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<p>I think what you may be remembering is that the Insurance
Commissioner cracked down on title companies giving things to real
estate agents. Not sure it was a change in the law as much a
change of enforcement effort. This upset me greatly because all I
ever got from a title company was a mere hotdog. Little did I
know they were giving things of value away!</p>
<p>I would say that change occurred about 10 years ago. It got to
the point where title companies started charging for cancellation
fees on title policies, practically unheard of before, and $3.50
for an address list of people living in a certain neighborhood.</p>
<p>Somewhat on this topic though, I do remember one office I was
associated with about that same time decided to obtain an in-house
affiliated lender. I remember they were required to have a
separate door, and maybe a separate address, but I don't know the
basis for those requirements or if they were even based on actual
law or fiction.<br>
</p>
<pre class="moz-signature" cols="72">Kary L. Krismer
John L. Scott, Inc.
206 723-2148</pre>
<div class="moz-cite-prefix">On 10/21/2019 9:39 AM, MK Henderson
wrote:<br>
</div>
<blockquote type="cite"
cite="mid:CAPQDcJqSzDPNfWwotjDpRdAGranHRhgqG9Pqvb7xnR2BP81kjg@mail.gmail.com">
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<div class="gmail_default" style="font-size:small">I remembered
the law changed probably many years ago. It was customary for
real estate offices to "refer" clients to an escrow company
and receive a kick back but then the law required notice of
the process. I found the statute by a google search. Also,
there was a CLE years ago about lawyer's acting as real estate
agents and escrow agents and the need to keep the two separate
even though you could do both. It seems like disclosure is
the key. </div>
</div>
<br>
<div class="gmail_quote">
<div dir="ltr" class="gmail_attr">On Mon, Oct 21, 2019 at 9:30
AM Kim Sandher <<a
href="mailto:KSandher@pivotallawgroup.com"
moz-do-not-send="true">KSandher@pivotallawgroup.com</a>>
wrote:<br>
</div>
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0.8ex;border-left:1px solid rgb(204,204,204);padding-left:1ex">
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<div class="gmail-m_-2841048457243014782WordSection1">
<p class="MsoNormal"><span
style="font-size:11pt;font-family:Calibri,sans-serif;color:rgb(31,73,125)">Thank
you! I found that RESPA section 1024.15 requires
disclosure for an affiliated business arrangement, but
can’t find anything specific to disclosing in
Washington authority. Can I assume that’s where you
got the disclosure requirement?</span></p>
<p class="MsoNormal"><span
style="font-size:11pt;font-family:Calibri,sans-serif;color:rgb(31,73,125)"> </span></p>
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<p class="MsoNormal" style="line-height:105%"><span
style="font-size:10pt;line-height:105%;font-family:Calibri,sans-serif;color:rgb(31,73,125)"> </span></p>
</td>
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<p class="MsoNormal"><b><span
style="font-size:11pt;font-family:Tahoma,sans-serif;color:rgb(146,15,5)">Kim
Sandher</span></b><span
style="font-size:10pt;font-family:Tahoma,sans-serif;color:black"><br>
Attorney at Law</span></p>
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<p class="MsoNormal" style="line-height:105%"><span
style="font-size:10pt;line-height:105%;font-family:Calibri,sans-serif;color:rgb(31,73,125)"><img
id="gmail-m_-2841048457243014782Picture_x0020_1"
src="cid:part2.7718DBBC.CC8E8B40@comcast.net"
alt="cid:image001.jpg@01D33B6F.7E8D8990"
class="" width="250" height="90"></span></p>
</td>
<td style="padding:6.75pt 24pt 0in
0in;height:119.25pt" valign="top">
<p class="MsoNormal" style="line-height:105%"><span
style="font-size:10pt;line-height:105%;font-family:Calibri,sans-serif;color:rgb(31,73,125)">IBM
Building<br>
1200 5<sup>th</sup> Avenue, Suite 1217<br>
Seattle, Washington 98101<br>
Telephone 206.340.2008</span></p>
<p class="MsoNormal" style="line-height:105%"><span
style="font-size:10pt;line-height:105%;font-family:Calibri,sans-serif;color:rgb(31,73,125)">Direct
206.805.1490<br>
Facsimile 206.340.1962<br>
<a href="http://www.pivotallawgroup.com/"
target="_blank" moz-do-not-send="true"><span
style="color:rgb(146,15,5)">www.PivotalLawGroup.com</span></a></span></p>
</td>
</tr>
</tbody>
</table>
<p class="MsoNormal"><span
style="font-size:11pt;font-family:Calibri,sans-serif;color:rgb(31,73,125)"> </span></p>
<p class="MsoNormal"><span
style="font-size:11pt;font-family:Calibri,sans-serif;color:rgb(31,73,125)"> </span></p>
<p class="MsoNormal"><b><span
style="font-size:11pt;font-family:Calibri,sans-serif">From:</span></b><span
style="font-size:11pt;font-family:Calibri,sans-serif">
<a href="mailto:wsbarp-bounces@lists.wsbarppt.com"
target="_blank" moz-do-not-send="true">wsbarp-bounces@lists.wsbarppt.com</a>
[mailto:<a
href="mailto:wsbarp-bounces@lists.wsbarppt.com"
target="_blank" moz-do-not-send="true">wsbarp-bounces@lists.wsbarppt.com</a>]
<b>On Behalf Of </b>MK Henderson<br>
<b>Sent:</b> Saturday, October 19, 2019 6:47 AM<br>
<b>To:</b> WSBA Real Property Listserv <<a
href="mailto:wsbarp@lists.wsbarppt.com"
target="_blank" moz-do-not-send="true">wsbarp@lists.wsbarppt.com</a>><br>
<b>Subject:</b> Re: [WSBARP] Can Realtor Have "In
House" Title/Escrow Company?</span></p>
<p class="MsoNormal"> </p>
<p class="MsoNormal">Look at RCW 18.44.305. The agent must
disclose the relationship and party may chose to close
with another company. If they are being required to use
in house title/escrow that is wrong. <br>
<br>
On Friday, October 18, 2019, Kim Sandher <<a
href="mailto:KSandher@pivotallawgroup.com"
target="_blank" moz-do-not-send="true">KSandher@pivotallawgroup.com</a>>
wrote:</p>
<blockquote
style="border-top:none;border-right:none;border-bottom:none;border-left:1pt
solid rgb(204,204,204);padding:0in 0in 0in
6pt;margin-left:4.8pt;margin-right:0in">
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<div>
<p class="MsoNormal">Hi All,
</p>
<p class="MsoNormal"> </p>
<p class="MsoNormal">Would anyone be able to point
me to any legal authority that says whether a
realtor can or cannot own an “in house”
title/escrow company?</p>
<p class="MsoNormal"> </p>
<p class="MsoNormal">Thank you in advance!</p>
<p class="MsoNormal">Kim
</p>
<p class="MsoNormal"> </p>
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valign="top">
<p class="MsoNormal"
style="line-height:105%">
<span
style="font-size:10pt;line-height:105%;color:rgb(31,73,125)"> </span></p>
</td>
</tr>
</tbody>
</table>
<p class="MsoNormal"><b><span
style="font-family:Tahoma,sans-serif;color:rgb(146,15,5)">Kim
Sandher</span></b><span
style="font-size:10pt;font-family:Tahoma,sans-serif;color:black"><br>
Attorney at Law</span></p>
<table cellspacing="0" cellpadding="0" border="0">
<tbody>
<tr style="height:119.25pt">
<td style="padding:0in 24pt 0in
0in;height:119.25pt" valign="top">
<p class="MsoNormal"
style="line-height:105%">
<span
style="font-size:10pt;line-height:105%;color:rgb(31,73,125)"><img
id="gmail-m_-2841048457243014782_x0000_i1025"
src="cid:part2.7718DBBC.CC8E8B40@comcast.net"
alt="cid:image001.jpg@01D33B6F.7E8D8990" class="" width="250"
height="90" border="0"></span></p>
</td>
<td style="padding:6.75pt 24pt 0in
0in;height:119.25pt" valign="top">
<p class="MsoNormal"
style="line-height:105%">
<span
style="font-size:10pt;line-height:105%;color:rgb(31,73,125)">IBM
Building<br>
1200 5<sup>th</sup> Avenue, Suite 1217<br>
Seattle, Washington 98101<br>
Telephone 206.340.2008</span></p>
<p class="MsoNormal"
style="line-height:105%">
<span
style="font-size:10pt;line-height:105%;color:rgb(31,73,125)">Direct
206.805.1490<br>
Facsimile 206.340.1962<br>
<a
href="http://www.pivotallawgroup.com/"
target="_blank" moz-do-not-send="true"><span
style="color:rgb(146,15,5)">www.PivotalLawGroup.com</span></a></span></p>
</td>
</tr>
</tbody>
</table>
<p class="MsoNormal"> </p>
<p class="MsoNormal"> </p>
</div>
</div>
</blockquote>
<p class="MsoNormal"><br>
<br>
-- </p>
<div>
<p class="MsoNormal">Mary K. Henderson</p>
<div>
<p class="MsoNormal">Henderson Law Office PLLC<br>
1123 Maple Ave SW, Suite 225</p>
</div>
<div>
<p class="MsoNormal">Renton, WA 98057</p>
</div>
<div>
<p class="MsoNormal">206-650-2472</p>
</div>
</div>
<p class="MsoNormal"> </p>
</div>
</div>
***Disclaimer: Please note that RPPT listserv participation is
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rel="noreferrer" target="_blank" moz-do-not-send="true">http://mailman.fsr.com/mailman/listinfo/wsbarp</a></blockquote>
</div>
<br clear="all">
<div><br>
</div>
-- <br>
<div dir="ltr" class="gmail_signature">
<div dir="ltr">Mary K. Henderson
<div>Henderson Law Office PLLC<br>
1123 Maple Ave SW, Suite 225</div>
<div>Renton, WA 98057</div>
<div>206-650-2472</div>
</div>
</div>
<br>
<fieldset class="mimeAttachmentHeader"></fieldset>
<pre class="moz-quote-pre" wrap="">***Disclaimer: Please note that RPPT listserv participation is not restricted to practicing attorneys and may include non-practicing attorneys, law students, professionals working in related fields, and others.***
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