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Dear Greg, I believe that is nonsense. A deed of trust cannot be “avoided” or eliminated through bankruptcy. Perhaps your clients should attend the creditors’ meeting and talk to the trustee. I hope this is helpful. Yours truly, Doug Owens<br class="">
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<div class="">On Dec 4, 2019, at 12:03 PM, Gregory L. Gilday <<a href="mailto:cole-gilday@stanwoodlaw.net" class="">cole-gilday@stanwoodlaw.net</a>> wrote:</div>
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have some clients who are the beneficiaries on a DOT on a property where the owners/borrowers are currently in Chapter 13. They list my clients in the Plan under the "Non-standard Provisions" section, and state the the DOT will be avoided and the claim will
be paid as a general unsecured claim. Obviously, my clients are not happy with that portion of the Plan, and they are looking for someone to help them through this process. <span class="Apple-converted-space"> </span><br class="">
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Any referrals would be appreciated and passed on to the clients.<span class="Apple-converted-space"> </span><br class="">
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Thank you all,<span class="Apple-converted-space"> </span><br class="">
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<span style="font-size: 16pt;" class="">PLEASE NOTE THAT OUR OFFICE WILL BE CLOSED FROM DECEMBER 21, 2019 UNTIL JANUARY 2, 2020.<span class=""> <span class="Apple-converted-space"> </span></span>HAVE A VERY MERRY CHRISTMAS AND A HAPPY NEW YEAR!</span><span style="font-family: "Baskerville Old Face", serif;" class=""><o:p class=""></o:p></span></div>
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Very Truly Yours,</div>
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Gregory L. Gilday</div>
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Law Office of Cole & Gilday, P.C.</div>
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