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</o:shapelayout></xml><![endif]--></head><body lang=EN-US link="#0563C1" vlink="#954F72"><div class=WordSection1><p class=MsoNormal>Listmates,<o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>I am preparing to foreclose a water district lien under RCW 57.08.081(4). The initial “pre-sale” title report disclosed a first deed of trust in favor of a private lender from Utah. I wrote them hoping to have them pay the outstanding water bill and add it to the homeowners loan balance. They wrote back saying all lender rights were sold to Wells Fargo Bank, N.A. I then wrote Wells Fargo a similar demand letter but received no response.<o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>In ordering the litigation guarantee (Ig), I provided the Title Company with the private lender’s response letter. The lg still reflects only the private lender and that MERS is the nominee for the Lender and Lender’s Successors and Assign. First question, do I name the private lender, Wells Fargo, both, and MERS? Second, the Secretary of States files show that MERS is inactive as of 09/25/2009. I realize there was a large suit over MERS but thought the matter is resolved. Is there another MERS entity? I assume there is, as the property owner took out the loan in 2011. <o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>Your suggestions would be greatly appreciated.<o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>Jeff Davis<o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal><span style='font-size:10.0pt;font-family:"Tahoma",sans-serif;color:black'>W. Jeff Davis, Esq.<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:10.0pt;font-family:"Tahoma",sans-serif;color:black'>BELL & DAVIS PLLC<br>P.O. Box 510<br>Sequim WA 98382<br>Phone No.:(360) 683.1129 <br>Fax No.: (360) 683.1258 <br>email: <a href="mailto:info@bellanddavispllc.com"><span style='color:blue'>info@bellanddavispllc.com</span></a><br><a href="http://www.bellanddavispllc.com/" target="_blank"><span style='color:blue'>www.bellanddavispllc.com</span></a><br> <br>The information contained in this e-mail message may be privileged, confidential, and protected from disclosure. If you are not the intended recipient, any dissemination, distribution, or copying is strictly prohibited. If you think that you have received this e-mail message in error, please e-mail the sender at <a href="mailto:info@bellanddavispllc.com"><span style='color:blue'>info@bellanddavispllc.com</span></a> or call 360.683.1129</span><span style='font-size:10.0pt;font-family:"Tahoma",sans-serif'><o:p></o:p></span></p><p class=MsoNormal><o:p> </o:p></p></div></body></html>