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On 9/23/2020 10:26 AM, <a class="moz-txt-link-abbreviated" href="mailto:rob@hctc.com">rob@hctc.com</a> wrote:<br>
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<p class="MsoNormal"><span style="font-size:14.0pt">Rick is of
course right as always, but my experiences – including
successful litigation with this as the centerpiece with a
six figure result – is that most of the larger banks
(usually through their undereducated and undertrained and
undersupervised staff) often just don’t have any idea what
they are doing. </span></p>
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<p>. . .</p>
<p>I'd agree with that fully if you changed the word "often" to
"usually." Personally I don't think I could handle it if short
sales came back into being a common situation. I had one
transaction where the bank was unduly concerned about how the
bankruptcy trustee was named on each page of the purchase and sale
agreement, and then after we amended the contract to make it to
their liking, their addenda came back with her named in a
different way!<br>
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<p class="MsoNormal"><span style="font-size:14.0pt"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size:14.0pt">I think I
should retire.</span></p>
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<p>I think if short sales become common I'll have no choice but to
retire. But it's not just banks. Within the past year we had an
escrow who could not figure out how to deal with an odd mobile
title elimination problem. It took me less than 24 hours to get
it resolved with DOL. We had a loan originator selected by the
client who couldn't process the loan and we had to contact their
superiors have superiors take over the processing (which they
decided they had to start from scratch with it was so messed up).
And just today I had an experienced agent tell me I didn't have to
present an offer to the seller because the property was under
contract. It gets rather frustrating, making retirement seem very
attractive.<br>
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<pre class="moz-signature" cols="72">Kary L. Krismer
206 723-2148</pre>
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<p class="MsoNormal"><span style="font-size:14.0pt"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size:14.0pt">Rob <o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:14.0pt"><o:p> </o:p></span></p>
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<p class="MsoNormal"
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ideograph-other"><span
style="font-size:14.0pt;position:relative;top:0pt;mso-text-raise:0pt">Robert
D. Wilson-Hoss<o:p></o:p></span></p>
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