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--></style></head><body lang=EN-US link="#0563C1" vlink="#954F72"><div class=WordSection1><p class=MsoNormal><span style='font-size:11.0pt'>Client's brother owns home with one mortgage on it, LTV of about 25%. Clearly there is significant equity. Client recently found out the mortgage is in foreclosure, with the sale date in late July. Client does not know why brother is neither paying mortgage, nor dealing with the foreclosure process; he does not talk about it. Mental health issues are suspect, but those cannot be solved in time to stop the sale.<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt'>Client wants to find out cost to cure, and pay it. And thereafter make ordinary monthly payments on the loan, until she can help her brother get things sorted out. <o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt'>The challenge is that client is not the borrower, and borrower has not asked/authorized lender to work with client. So, my question to the group is: do you think the lender (US Bank) will cooperate to allow a 3<sup>rd</sup> Party to cure the mortgage default? And any suggestions how to get in contact with US Bank to discuss, other than calling in through the 1-800 front door phone lines?<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt'>Thank you for any insights you may have. <o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:10.5pt;color:black'>-- <o:p></o:p></span></p><p class=MsoNormal><b><i><span style='font-size:10.5pt;font-family:"Arial",sans-serif;color:#4D573A'>Erik G Marks</span></i></b><span style='font-size:10.5pt;color:#4D573A'> </span><span style='font-family:"Times New Roman",serif;color:#4D573A'><o:p></o:p></span></p><div><p class=MsoNormal><b><i><span style='font-size:10.0pt;font-family:"Arial",sans-serif;color:#4D573A'>Attorney at Law</span></i></b><span style='font-size:10.0pt;font-family:"Arial",sans-serif;color:#4D573A'> </span><span style='font-size:10.0pt;font-family:"Arial",sans-serif;color:black'><br>2255 Harbor Ave SW</span><span style='font-family:"Times New Roman",serif;color:black'><o:p></o:p></span></p><div><p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial",sans-serif;color:black'>Suite 203</span><span style='font-family:"Times New Roman",serif;color:black'><o:p></o:p></span></p></div><div><p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial",sans-serif;color:black'>Seattle, WA 98126</span><span style='font-family:"Times New Roman",serif;color:black'><o:p></o:p></span></p></div><div><p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial",sans-serif;color:black'><o:p> </o:p></span></p></div></div><p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial",sans-serif;color:black'>office: 206-264-4598 <br>cell: 206-612-8653<br><br></span><u><span style='font-size:10.0pt;font-family:"Arial",sans-serif;color:#0000FE'>erik@egmrealestate.com</span></u><span style='font-size:11.0pt'><o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt'><o:p> </o:p></span></p></div></body></html>