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Upon acquisition of ownership, the judgment will automatically attach as a lien to non-homestead real property. </div>
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Often a purchaser chooses not to pay off a prior judgment at the time of closing. A purchaser has the right to delay, sometimes hoping the creditor will never enforce the judgment and eventually the judgment expires as a lien. The judgment creditor usually
has no knowledge that real property has been acquired.</div>
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If there is a purchase money loan, the title company can insure the new purchase-money lien is superior, and remove the judgment as an exception to that loan policy. The judgment will be an exception on the owner's title insurance policy. </div>
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However, the judgment creditor can quickly begin execution proceedings against that property. There is a rule in equity that the creditor is required to first pursue other collection first, resorting to a Sheriff's sale of real property only if required for
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<span>Dwight A. Bickel<br>
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<div>Washington Title Professional<br>
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<div>dwightbickel@hotmail.com<br>
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<div>www.linkedin.com/in/dwightbickel<br>
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<div>http:/www.titleadvisor.com<br>
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<span>206-484-1976</span>
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