http%3A%2F%2Fheckerwakefield.com%2F&data=04%7C01%7C%7C3ad32d5fc4764794e46e08d8a2d935b8%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637438401075065693%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C1000&sdata=yX6TEYkb2qMyn9cK3xUbOGsIz48aS9fz2uX8r%2FF%2FIxE%3D&reserved=0"
                    moz-do-not-send="true">
                    heckerwakefield.com</a>  <o:p></o:p></p>
                <p class="MsoNormal"> <o:p></o:p></p>
                <p class="MsoNormal">This message contains information
                  that may be CONFIDENTIAL AND PRIVILEGED.  Unless you
                  are the addressee (or authorized to receive for the
                  addressee), you may not use, copy or disclose to
                  anyone the message or any information contained in the
                  message.  If you have received the message in error,
                  please advise the sender by reply e-mail
                  <a href="mailto:chrisb@heckerwakefield.com"
                    moz-do-not-send="true">chrisb@heckerwakefield.com</a>,
                  and delete this message. Thank you very much.<o:p></o:p></p>
                <p class="MsoNormal"> <o:p></o:p></p>
                <p class="MsoNormal">To comply with recent IRS rules, we
                  must inform you that this message, if it contains
                  advice relating to federal taxes, was not intended or
                  written to be used, and it cannot be used, for the
                  purpose of avoiding penalties that may be imposed
                  under federal tax law.  Under recent IRS rules, a
                  taxpayer may rely on professional advice to avoid
                  federal tax penalties only if that advice is reflected
                  in a comprehensive tax opinion that conforms to
                  stringent requirements under federal law.  Please
                  contact me if you would like to discuss our
                  preparation of an opinion that conforms to these new
                  rules.<o:p></o:p></p>
                <p class="MsoNormal"> <o:p></o:p></p>
                <p class="MsoNormal"> <o:p></o:p></p>
                <p class="MsoNormal"> <o:p></o:p></p>
                <div>
                  <div style="border:none;border-top:solid #E1E1E1
                    1.0pt;padding:3.0pt 0in 0in 0in">
                    <p class="MsoNormal"><b>From:</b> <a
                        href="mailto:wsbarp-bounces@lists.wsbarppt.com"
                        moz-do-not-send="true">
                        wsbarp-bounces@lists.wsbarppt.com</a> <<a
                        href="mailto:wsbarp-bounces@lists.wsbarppt.com"
                        moz-do-not-send="true">wsbarp-bounces@lists.wsbarppt.com</a>>
                      <b>On Behalf Of </b>Rani K. Sampson<br>
                      <b>Sent:</b> Thursday, December 17, 2020 10:51 AM<br>
                      <b>To:</b> WSBA Real Property Listserv <<a
                        href="mailto:wsbarp@lists.wsbarppt.com"
                        moz-do-not-send="true">wsbarp@lists.wsbarppt.com</a>><br>
                      <b>Subject:</b> Re: [WSBARP] Landlord Question -
                      Next legislative session<o:p></o:p></p>
                  </div>
                </div>
                <p class="MsoNormal"> <o:p></o:p></p>
                <p class="MsoNormal">The long-term consequences of
                  forcing landlords to absorb large financial losses are
                  predictable:  landlords will liquidate their real
                  estate investments (they’ll sell).  Tenants will have
                  much less housing to choose from.  Rental houses will
                  be incredibly hard to find.  The void might be filled
                  by corporate landlords building apartments or
                  government landlords building projects. 
                  <o:p></o:p></p>
                <p class="MsoNormal"> <o:p></o:p></p>
                <p class="MsoNormal">This is very bad for tenants, long
                  term.  The loss of rental housing will affect all of
                  us.<o:p></o:p></p>
                <p class="MsoNormal"> <o:p></o:p></p>
                <div>
                  <p class="MsoNormal"><b><span style="font-size:12.0pt">Rani
                        K. Sampson</span></b><o:p></o:p></p>
                  <p class="MsoNormal"><span style="font-size:12.0pt">Overcast
                      Law Offices | Attorney</span><o:p></o:p></p>
                  <p class="MsoNormal"><span style="font-size:12.0pt">23
                      S Wenatchee Ave #320, Wenatchee WA 98801 | (509)
                      663-5588 x 6</span><o:p></o:p></p>
                </div>
                <p class="MsoNormal"> <o:p></o:p></p>
                <div>
                  <div style="border:none;border-top:solid #E1E1E1
                    1.0pt;padding:3.0pt 0in 0in 0in">
                    <p class="MsoNormal"><b>From:</b> <a
                        href="mailto:wsbarp-bounces@lists.wsbarppt.com"
                        moz-do-not-send="true">
                        wsbarp-bounces@lists.wsbarppt.com</a> <<a
                        href="mailto:wsbarp-bounces@lists.wsbarppt.com"
                        moz-do-not-send="true">wsbarp-bounces@lists.wsbarppt.com</a>>
                      <b>On Behalf Of </b>Kary Krismer<br>
                      <b>Sent:</b> Thursday, December 17, 2020 10:37 AM<br>
                      <b>To:</b> <a
                        href="mailto:wsbarp@lists.wsbarppt.com"
                        moz-do-not-send="true">wsbarp@lists.wsbarppt.com</a><br>
                      <b>Subject:</b> Re: [WSBARP] Landlord Question -
                      Next legislative session<o:p></o:p></p>
                  </div>
                </div>
                <p class="MsoNormal"> <o:p></o:p></p>
                <p>You're generalizing.  The moratorium protects an
                  entire class regardless of their need, at the expense
                  of another class, regardless of their need.  If it
                  were based on economics I'd have little problem with
                  it, but it's not.  Beyond that though, I'm worried
                  about the long term adverse effects on those who
                  actually need the protection.  The moratorium may have
                  given them a false sense of security and lead them to
                  make bad decisions.  Back when I practiced law I did
                  primarily debtor bankruptcy and the moratorium is
                  likely causing people to make decisions that no
                  competent financial planner would ever advise them to
                  make.<o:p></o:p></p>
                <p>Also, you can't even assume someone who rents cannot
                  afford to own.  They may just not wish to own for many
                  different reasons.<o:p></o:p></p>
                <pre>Kary L. Krismer<o:p></o:p></pre>
                <pre>206 723-2148<o:p></o:p></pre>
                <div>
                  <p class="MsoNormal">On 12/17/2020 10:20 AM, Andrew
                    Hay wrote:<o:p></o:p></p>
                </div>
                <blockquote style="margin-top:5.0pt;margin-bottom:5.0pt">
                  <p class="MsoNormal"><span style="color:#1F497D">I
                      will take the pro moratorium position.  Donning my
                      suit of armor at the same time…..</span><o:p></o:p></p>
                  <p class="MsoNormal"><span style="color:#1F497D"> </span><o:p></o:p></p>
                  <p class="MsoNormal"><span style="color:#1F497D">This
                      is a time of great economic pain due to a pandemic
                      unequaled by any health crisis in 100 years.  The
                      moratoriums are a policy protecting the most
                      vulnerable people in the population as a whole –
                      renters.  As a group they are either poor or old
                      or both.  They are people who can’t afford homes
                      due to lack of wealth.</span><o:p></o:p></p>
                  <p class="MsoNormal"> <o:p></o:p></p>
                </blockquote>
                <div id="DAB4FAD8-2DD7-40BB-A1B8-4E2AA1F9FDF2">
                  <p class="MsoNormal" style="margin-bottom:12.0pt"> <o:p></o:p></p>
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                          <p><span style="color:#3D4D5A">This email has
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                  <p class="MsoNormal" style="margin-bottom:12.0pt"> <o:p></o:p></p>
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                <p class="MsoNormal" style="margin-bottom:12.0pt"><o:p> </o:p></p>
                <pre>***Disclaimer: Please note that RPPT listserv participation is not restricted to practicing attorneys and may include non-practicing attorneys, law students, professionals working in related fields, and others.***<o:p></o:p></pre>
                <pre> <o:p></o:p></pre>
                <pre>_______________________________________________<o:p></o:p></pre>
                <pre>WSBARP mailing list<o:p></o:p></pre>
                <pre><a href="mailto:WSBARP@lists.wsbarppt.com" moz-do-not-send="true">WSBARP@lists.wsbarppt.com</a><o:p></o:p></pre>
                <pre><a href="https://na01.safelinks.protection.outlook.com/?url=http%3A%2F%2Fmailman.fsr.com%2Fmailman%2Flistinfo%2Fwsbarp&data=04%7C01%7C%7C3ad32d5fc4764794e46e08d8a2d935b8%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637438401075085687%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C1000&sdata=%2FnWFsbwNtQ9wBg79b8%2FWIJIJZLs3z%2B4emU4cvw4FeJM%3D&reserved=0" moz-do-not-send="true">http://mailman.fsr.com/mailman/listinfo/wsbarp</a><o:p></o:p></pre>
              </blockquote>
              <p class="MsoNormal"> <o:p></o:p></p>
            </div>
            <p class="MsoNormal" style="margin-bottom:12.0pt"><span
                style="font-size:12.0pt;font-family:"Times New
                Roman",serif;color:windowtext"><o:p> </o:p></span></p>
            <pre>***Disclaimer: Please note that RPPT listserv participation is not restricted to practicing attorneys and may include non-practicing attorneys, law students, professionals working in related fields, and others.***<o:p></o:p></pre>
            <pre><o:p> </o:p></pre>
            <pre>_______________________________________________<o:p></o:p></pre>
            <pre>WSBARP mailing list<o:p></o:p></pre>
            <pre><a href="mailto:WSBARP@lists.wsbarppt.com" moz-do-not-send="true">WSBARP@lists.wsbarppt.com</a><o:p></o:p></pre>
            <pre><a href="https://na01.safelinks.protection.outlook.com/?url=http%3A%2F%2Fmailman.fsr.com%2Fmailman%2Flistinfo%2Fwsbarp&data=04%7C01%7C%7C3ad32d5fc4764794e46e08d8a2d935b8%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637438401075085687%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C1000&sdata=%2FnWFsbwNtQ9wBg79b8%2FWIJIJZLs3z%2B4emU4cvw4FeJM%3D&reserved=0" moz-do-not-send="true">http://mailman.fsr.com/mailman/listinfo/wsbarp</a><o:p></o:p></pre>
          </blockquote>
          <p class="MsoNormal"><span
              style="font-size:12.0pt;font-family:"Times New
              Roman",serif;color:windowtext"><o:p> </o:p></span></p>
        </div>
      </div>
      <br>
      <fieldset class="mimeAttachmentHeader"></fieldset>
      <br>
      <pre wrap="">***Disclaimer: Please note that RPPT listserv participation is not restricted to practicing attorneys and may include non-practicing attorneys, law students, professionals working in related fields, and others.***

_______________________________________________
WSBARP mailing list
<a class="moz-txt-link-abbreviated" href="mailto:WSBARP@lists.wsbarppt.com">WSBARP@lists.wsbarppt.com</a>
<a class="moz-txt-link-freetext" href="http://mailman.fsr.com/mailman/listinfo/wsbarp">http://mailman.fsr.com/mailman/listinfo/wsbarp</a></pre>
    </blockquote>
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