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</o:shapelayout></xml><![endif]--></head><body bgcolor=white lang=EN-US link=blue vlink=purple><div class=WordSection1><p class=MsoNormal><span style='font-size:14.0pt;font-family:"Times New Roman","serif"'>One other thought. There are, especially in Mexico, issues about fraudulent sales practices. I investigated for a client who wanted out; I even found, on the internet, that same timeshare, and a copy of their sales strategy from their sales associate training materials with emphasis points about how to, in my opinion, defraud, in the context of those "free gift if you will only listen to our sales pitch" seminars. Armed with this, I went to what was billed as a Mexican governmental agency that addressed such issues, with the hope that they would help the client get out of the deal. <o:p></o:p></span></p><p class=MsoNormal><span style='font-size:14.0pt;font-family:"Times New Roman","serif"'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:14.0pt;font-family:"Times New Roman","serif"'>I think it was four detailed, very compelling (well, I thought they were compelling) letters to the Mexican governmental agency. All were unanswered. All we had left was what I would have taken as a fraud claim if it were in Mason County, but no, this was in Puerta Vallarta, and it would have required a local lawyer and the client just wasn't up for any of that. <o:p></o:p></span></p><p class=MsoNormal><span style='font-size:14.0pt;font-family:"Times New Roman","serif"'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:14.0pt;font-family:"Times New Roman","serif"'>This is not to indict Mexican governmental agencies in general. I have had, as most of us have had, bad experiences with city, county, tribal, state and federal governmental agencies in this country, too. And good experiences, too, of course. <o:p></o:p></span></p><p class=MsoNormal><span style='font-size:14.0pt;font-family:"Times New Roman","serif"'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:14.0pt;font-family:"Times New Roman","serif"'>You may want to take a close look at any possible fraud in the inducement claims. Good luck with that governmental agency. <o:p></o:p></span></p><p class=MsoNormal><span style='font-size:14.0pt;font-family:"Times New Roman","serif"'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:14.0pt;font-family:"Times New Roman","serif"'>Rob<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:14.0pt;font-family:"Times New Roman","serif"'><o:p> </o:p></span></p><div><p class=MsoNormal style='text-autospace:none'><span style='font-size:14.0pt;font-family:"Times New Roman","serif"'>Robert D. Wilson-Hoss <br>Hoss & Wilson-Hoss, LLP <br>236 West Birch Street <br>Shelton, WA 98584 <br>360 426-2999<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:14.0pt;font-family:"Times New Roman","serif"'><a href="www.hossandwilsonhoss.com">www.hossandwilson-hoss.com</a><br><a href="mailto:rob@hctc.com">rob@hctc.com</a></span><o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal style='text-autospace:none'><i><span style='font-family:"Times New Roman","serif"'>This message is intended solely for the use of the addressee and may contain information that is privileged, confidential, and exempt from disclosure under applicable law. If you are not the addressee, you are hereby notified that any use, distribution, or copying of this message is strictly prohibited. If you received this message in error, please notify us by reply e-mail or by telephone (call us collect at the number listed above) and immediately delete this message and any and all of its attachments. Thank you.<o:p></o:p></span></i></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Times New Roman","serif";text-transform:uppercase'>This office does debt collection and this e-mail may be an attempt to collect a debt, Any information obtained will be used for that purpose. </span></b><span style='font-size:10.0pt;font-family:"Times New Roman","serif"'>To the extent the Federal Fair Debt Collection Practices Act (15 U.S.C. § 1692) applies this firm is acting as a debt collector for the condominium/homeowners' association named above to collect a debt owed to it. Any information obtained will be used for collection purposes. You have the right to seek advice of legal counsel.</span><o:p></o:p></p></div><p class=MsoNormal><span style='font-size:14.0pt;font-family:"Times New Roman","serif"'><o:p> </o:p></span></p><div><div style='border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in'><p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>From:</span></b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'> wsbarp-bounces@lists.wsbarppt.com [mailto:wsbarp-bounces@lists.wsbarppt.com] <b>On Behalf Of </b>Wheeler, Doug<br><b>Sent:</b> Wednesday, November 13, 2019 9:03 AM<br><b>To:</b> REALPROP@yahoogroups.com; listserv@lists.wsbarppt.com; wsbarp@lists.wsbarppt.com<br><b>Subject:</b> Re: [WSBARP] [Caution: Message contains Redirect URL content] [REALPROP] need referral<o:p></o:p></span></p></div></div><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal><span style='font-size:12.0pt;color:#1F4E79'>I am not aware of anyone who currently (and legitimately) assists owners in getting out of timeshares in Mexico. And, I haven’t really looked into this for a while. However, here is what I have said to others in the past.<o:p></o:p></span></p><p class=MsoNormal style='margin-left:.5in'><span style='font-size:12.0pt;color:#1F4E79'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;color:#1F4E79'>Generally, once someone buys a timeshare, they own it for the duration of its “life” (for example, if it is a perpetual timeshare, you own it forever; if it only for a stated number of years, you own it for that period). There generally is no formal mechanism to relinquish the timeshare nor is there a legal requirement that the original developer, owners association or timeshare program repurchase a timeshare, and it is usually up to the owner to sell it or otherwise transfer it to someone else. Further, an effective transfer usually requires recording the transfer on the books of the association or timeshare program, which can effectively give them a veto over the transfer or the party to whom it is transferred. <o:p></o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;color:#1F4E79'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;color:#1F4E79'>Nevertheless, the first thing I would recommend is to contact the owners association or timeshare program (unfortunately, there may not be such for a Mexican timeshare, although some larger US timeshare organizations recently have announced programs for relinquishment of their timeshare upon payment of fees – often fairly large fees; for what it’s worth, Vacation Internationale allows any owner who no longer can use or wants their timeshare to relinquish it without charge). <o:p></o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;color:#1F4E79'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;color:#1F4E79'>If a relinquishment or similar program does exist, the organization may have a repurchase program or maintain lists of interested buyers and sellers, and they can tell the owner what will be required to transfer the timeshare to someone else (although I have never heard of such for a Mexican timeshare organization).<o:p></o:p></span></p><p class=MsoNormal style='margin-left:.5in'><span style='font-size:12.0pt;color:#1F4E79'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;color:#1F4E79'>If an owners association or timeshare program does not exist or otherwise cannot help in selling a timeshare, the owner can try to sell it him or herself. A lot of people list timeshares for sale on eBay, Craig's List, and the like. The downside is that it can be very time consuming, may generate a lot of crank responses (or responses from scammers), and it can be difficult to come up with a realistic sale price. One mistake people often make is to assume that their timeshare still holds a lot of value, which unfortunately is seldom true. To try to determine a realistic sale price, one can try searching the Internet for other timeshares for sale in the same resort, program or organization (making sure that it any resales are comparable in terms of size of unit, use period, etc.).<o:p></o:p></span></p><p class=MsoNormal style='margin-left:.5in'><span style='font-size:12.0pt;color:#1F4E79'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;color:#1F4E79'>In any event, if one advertises a timeshare for sale, one will likely get calls from scam timeshare resale or transfer companies. Beware of anyone who wants an up-front fee to help a sell or otherwise get rid of a timeshare – more often than not, it is a scam.<o:p></o:p></span></p><p class=MsoNormal style='margin-left:.5in'><span style='font-size:12.0pt;color:#1F4E79'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;color:#1F4E79'>There are some reputable timeshare resale companies, including SellMyTimeshareNOW.com (probably the leading timeshare reseller at this time, at <a href="http://www.sellmytimesharenow.com">http://www.sellmytimesharenow.com</a>), and TimesharesOnly.com (<a href="http://www.timesharesonly.com">http://www.timesharesonly.com</a>). However, they typically have hundreds or thousands of timeshares listed on their websites at any given time. Other web sites that may be of interest include: RedWeek.com, which has listings for timeshare resales (<a href="http://www.redweek.com/">http://www.redweek.com/</a>), and the Licensed Timeshare Resale Brokers Association (<a href="http://www.licensedtimeshareresalebrokers.org/">http://www.licensedtimeshareresalebrokers.org/</a>). <o:p></o:p></span></p><p class=MsoNormal style='margin-left:.5in'><span style='font-size:12.0pt;color:#1F4E79'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;color:#1F4E79'>In any event, before using any third-party resale company, do a thorough Internet search and beware of anyone who asks for a fee up front.<o:p></o:p></span></p><p class=MsoNormal style='margin-left:.5in'><span style='font-size:12.0pt;color:#1F4E79'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;color:#1F4E79'>Another excellent resource is the website for the American Resort Development Association (the principal timeshare industry organization, better known as ARDA, at <a href="http://www.arda-roc.org">www.arda-roc.org</a>). ARDA has put a lot of effort into providing information on timeshare resales, including tips on how to best go about re-selling a timeshare. You could also check a popular timeshare owners’ bulletin board maintained by Timeshare Users Group at <a href="http://tug2.net/">http://tug2.net/</a>.<o:p></o:p></span></p><p class=MsoNormal style='margin-left:.5in'><span style='font-size:12.0pt;color:#1F4E79'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;color:#1F4E79'>Finally, if an owner just wants to get rid of a timeshare and the owner does not care if the owner gets anything in return, the owner could look into giving it back to the original seller/developer, or the current owners association or timeshare program. They may or may not be willing to take it back, or they might require payment of all current assessments and fees before they are willing to accept the timeshare. <o:p></o:p></span></p><p class=MsoNormal style='margin-left:.5in'><span style='font-size:12.0pt;color:#1F4E79'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;color:#1F4E79'>If all else fails, the owner could try simply mailing a deed for the timeshare to the owners association or timeshare program. They might still try to collect any unpaid dues, fees or assessments, but if only a relatively small amount is owed, it might not be worth their while to try to collect. However, they could bring legal action against the owner and/or file a negative report with the credit reporting agencies, which could harm the owner’s credit. Accordingly, an owner should not undertake this lightly, and make sure the owner understands all the risks before doing so.<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;color:#1F4E79'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;color:#1F4E79'>Finally, as alluded to above, anyone who wants help in selling their timeshare is “never give anyone cash up front to sell your timeshare” and “if it sounds too good to be true, it probably is.”<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;color:#1F4E79'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;color:#1F4E79'>There are a lot of scammers. In particular, beware of any “timeshare exit” individual or team. We have a particularly egregious Timeshare Exit Team operating in Washington. They typically charge thousands of dollars, and very seldom deliver on their promises (in fact, Timeshare Exit Team has been the subject of investigation by the Washington Attorney General’s office, among others).<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;color:#1F4E79'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;color:#1F4E79'>I hope this helps.<o:p></o:p></span></p><p class=MsoNormal><span style='color:#1F4E79'><o:p> </o:p></span></p><div><p class=MsoNormal><b><i><span style='color:black'>Doug Wheeler<o:p></o:p></span></i></b></p><p class=MsoNormal><span style='color:black'>Senior Counsel<o:p></o:p></span></p><p class=MsoNormal><span style='color:black'>VI Resorts<o:p></o:p></span></p><p class=MsoNormal><span style='color:black'>1417 116<sup>th</sup> Avenue NE<o:p></o:p></span></p><p class=MsoNormal><span style='color:black'>Bellevue, WA 98004<o:p></o:p></span></p><p class=MsoNormal><span style='color:black'>Office: (425) 454-3065, Ext. 1309<o:p></o:p></span></p><p class=MsoNormal><span style='color:black'>Cell: (206) 356-8350<o:p></o:p></span></p><p class=MsoNormal><span style='color:black'>Fax: (425) 990-2655<o:p></o:p></span></p><p class=MsoNormal><span style='color:#1F4E79'><a href="mailto:DWheeler@viresorts.com"><span style='color:#0563C1'>DWheeler@viresorts.com</span></a><o:p></o:p></span></p></div><p class=MsoNormal><span style='color:#1F4E79'><o:p> </o:p></span></p><div><div style='border:none;border-top:solid #E1E1E1 1.0pt;padding:3.0pt 0in 0in 0in'><p class=MsoNormal><b>From:</b> REALPROP@yahoogroups.com <REALPROP@yahoogroups.com> <br><b>Sent:</b> November 13, 2019 7:10 AM<br><b>To:</b> realprop@yahoogroups.com; listserv@lists.wsbarppt.com; wsbarp@lists.wsbarppt.com<br><b>Subject:</b> [Caution: Message contains Redirect URL content] [REALPROP] need referral<o:p></o:p></p></div></div><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal> <o:p></o:p></p><div id=ygrp-mlmsg><div id=ygrp-msg><div id=ygrp-text><div><div><div><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Times New Roman","serif";color:black'>Still looking for referral for PC on time share in Mexico. <o:p></o:p></span></p></div><div><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Times New Roman","serif";color:black'><o:p> </o:p></span></p></div></div><div><div><p class=MsoNormal><strong><span style='font-size:18.0pt;font-family:"Calibri","sans-serif";color:blue;background:white'>Theresa E. Dowell</span></strong><span style='font-size:10.0pt;font-family:"Arial","sans-serif";color:black'><o:p></o:p></span></p></div><div><div><div><div><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Times New Roman","serif";color:black'>DOWELL LAW OFFICES</span><span style='font-size:10.0pt;font-family:"Arial","sans-serif";color:black'><o:p></o:p></span></p></div><div><p class=MsoNormal><span style='font-size:10.0pt;font-family:"Times New Roman","serif";color:black'>SUITE 100</span><span style='font-size:10.0pt;font-family:"Arial","sans-serif";color:black'><o:p></o:p></span></p></div><div><p class=MsoNormal style='margin-bottom:12.0pt'><span style='font-size:10.0pt;font-family:"Times New Roman","serif";color:black;background:white'>1400 112TH AVE SE</span><span style='font-size:10.0pt;font-family:"Arial","sans-serif";color:black'><o:p></o:p></span></p></div></div><div><p class=MsoNormal><span style='font-size:10.0pt;font-family:"Times New Roman","serif";color:black;background:white'>BELLEVUE. WA 98004</span><span style='font-size:10.0pt;font-family:"Arial","sans-serif";color:black'><o:p></o:p></span></p></div><div><p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif";color:black'><o:p> </o:p></span></p></div><div><p class=MsoNormal><span style='font-size:10.0pt;font-family:"Engravers MT";color:black;background:white'>Tel: </span><span style='font-size:10.0pt;font-family:"Times New Roman TUR","serif";color:black;background:white'>206-660-1502</span><span style='font-size:10.0pt;font-family:"Arial","sans-serif";color:black'><o:p></o:p></span></p></div><div><p class=MsoNormal style='margin-bottom:12.0pt'><span style='font-size:10.0pt;font-family:"Arial","sans-serif";color:black'><o:p> </o:p></span></p></div></div></div><div><p class=MsoNormal><strong><span style='font-size:10.0pt;font-family:"Times New Roman TUR","serif";color:black;background:white'> EMAIL ADDRESS:</span></strong><span style='font-size:12.0pt;font-family:"Times New Roman TUR","serif";color:black;background:white'> </span><span style='font-size:10.0pt;font-family:"Engravers MT";color:black;background:white'>Email: </span><span style='font-size:10.0pt;font-family:"Arial","sans-serif";color:black;background:white'><a href="mailto:TEEDowell@aol.com" target="_blank">T</a><a href="mailto:EEDowell@aol.com" target="_blank">EEDowell@aol.com</a></span><span style='font-size:10.0pt;font-family:"Arial","sans-serif";color:black'><o:p></o:p></span></p></div><div><p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif";color:black'><o:p> </o:p></span></p></div><div><p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif";color:black'><o:p> </o:p></span></p></div><div><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Arial","sans-serif";color:black'>CONFIDENTIALITY NOTICE: This e-mail message (including attachments) is covered by the Electronic Communications Privacy Act, 18 U.S.C. §§ 2510-2521, and is intended only for the person or entity to which it is addressed and may contain confidential and/or privileged material. Any unauthorized review, use, disclosure dissemination, copying, forwarding or distribution is prohibited. If you are not the intended recipient, please contact the sender by reply e-mail and destroy all copies of the original message.</span><span style='font-size:10.0pt;font-family:"Arial","sans-serif";color:black'><o:p></o:p></span></p></div></div></div></div><div><p class=MsoNormal><span style='color:white'>__._,_.___<o:p></o:p></span></p></div><div style='margin-top:7.5pt' id=fromDMARC><div class=MsoNormal align=center style='text-align:center'><hr size=2 width="100%" noshade style='color:#E3E3E3' align=center></div><p class=MsoNormal>Posted by: "T. Dowell" <<a href="mailto:teedowell@aol.com">teedowell@aol.com</a>> <o:p></o:p></p><div class=MsoNormal align=center style='text-align:center'><hr size=2 width="100%" noshade style='color:#E3E3E3' align=center></div></div><table class=MsoNormalTable border=0 cellspacing=3 cellpadding=0><tr><td style='padding:5.25pt 3.75pt 3.75pt 3.75pt'><p class=MsoNormal style='mso-margin-top-alt:7.5pt;margin-right:0in;margin-bottom:7.5pt;margin-left:0in'><b><span style='font-size:9.0pt;font-family:"Arial","sans-serif";color:#2D50FD'><a href="https://groups.yahoo.com/neo/groups/REALPROP/conversations/messages/38967;_ylc=X3oDMTJxYjM0bXZjBF9TAzk3MzU5NzE0BGdycElkAzEzNjE3MTgEZ3Jwc3BJZAMxNzA1MDA3NzA5BG1zZ0lkAzM4OTY3BHNlYwNmdHIEc2xrA3JwbHkEc3RpbWUDMTU3MzY1NzgzNA--?act=reply&messageNum=38967"><span style='color:#2D50FD;text-decoration:none'>Reply via web post</span></a> <o:p></o:p></span></b></p></td><td style='padding:.75pt .75pt .75pt .75pt'><p class=MsoNormal style='mso-margin-top-alt:7.5pt;margin-right:0in;margin-bottom:7.5pt;margin-left:0in'><span style='color:#2D50FD'>•<o:p></o:p></span></p></td><td style='padding:5.25pt 3.75pt 3.75pt 3.75pt'><p class=MsoNormal style='mso-margin-top-alt:7.5pt;margin-right:0in;margin-bottom:7.5pt;margin-left:0in'><span style='font-size:9.0pt;font-family:"Arial","sans-serif";color:#2D50FD'><a href="mailto:teedowell@aol.com?subject=Re%3A%20need%20referral"><span style='color:#2D50FD;text-decoration:none'>Reply to sender </span></a><o:p></o:p></span></p></td><td style='padding:.75pt .75pt .75pt .75pt'><p class=MsoNormal style='mso-margin-top-alt:7.5pt;margin-right:0in;margin-bottom:7.5pt;margin-left:0in'><span style='color:#2D50FD'>•<o:p></o:p></span></p></td><td style='padding:5.25pt 3.75pt 3.75pt 3.75pt'><p class=MsoNormal style='mso-margin-top-alt:7.5pt;margin-right:0in;margin-bottom:7.5pt;margin-left:0in'><span style='font-size:9.0pt;font-family:"Arial","sans-serif";color:#2D50FD'><a href="mailto:REALPROP@yahoogroups.com?subject=Re%3A%20need%20referral"><span style='color:#2D50FD;text-decoration:none'>Reply to group </span></a><o:p></o:p></span></p></td><td style='padding:.75pt .75pt .75pt .75pt'><p class=MsoNormal style='mso-margin-top-alt:7.5pt;margin-right:0in;margin-bottom:7.5pt;margin-left:0in'><span style='color:#2D50FD'>•<o:p></o:p></span></p></td><td style='padding:5.25pt 3.75pt 3.75pt 3.75pt'><p class=MsoNormal style='mso-margin-top-alt:7.5pt;margin-right:0in;margin-bottom:7.5pt;margin-left:0in'><span style='font-size:9.0pt;font-family:"Arial","sans-serif";color:#2D50FD'><a href="https://groups.yahoo.com/neo/groups/REALPROP/conversations/newtopic;_ylc=X3oDMTJlcjBwbDd0BF9TAzk3MzU5NzE0BGdycElkAzEzNjE3MTgEZ3Jwc3BJZAMxNzA1MDA3NzA5BHNlYwNmdHIEc2xrA250cGMEc3RpbWUDMTU3MzY1NzgzNA--"><span style='color:#2D50FD;text-decoration:none'>Start a New Topic</span></a> <o:p></o:p></span></p></td><td style='padding:.75pt .75pt .75pt .75pt'><p class=MsoNormal style='mso-margin-top-alt:7.5pt;margin-right:0in;margin-bottom:7.5pt;margin-left:0in'><span style='color:#2D50FD'>•<o:p></o:p></span></p></td><td style='padding:5.25pt 3.75pt 3.75pt 3.75pt'><p class=MsoNormal style='mso-margin-top-alt:7.5pt;margin-right:0in;margin-bottom:7.5pt;margin-left:0in'><span style='font-size:9.0pt;font-family:"Arial","sans-serif";color:#2D50FD'><a href="https://groups.yahoo.com/neo/groups/REALPROP/conversations/topics/14274;_ylc=X3oDMTM2ZGIwN2puBF9TAzk3MzU5NzE0BGdycElkAzEzNjE3MTgEZ3Jwc3BJZAMxNzA1MDA3NzA5BG1zZ0lkAzM4OTY3BHNlYwNmdHIEc2xrA3Z0cGMEc3RpbWUDMTU3MzY1NzgzNAR0cGNJZAMxNDI3NA--"><span style='color:#2D50FD;text-decoration:none'>Messages in this topic</span></a> (89) <o:p></o:p></span></p></td></tr></table><div style='margin-bottom:7.5pt' id=ygrp-vital><p class=MsoNormal style='background:#F2F2F2'><b><span style='font-size:7.5pt;font-family:"Verdana","sans-serif";color:#333333;text-transform:uppercase'><a href="https://groups.yahoo.com/neo/groups/REALPROP/info;_ylc=X3oDMTJlc2FtMnJuBF9TAzk3MzU5NzE0BGdycElkAzEzNjE3MTgEZ3Jwc3BJZAMxNzA1MDA3NzA5BHNlYwN2dGwEc2xrA3ZnaHAEc3RpbWUDMTU3MzY1NzgzNA--"><span style='text-decoration:none'>Visit Your Group</span></a></span></b><span style='font-size:7.5pt;font-family:"Verdana","sans-serif";color:black'> </span><span style='font-size:7.5pt;font-family:"Verdana","sans-serif"'><o:p></o:p></span></p></div><div style='margin-top:3.75pt' id=ft><p class=MsoNormal><span style='font-size:8.5pt;font-family:"Arial","sans-serif"'><a href="https://groups.yahoo.com/neo;_ylc=X3oDMTJkNW05ajNrBF9TAzk3NDc2NTkwBGdycElkAzEzNjE3MTgEZ3Jwc3BJZAMxNzA1MDA3NzA5BHNlYwNmdHIEc2xrA2dmcARzdGltZQMxNTczNjU3ODM0"><span style='border:solid windowtext 1.0pt;padding:0in;text-decoration:none'><img border=0 width=101 height=21 id="_x0000_i1027" src="cid:image001.jpg@01D59A03.69EBAD10" alt="Image removed by sender. 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