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    <p>My thought was it's more that the assignee is that of a party to
      the litigation that lost.  The decision is therefore directly
      binding on them because their rights are no greater than their
      assignor.  <br>
    </p>
    <p>I'm also assuming there was a lis pendens filed, but I'm not even
      sure that would matter.  That would be an alternative theory.<br>
    </p>
    <pre class="moz-signature" cols="72">Kary L. Krismer
206 723-2148</pre>
    <div class="moz-cite-prefix">On 9/11/2020 4:07 PM, Gregory L. Ursich
      wrote:<br>
    </div>
    <blockquote type="cite"
      cite="mid:199DEF1A-D119-45A0-9224-148388A25ECA@insleebest.com">
      <meta http-equiv="Content-Type" content="text/html; charset=UTF-8">
      Craig: Thinking about this more; the judgment is IN REM against
      the property and to quiet title as to the recorded deed of trust,
      regardless of who owns this now. The Deed of trust is gone from
      title for the AP area I assume was legally described in the
      judgment.
      <div>Yes, get another title company to insure the sale. -Greg
        Ursich<br>
        <br>
        <div dir="ltr">Sent from my iPhone</div>
        <div dir="ltr"><br>
          <blockquote type="cite">On Sep 11, 2020, at 1:55 PM, Craig
            Gourley <a class="moz-txt-link-rfc2396E" href="mailto:craig@glgmail.com"><craig@glgmail.com></a> wrote:<br>
            <br>
          </blockquote>
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        <blockquote type="cite">
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              black; text-align: left;">
              It is the title company creating the problem.  I am
              suggesting a new title company.  To me the language of the
              order is pretty clear that the lien is stripped. </div>
            <hr tabindex="-1" style="display:inline-block; width:98%">
            <div id="divRplyFwdMsg" dir="ltr"><font
                style="font-size:11pt" face="Calibri, sans-serif"
                color="#000000"><b>From:</b>
                <a class="moz-txt-link-abbreviated" href="mailto:wsbarp-bounces@lists.wsbarppt.com">wsbarp-bounces@lists.wsbarppt.com</a>
                <a class="moz-txt-link-rfc2396E" href="mailto:wsbarp-bounces@lists.wsbarppt.com"><wsbarp-bounces@lists.wsbarppt.com></a> on behalf of
                Kary Krismer <a class="moz-txt-link-rfc2396E" href="mailto:Krismer@comcast.net"><Krismer@comcast.net></a><br>
                <b>Sent:</b> Friday, September 11, 2020 12:48:34 PM<br>
                <b>To:</b> <a class="moz-txt-link-abbreviated" href="mailto:wsbarp@lists.wsbarppt.com">wsbarp@lists.wsbarppt.com</a>
                <a class="moz-txt-link-rfc2396E" href="mailto:wsbarp@lists.wsbarppt.com"><wsbarp@lists.wsbarppt.com></a><br>
                <b>Subject:</b> Re: [WSBARP] Release of bank lien on
                adverse possession.</font>
              <div> </div>
            </div>
            <div>
              <p>Would a title company remove the exception for the DOT
                on those facts?  Seemingly they could rely on the court
                order rather than needing a release.<br>
              </p>
              <pre class="x_moz-signature" cols="72">Kary L. Krismer
206 723-2148</pre>
              <div class="x_moz-cite-prefix">On 9/11/2020 1:04 PM, Craig
                Gourley wrote:<br>
              </div>
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                  Thank you all. In thus case the AP claim in about 30
                  years old so predates the DOT. We did serve the bank
                  and they are subject to the award of AP. Problem is
                  that the bank sold the loan after the AP award so we
                  have a new "lender" who was not a party. Normally
                  banks do a partial recon and we have no issues. Here
                  the new lender is not a party and won't respond to our
                  communications .
                  <span id="x_ms-outlook-android-cursor"></span><br>
                  <br>
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                      Sent from my Verizon, Samsung Galaxy smartphone<br>
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                    <div dir="auto" style="direction:ltr; margin:0;
                      padding:0; font-family:sans-serif; font-size:11pt;
                      color:black">
                      Get <a href="https://aka.ms/ghei36"
                        moz-do-not-send="true">Outlook for Android</a></div>
                  </span><br>
                </div>
                <hr tabindex="-1" style="display:inline-block;
                  width:98%">
                <div id="x_divRplyFwdMsg" dir="ltr"><font
                    style="font-size:11pt" face="Calibri, sans-serif"
                    color="#000000"><b>From:</b>
                    <a class="x_moz-txt-link-abbreviated"
                      href="mailto:wsbarp-bounces@lists.wsbarppt.com"
                      moz-do-not-send="true">
                      wsbarp-bounces@lists.wsbarppt.com</a> <a
                      class="x_moz-txt-link-rfc2396E"
                      href="mailto:wsbarp-bounces@lists.wsbarppt.com"
                      moz-do-not-send="true">
                      <wsbarp-bounces@lists.wsbarppt.com></a> on
                    behalf of Gregory L. Ursich <a
                      class="x_moz-txt-link-rfc2396E"
                      href="mailto:gursich@insleebest.com"
                      moz-do-not-send="true">
                      <gursich@insleebest.com></a><br>
                    <b>Sent:</b> Friday, September 11, 2020 9:59:36 AM<br>
                    <b>To:</b> WSBA Real Property Listserv <a
                      class="x_moz-txt-link-rfc2396E"
                      href="mailto:wsbarp@lists.wsbarppt.com"
                      moz-do-not-send="true">
                      <wsbarp@lists.wsbarppt.com></a><br>
                    <b>Subject:</b> Re: [WSBARP] Release of bank lien on
                    adverse possession.</font>
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                    <p class="x_x_MsoNormal"><span
                        style="font-size:11.0pt;
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                        color:black">All Lender’s title policies have
                        extended coverage and therefore insurance for AP
                        claims. By suing the lender in the quiet title,
                        they will instantly tender to the title insurer
                        and will get appointed a very reasonable
                        attorney, such as myself, to have the lender
                        stipulate to adverse possession. -Greg</span></p>
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                              <p class="x_x_MsoNormal" style=""><b><span
                                    style="font-size:9.0pt;
                                    font-family:"Calibri",sans-serif;
                                    color:black">Gregory L. Ursich
                                  </span></b><span
                                  style="font-size:9.0pt;
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                                  color:black"></span></p>
                              <p class="x_x_MsoNormal" style=""><span
                                  style="font-size:9.0pt;
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                                  color:black">Shareholder</span></p>
                              <p class="x_x_MsoNormal" style=""><span
                                  style="font-size:9.0pt;
                                  font-family:"Calibri",sans-serif;
                                  color:black">Skyline Tower, Suite 1500
                                  | 10900 NE 4<sup>th</sup> Street |
                                  Bellevue, WA 98004</span></p>
                              <p class="x_x_MsoNormal" style=""><span
                                  style="font-size:9.0pt;
                                  font-family:"Calibri",sans-serif;
                                  color:black">P: 425.450.4258 | F:
                                  425.635.7720</span></p>
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                                    style="font-size:9.0pt;
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                                      href="http://www.insleebest.com/uploads/vcards/gursich.vcf"
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                        <p class="x_x_MsoNormal"><b><span
                              style="font-size:11.0pt;
                              font-family:"Calibri",sans-serif">From:</span></b><span
                            style="font-size:11.0pt;
                            font-family:"Calibri",sans-serif">
                            <a class="x_moz-txt-link-abbreviated"
                              href="mailto:wsbarp-bounces@lists.wsbarppt.com"
                              moz-do-not-send="true">
                              wsbarp-bounces@lists.wsbarppt.com</a> [<a
                              class="x_moz-txt-link-freetext"
                              href="mailto:wsbarp-bounces@lists.wsbarppt.com"
                              moz-do-not-send="true">mailto:wsbarp-bounces@lists.wsbarppt.com</a>]
                            <b>On Behalf Of </b>Kary Krismer<br>
                            <b>Sent:</b> Friday, September 11, 2020 6:04
                            AM<br>
                            <b>To:</b> <a
                              class="x_moz-txt-link-abbreviated"
                              href="mailto:wsbarp@lists.wsbarppt.com"
                              moz-do-not-send="true">
                              wsbarp@lists.wsbarppt.com</a><br>
                            <b>Subject:</b> Re: [WSBARP] Release of bank
                            lien on adverse possession.</span></p>
                      </div>
                    </div>
                    <p class="x_x_MsoNormal"> </p>
                    <p>I'm not sure Doug's issues matter based on zero
                      research and what my wife claims is a
                      <s>questionable</s> faulty memory.  </p>
                    <p>I believe a grantee under a statutory warranty
                      deed would take subject to the AP claim even if
                      the full 10 years had not passed at the time of
                      transfer.  The AP claimant would merely have to
                      wait for the remaining time to pass.  I don't see
                      any reason a grantee of a DEED of trust would be
                      any different.  If the claim of ownership
                      disappears through AP I think it disappears as to
                      anyone with a claim against the property, or at
                      least anyone claiming through the owner against
                      which the period of AP started.</p>
                    <p>Alternatively, if the 10 years had passed at the
                      time of the recording of the DOT then the DOT may
                      have never attached to the portion.  As I recall
                      it's the date of the expiration of 10 years that
                      matters, not the date of the court ruling that the
                      10 years passed.</p>
                    <p>As to Greg's point about title insurance, if the
                      bank has coverage the bank would have little
                      motivation to act and so probably won't act.  But
                      does a lender's policy cover AP, or does it matter
                      when the AP claim 10 year period expired?  I'm
                      pretty sure owner's policies wouldn't cover an
                      owner when the entire period of AP occurred after
                      they took title.</p>
                    <pre>Kary L. Krismer </pre>
                    <pre>206 723-2148</pre>
                    <div>
                      <p class="x_x_MsoNormal">On 9/10/2020 8:02 PM,
                        Doug Owens wrote:</p>
                    </div>
                    <blockquote style="margin-top:5.0pt;
                      margin-bottom:5.0pt">
                      <p class="x_x_MsoNormal">Dear Craig, this is an
                        interesting question.  I have not done any
                        research on the point but it seems to me that
                        the principle behind adverse possession is that
                        the open, notorious and hostile possession for
                        the statutory term should be something that
                        would motivate the person entitled to protect
                        the property interest to take action to eject
                        the trespasser.  Under this principle I ask
                        myself what could the lien holder have done to
                        eliminate the trespass?  And is the lien holder
                        charged with knowledge of the adverse possession
                        such that the lien holder could declare a breach
                        of the deed of trust for the borrower’s failure
                        to protect the title?  On what basis would such
                        knowledge be imputed?  An alternative analysis
                        is that the adverse possessor takes title
                        “subject to” the lien.  At a minimum if the
                        adverse possessor did not serve the lender with
                        the summons and complaint it would seem
                        anomalous that the lien could be invalidated by
                        the award of title through adverse possession.
                         Good luck.  Yours truly, Doug Owens</p>
                      <div>
                        <p class="x_x_MsoNormal"><br>
                          <br>
                        </p>
                        <blockquote style="margin-top:5.0pt;
                          margin-bottom:5.0pt">
                          <div>
                            <p class="x_x_MsoNormal">On Sep 10, 2020, at
                              6:47 PM, Craig Gourley <<a
                                href="mailto:craig@glgmail.com"
                                moz-do-not-send="true">craig@glgmail.com</a>>
                              wrote:</p>
                          </div>
                          <p class="x_x_MsoNormal"> </p>
                          <div>
                            <div>
                              <p class="x_x_MsoNormal"><span
                                  style="font-size:11.0pt;
                                  font-family:"Calibri",sans-serif">Listmates, 
                                  When a party is awarded title to
                                  property by adverse possession is the
                                  lender lien automatically stripped? 
                                  We have an uncooperative lender that
                                  refuses to recon the adversely
                                  possessed parcel and we really don’t
                                  want to file a quiet title over a
                                  planter box.  However, this small
                                  cloud on title is preventing our
                                  clkient’s sale of the property. 
                                  Thoughts?</span></p>
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                              <p class="x_x_MsoNormal"><span
                                  style="font-size:11.0pt;
                                  font-family:"Calibri",sans-serif"> </span></p>
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                            <div>
                              <p class="x_x_MsoNormal"><b><span
                                    style="font-size:14.0pt;
                                    font-family:"Calibri",sans-serif"> </span></b><span
                                  style="font-size:11.0pt;
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                              <p class="x_x_MsoNormal"><b><span
                                    style="font-size:14.0pt;
                                    font-family:"Calibri",sans-serif"> </span></b><span
                                  style="font-size:11.0pt;
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                            </div>
                            <div>
                              <p class="x_x_MsoNormal"><b><span
                                    style="font-size:14.0pt;
                                    font-family:"Calibri",sans-serif"> </span></b><span
                                  style="font-size:11.0pt;
                                  font-family:"Calibri",sans-serif"></span></p>
                            </div>
                            <div>
                              <p class="x_x_MsoNormal"><b><span
                                    style="font-size:14.0pt;
                                    font-family:"Calibri",sans-serif"> </span></b><span
                                  style="font-size:11.0pt;
                                  font-family:"Calibri",sans-serif"></span></p>
                            </div>
                            <div>
                              <p class="x_x_MsoNormal"><b><span
                                    style="font-size:14.0pt;
                                    font-family:"Calibri",sans-serif">Gourley
                                    Law Group</span></b><span
                                  style="font-size:11.0pt;
                                  font-family:"Calibri",sans-serif"></span></p>
                            </div>
                            <div>
                              <p class="x_x_MsoNormal"><b><span
                                    style="font-family:"Calibri",sans-serif">Snohomish
                                    Escrow</span></b><span
                                  style="font-size:11.0pt;
                                  font-family:"Calibri",sans-serif"></span></p>
                            </div>
                            <div>
                              <p class="x_x_MsoNormal"><b><span
                                    style="font-family:"Calibri",sans-serif">The
                                    Exchange Connection</span></b><span
                                  style="font-size:11.0pt;
                                  font-family:"Calibri",sans-serif"></span></p>
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                                    font-family:"Calibri",sans-serif"> </span></b><span
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                            <div>
                              <p class="x_x_MsoNormal"><span
                                  style="font-size:10.0pt;
                                  font-family:"Calibri",sans-serif">1002
                                  10<sup>th</sup><span
                                    class="x_x_apple-converted-space"> </span>Street
                                  / PO Box 1091</span><span
                                  style="font-size:11.0pt;
                                  font-family:"Calibri",sans-serif"></span></p>
                            </div>
                            <div>
                              <p class="x_x_MsoNormal"><span
                                  style="font-size:10.0pt;
                                  font-family:"Calibri",sans-serif">Snohomish,
                                  WA 98291</span><span
                                  style="font-size:11.0pt;
                                  font-family:"Calibri",sans-serif"></span></p>
                            </div>
                            <div>
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                                  style="font-size:10.0pt;
                                  font-family:"Calibri",sans-serif"> </span><span
                                  style="font-size:11.0pt;
                                  font-family:"Calibri",sans-serif"></span></p>
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                            <div>
                              <p class="x_x_MsoNormal"><span
                                  style="font-size:10.0pt;
                                  font-family:"Calibri",sans-serif">360.568.5065</span><span
                                  style="font-size:11.0pt;
                                  font-family:"Calibri",sans-serif"></span></p>
                            </div>
                            <div>
                              <p class="x_x_MsoNormal"><span
                                  style="font-size:10.0pt;
                                  font-family:"Calibri",sans-serif">360.568.8092 
                                  fax</span><span
                                  style="font-size:11.0pt;
                                  font-family:"Calibri",sans-serif"></span></p>
                            </div>
                            <div>
                              <p class="x_x_MsoNormal"><u><span style=""><a
                                      href="mailto:Craig@glgmail.com"
                                      moz-do-not-send="true">Craig@glgmail.com</a></span></u><span
                                  style="font-size:11.0pt;
                                  font-family:"Calibri",sans-serif"></span></p>
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                              <p class="x_x_MsoNormal"><span
                                  style="font-size:9.0pt;
                                  font-family:"Arial",sans-serif;
                                  color:red">Be Aware! Online banking
                                  fraud is on the rise. If you receive
                                  an email containing<span
                                    class="x_x_apple-converted-space"> </span><b>Wire
                                    transfer instructions<span
                                      class="x_x_apple-converted-space"> </span></b>call
                                  us immediately to verify the
                                  information prior to sending any
                                  funds!</span><span
                                  style="font-size:11.0pt;
                                  font-family:"Calibri",sans-serif"></span></p>
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                                font-family:"Helvetica",sans-serif">***Disclaimer:
                                Please note that RPPT listserv
                                participation is not restricted to
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                                and others.***<br>
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_______________________________________________<br>
                                WSBARP mailing list<br>
                              </span><a
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                      </div>
                      <p class="x_x_MsoNormal"><br>
                        <br>
                        <br>
                      </p>
                      <pre>***Disclaimer: Please note that RPPT listserv participation is not restricted to practicing attorneys and may include non-practicing attorneys, law students, professionals working in related fields, and others.***</pre>
                      <pre> </pre>
                      <pre>_______________________________________________</pre>
                      <pre>WSBARP mailing list</pre>
                      <pre><a href="mailto:WSBARP@lists.wsbarppt.com" moz-do-not-send="true">WSBARP@lists.wsbarppt.com</a></pre>
                      <pre><a href="http://mailman.fsr.com/mailman/listinfo/wsbarp" moz-do-not-send="true">http://mailman.fsr.com/mailman/listinfo/wsbarp</a></pre>
                    </blockquote>
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                </div>
                <br>
                <fieldset class="x_mimeAttachmentHeader"></fieldset>
                <pre class="x_moz-quote-pre">***Disclaimer: Please note that RPPT listserv participation is not restricted to practicing attorneys and may include non-practicing attorneys, law students, professionals working in related fields, and others.***

_______________________________________________
WSBARP mailing list
<a class="x_moz-txt-link-abbreviated" href="mailto:WSBARP@lists.wsbarppt.com" moz-do-not-send="true">WSBARP@lists.wsbarppt.com</a>
<a class="x_moz-txt-link-freetext" href="http://mailman.fsr.com/mailman/listinfo/wsbarp" moz-do-not-send="true">http://mailman.fsr.com/mailman/listinfo/wsbarp</a></pre>
              </blockquote>
            </div>
            <span>***Disclaimer: Please note that RPPT listserv
              participation is not restricted to practicing attorneys
              and may include non-practicing attorneys, law students,
              professionals working in related fields, and others.***</span><br>
            <span></span><br>
            <span>_______________________________________________</span><br>
            <span>WSBARP mailing list</span><br>
            <span><a class="moz-txt-link-abbreviated" href="mailto:WSBARP@lists.wsbarppt.com">WSBARP@lists.wsbarppt.com</a></span><br>
            <span><a class="moz-txt-link-freetext" href="http://mailman.fsr.com/mailman/listinfo/wsbarp">http://mailman.fsr.com/mailman/listinfo/wsbarp</a></span></div>
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      <br>
      <fieldset class="mimeAttachmentHeader"></fieldset>
      <pre class="moz-quote-pre" wrap="">***Disclaimer: Please note that RPPT listserv participation is not restricted to practicing attorneys and may include non-practicing attorneys, law students, professionals working in related fields, and others.***

_______________________________________________
WSBARP mailing list
<a class="moz-txt-link-abbreviated" href="mailto:WSBARP@lists.wsbarppt.com">WSBARP@lists.wsbarppt.com</a>
<a class="moz-txt-link-freetext" href="http://mailman.fsr.com/mailman/listinfo/wsbarp">http://mailman.fsr.com/mailman/listinfo/wsbarp</a></pre>
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