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My understanding about the relevant law is that the lien did not attach to the real property prior to the filing of the bankruptcy, because the property was homestead. I presume homestead was formally stated in the bankruptcy petition, without contest that
is now established. See <i>Lien v. Hoffman</i> , 49 Wash. 2d 642 (Div II 1957). I don't remember that issue discussed in a subsequent case. It pre-dates RCW 6.13.090 related to creating a lien upon excess value in homestead property, which was not done in
your case.</div>
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After the Discharge, the creditor is prevented from further enforcing the debt, so the creditor is barred from recording that judgment or other execution procedures. I don't think 11 USC 522 (f) is needed because there is no lien upon the real property, but
if you have difficulty convincing a title company to remove that judgment as an exception to allow a mortgage or a sale, it might be possible to seek that Order confirming there is no lien that would interfere with the homestead exemption. I have not seen
a motion for that Order in these circumstances. </div>
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<span>Dwight A. Bickel<br>
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<div>Washington Title Professional<br>
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<div>dwightbickel@hotmail.com<br>
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<div>www.linkedin.com/in/dwightbickel<br>
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<div>http:/www.titleadvisor.com<br>
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<span>206-484-1976</span>
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