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        font-size:12.0pt;
        font-family:"Times New Roman",serif;}
p.Normal--NO6pointafter, li.Normal--NO6pointafter, div.Normal--NO6pointafter
        {mso-style-name:"Normal--NO 6 point after";
        margin:0in;
        margin-bottom:.0001pt;
        font-size:12.0pt;
        font-family:"Times New Roman",serif;}
p.CUSTOM--EMNumberList--1, li.CUSTOM--EMNumberList--1, div.CUSTOM--EMNumberList--1
        {mso-style-name:"CUSTOM--EM Number List--1";
        margin-top:6.0pt;
        margin-right:0in;
        margin-bottom:6.0pt;
        margin-left:.5in;
        text-indent:-.25in;
        mso-list:l6 level1 lfo16;
        font-size:12.0pt;
        font-family:"Times New Roman",serif;}
p.CUSTOM--EMNumberList--2, li.CUSTOM--EMNumberList--2, div.CUSTOM--EMNumberList--2
        {mso-style-name:"CUSTOM--EM Number List--2";
        margin-top:6.0pt;
        margin-right:0in;
        margin-bottom:6.0pt;
        margin-left:1.0in;
        text-indent:-.25in;
        mso-list:l11 level1 lfo17;
        font-size:12.0pt;
        font-family:"Times New Roman",serif;}
p.CUSTOM--EMNumberList--3, li.CUSTOM--EMNumberList--3, div.CUSTOM--EMNumberList--3
        {mso-style-name:"CUSTOM--EM Number List--3";
        margin-top:6.0pt;
        margin-right:0in;
        margin-bottom:6.0pt;
        margin-left:1.0in;
        text-indent:-.25in;
        font-size:12.0pt;
        font-family:"Times New Roman",serif;}
p.msonormal0, li.msonormal0, div.msonormal0
        {mso-style-name:msonormal;
        mso-margin-top-alt:auto;
        margin-right:0in;
        mso-margin-bottom-alt:auto;
        margin-left:0in;
        font-size:12.0pt;
        font-family:"Times New Roman",serif;}
span.QuoteChar
        {mso-style-name:"Quote Char";
        mso-style-priority:29;
        mso-style-link:Quote;
        color:black;
        font-style:italic;}
span.IntenseQuoteChar
        {mso-style-name:"Intense Quote Char";
        mso-style-priority:30;
        mso-style-link:"Intense Quote";
        color:#4F81BD;
        font-weight:bold;
        font-style:italic;}
p.BulletNumber--L1, li.BulletNumber--L1, div.BulletNumber--L1
        {mso-style-name:"Bullet + Number--L1";
        margin-top:0in;
        margin-right:0in;
        margin-bottom:0in;
        margin-left:.5in;
        margin-bottom:.0001pt;
        text-indent:-.25in;
        mso-list:l10 level1 lfo18;
        font-size:12.0pt;
        font-family:"Times New Roman",serif;}
p.BulletNumber--L2, li.BulletNumber--L2, div.BulletNumber--L2
        {mso-style-name:"Bullet + Number--L2";
        margin-top:0in;
        margin-right:0in;
        margin-bottom:0in;
        margin-left:1.0in;
        margin-bottom:.0001pt;
        text-indent:-.25in;
        mso-list:l10 level2 lfo18;
        font-size:12.0pt;
        font-family:"Times New Roman",serif;}
p.BulletNumber--L3, li.BulletNumber--L3, div.BulletNumber--L3
        {mso-style-name:"Bullet + Number--L3";
        margin-top:0in;
        margin-right:0in;
        margin-bottom:0in;
        margin-left:1.5in;
        margin-bottom:.0001pt;
        text-indent:-9.0pt;
        mso-list:l10 level3 lfo18;
        font-size:12.0pt;
        font-family:"Times New Roman",serif;}
p.BulletNumber--L4, li.BulletNumber--L4, div.BulletNumber--L4
        {mso-style-name:"Bullet + Number--L4";
        margin-top:0in;
        margin-right:0in;
        margin-bottom:0in;
        margin-left:2.0in;
        margin-bottom:.0001pt;
        text-indent:-.25in;
        mso-list:l10 level4 lfo18;
        font-size:12.0pt;
        font-family:"Times New Roman",serif;}
p.BulletNumber--L5, li.BulletNumber--L5, div.BulletNumber--L5
        {mso-style-name:"Bullet + Number--L5";
        margin-top:0in;
        margin-right:0in;
        margin-bottom:0in;
        margin-left:2.5in;
        margin-bottom:.0001pt;
        text-indent:-.25in;
        mso-list:l10 level5 lfo18;
        font-size:12.0pt;
        font-family:"Times New Roman",serif;}
p.Bullet--Indent--Start, li.Bullet--Indent--Start, div.Bullet--Indent--Start
        {mso-style-name:Bullet--Indent--Start;
        margin-top:0in;
        margin-right:0in;
        margin-bottom:0in;
        margin-left:.25in;
        margin-bottom:.0001pt;
        text-indent:-.25in;
        mso-list:l12 level1 lfo19;
        font-size:12.0pt;
        font-family:"Times New Roman",serif;}
p.Bullet--Indent--Subpoint1, li.Bullet--Indent--Subpoint1, div.Bullet--Indent--Subpoint1
        {mso-style-name:"Bullet--Indent--Subpoint 1";
        margin-top:0in;
        margin-right:0in;
        margin-bottom:0in;
        margin-left:.75in;
        margin-bottom:.0001pt;
        text-indent:-.25in;
        mso-list:l12 level2 lfo19;
        font-size:12.0pt;
        font-family:"Times New Roman",serif;}
p.Bullet--Indent--Subpoint2, li.Bullet--Indent--Subpoint2, div.Bullet--Indent--Subpoint2
        {mso-style-name:"Bullet--Indent--Subpoint 2";
        margin-top:0in;
        margin-right:0in;
        margin-bottom:0in;
        margin-left:1.25in;
        margin-bottom:.0001pt;
        text-indent:-.25in;
        mso-list:l12 level3 lfo19;
        font-size:12.0pt;
        font-family:"Times New Roman",serif;}
p.Bullet--Indent--Subpoint3, li.Bullet--Indent--Subpoint3, div.Bullet--Indent--Subpoint3
        {mso-style-name:"Bullet--Indent--Subpoint 3";
        margin-top:0in;
        margin-right:0in;
        margin-bottom:0in;
        margin-left:1.75in;
        margin-bottom:.0001pt;
        text-indent:-.25in;
        mso-list:l12 level4 lfo19;
        font-size:12.0pt;
        font-family:"Times New Roman",serif;}
p.Bullet--Underline, li.Bullet--Underline, div.Bullet--Underline
        {mso-style-name:Bullet--Underline;
        margin-top:0in;
        margin-right:0in;
        margin-bottom:6.0pt;
        margin-left:.5in;
        text-indent:-.25in;
        mso-list:l9 level1 lfo20;
        font-size:12.0pt;
        font-family:"Times New Roman",serif;
        text-decoration:underline;}
p.Level3--Subpoint, li.Level3--Subpoint, div.Level3--Subpoint
        {mso-style-name:"Level 3--Subpoint";
        margin-top:0in;
        margin-right:0in;
        margin-bottom:6.0pt;
        margin-left:1.25in;
        text-indent:-.25in;
        mso-list:l1 level5 lfo12;
        font-size:12.0pt;
        font-family:"Times New Roman",serif;}
p.Level3--Subpoint2, li.Level3--Subpoint2, div.Level3--Subpoint2
        {mso-style-name:"Level 3--Subpoint 2";
        margin-top:0in;
        margin-right:0in;
        margin-bottom:6.0pt;
        margin-left:1.5in;
        text-indent:-.25in;
        mso-list:l1 level6 lfo21;
        font-size:12.0pt;
        font-family:"Times New Roman",serif;}
p.Level3--Subpoint3, li.Level3--Subpoint3, div.Level3--Subpoint3
        {mso-style-name:"Level 3--Subpoint 3";
        margin-top:0in;
        margin-right:0in;
        margin-bottom:0in;
        margin-left:1.75in;
        margin-bottom:.0001pt;
        text-indent:-.25in;
        mso-list:l1 level7 lfo21;
        font-size:12.0pt;
        font-family:"Times New Roman",serif;}
p.Bullet, li.Bullet, div.Bullet
        {mso-style-name:Bullet;
        margin-top:0in;
        margin-right:0in;
        margin-bottom:6.0pt;
        margin-left:.5in;
        text-indent:0in;
        mso-list:l8 level1 lfo10;
        font-size:12.0pt;
        font-family:"Times New Roman",serif;}
span.EmailStyle143
        {mso-style-type:personal-compose;
        font-family:"Times New Roman",serif;
        color:windowtext;}
.MsoChpDefault
        {mso-style-type:export-only;
        font-size:10.0pt;}
@page WordSection1
        {size:8.5in 11.0in;
        margin:1.0in 1.0in 1.0in 1.0in;}
div.WordSection1
        {page:WordSection1;}
/* List Definitions */
@list l0
        {mso-list-id:413549227;
        mso-list-type:hybrid;
        mso-list-template-ids:-3501682 1049125822 -554919368 244770360 -1864485648 -1937968594 -1795265258 67698703 67698713 67698715;}
@list l0:level1
        {mso-level-style-link:"List--Plain 1";
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        margin-left:.75in;
        text-indent:-.25in;}
@list l0:level2
        {mso-level-number-format:alpha-lower;
        mso-level-style-link:"List--Plain 2";
        mso-level-text:"%2\)";
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        margin-left:1.25in;
        text-indent:-.25in;}
@list l0:level3
        {mso-level-number-format:roman-lower;
        mso-level-style-link:"List--Plain 3";
        mso-level-text:"%3\)";
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        margin-left:1.75in;
        text-indent:-9.0pt;}
@list l0:level4
        {mso-level-number-format:bullet;
        mso-level-style-link:"List--Plain--Bullet 1";
        mso-level-text:\F0B7;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        margin-left:2.25in;
        text-indent:-.25in;
        font-family:Symbol;}
@list l0:level5
        {mso-level-number-format:bullet;
        mso-level-style-link:"List--Plain--Bullet 2";
        mso-level-text:-;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        margin-left:2.75in;
        text-indent:-.25in;
        font-family:"Courier New";
        mso-bidi-font-family:"Times New Roman";}
@list l0:level6
        {mso-level-number-format:bullet;
        mso-level-style-link:"List--Plain--Bullet 4";
        mso-level-text:\F0BA;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        margin-left:3.25in;
        text-indent:-9.0pt;
        font-family:Symbol;}
@list l0:level7
        {mso-level-tab-stop:none;
        mso-level-number-position:left;
        margin-left:3.75in;
        text-indent:-.25in;}
@list l0:level8
        {mso-level-number-format:alpha-lower;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        margin-left:4.25in;
        text-indent:-.25in;}
@list l0:level9
        {mso-level-number-format:roman-lower;
        mso-level-tab-stop:none;
        mso-level-number-position:right;
        margin-left:4.75in;
        text-indent:-9.0pt;}
@list l1
        {mso-list-id:459686028;
        mso-list-template-ids:-1765741770;}
@list l1:level1
        {mso-level-text:"%1\)";
        mso-level-tab-stop:.25in;
        mso-level-number-position:left;
        margin-left:.25in;
        text-indent:-.25in;}
@list l1:level2
        {mso-level-number-format:alpha-lower;
        mso-level-text:"%2\)";
        mso-level-tab-stop:.5in;
        mso-level-number-position:left;
        margin-left:.5in;
        text-indent:-.25in;}
@list l1:level3
        {mso-level-number-format:roman-lower;
        mso-level-text:"%3\)";
        mso-level-tab-stop:1.0in;
        mso-level-number-position:left;
        margin-left:.75in;
        text-indent:-.25in;}
@list l1:level4
        {mso-level-number-format:bullet;
        mso-level-text:\F0B7;
        mso-level-tab-stop:1.0in;
        mso-level-number-position:left;
        margin-left:1.0in;
        text-indent:-.25in;
        font-family:Symbol;}
@list l1:level5
        {mso-level-number-format:bullet;
        mso-level-text:\F02D;
        mso-level-tab-stop:1.25in;
        mso-level-number-position:left;
        margin-left:1.25in;
        text-indent:-.25in;
        font-family:Symbol;}
@list l1:level6
        {mso-level-number-format:bullet;
        mso-level-style-link:"Level 3--Subpoint 2";
        mso-level-text:\F03D;
        mso-level-tab-stop:1.75in;
        mso-level-number-position:left;
        margin-left:1.5in;
        text-indent:-.25in;
        font-family:Symbol;}
@list l1:level7
        {mso-level-number-format:bullet;
        mso-level-style-link:"Level 3--Subpoint 3";
        mso-level-text:\F0BA;
        mso-level-tab-stop:1.75in;
        mso-level-number-position:left;
        margin-left:1.75in;
        text-indent:-.25in;
        font-family:Symbol;}
@list l1:level8
        {mso-level-number-format:alpha-lower;
        mso-level-tab-stop:2.0in;
        mso-level-number-position:left;
        margin-left:2.0in;
        text-indent:-.25in;}
@list l1:level9
        {mso-level-number-format:roman-lower;
        mso-level-tab-stop:2.5in;
        mso-level-number-position:left;
        margin-left:2.25in;
        text-indent:-.25in;}
@list l2
        {mso-list-id:517504162;
        mso-list-template-ids:-2039714422;}
@list l2:level1
        {mso-level-number-format:bullet;
        mso-level-style-link:Bullet--Indent--Red--Start;
        mso-level-text:\F0B7;
        mso-level-tab-stop:.25in;
        mso-level-number-position:left;
        text-indent:-.25in;
        font-family:Symbol;}
@list l2:level2
        {mso-level-number-format:bullet;
        mso-level-style-link:"Bullet--Indent--Red--Subpoint 1";
        mso-level-text:-;
        mso-level-tab-stop:.5in;
        mso-level-number-position:left;
        margin-left:.75in;
        text-indent:-.25in;
        font-family:"Courier New";
        mso-bidi-font-family:"Times New Roman";}
@list l2:level3
        {mso-level-number-format:bullet;
        mso-level-style-link:"Bullet--Indent--Red--Subpoint 2";
        mso-level-text:\F03D;
        mso-level-tab-stop:.75in;
        mso-level-number-position:left;
        margin-left:1.0in;
        text-indent:-.25in;
        font-family:Symbol;}
@list l2:level4
        {mso-level-number-format:bullet;
        mso-level-style-link:"Bullet--Indent--Red--Subpoint 3";
        mso-level-text:\F0BA;
        mso-level-tab-stop:1.0in;
        mso-level-number-position:left;
        margin-left:1.25in;
        text-indent:-.25in;
        font-family:Symbol;}
@list l2:level5
        {mso-level-number-format:none;
        mso-level-text:"";
        mso-level-tab-stop:1.25in;
        mso-level-number-position:left;
        margin-left:1.5in;
        text-indent:-.25in;}
@list l2:level6
        {mso-level-number-format:none;
        mso-level-text:"";
        mso-level-tab-stop:1.5in;
        mso-level-number-position:left;
        margin-left:1.75in;
        text-indent:-.25in;}
@list l2:level7
        {mso-level-number-format:none;
        mso-level-text:"";
        mso-level-tab-stop:1.75in;
        mso-level-number-position:left;
        margin-left:2.0in;
        text-indent:-.25in;}
@list l2:level8
        {mso-level-number-format:none;
        mso-level-text:%8;
        mso-level-tab-stop:2.0in;
        mso-level-number-position:left;
        margin-left:2.25in;
        text-indent:-.25in;}
@list l2:level9
        {mso-level-number-format:none;
        mso-level-text:%9;
        mso-level-tab-stop:2.25in;
        mso-level-number-position:left;
        margin-left:2.5in;
        text-indent:-.25in;}
@list l3
        {mso-list-id:618293482;
        mso-list-template-ids:2090269616;}
@list l3:level1
        {mso-level-style-link:"Bullet + Number--A--L1";
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        margin-left:.25in;
        text-indent:-.25in;}
@list l3:level2
        {mso-level-number-format:bullet;
        mso-level-style-link:"Bullet + Number--A--L2";
        mso-level-text:\F0B7;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        margin-left:.5in;
        text-indent:-.25in;
        font-family:Symbol;}
@list l3:level3
        {mso-level-number-format:bullet;
        mso-level-style-link:"Bullet + Number--A--L3";
        mso-level-text:\F02D;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        margin-left:.75in;
        text-indent:-.25in;
        font-family:Symbol;}
@list l3:level4
        {mso-level-number-format:bullet;
        mso-level-style-link:"Bullet + Number--A--L4";
        mso-level-text:\F03D;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        margin-left:1.0in;
        text-indent:-.25in;
        font-family:Symbol;}
@list l3:level5
        {mso-level-number-format:bullet;
        mso-level-style-link:"Bullet + Number--A--L5";
        mso-level-text:\F0BA;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        margin-left:1.25in;
        text-indent:-.25in;
        font-family:Symbol;}
@list l3:level6
        {mso-level-number-format:roman-lower;
        mso-level-tab-stop:none;
        mso-level-number-position:right;
        margin-left:1.5in;
        text-indent:-.25in;}
@list l3:level7
        {mso-level-tab-stop:none;
        mso-level-number-position:left;
        margin-left:1.75in;
        text-indent:-.25in;}
@list l3:level8
        {mso-level-number-format:alpha-lower;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        margin-left:2.0in;
        text-indent:-.25in;}
@list l3:level9
        {mso-level-number-format:roman-lower;
        mso-level-tab-stop:none;
        mso-level-number-position:right;
        margin-left:2.25in;
        text-indent:-.25in;}
@list l4
        {mso-list-id:624386769;
        mso-list-template-ids:1615489974;}
@list l4:level1
        {mso-level-number-format:bullet;
        mso-level-style-link:Bullet--Start;
        mso-level-text:\F0B7;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        margin-left:.25in;
        text-indent:-.25in;
        font-family:Symbol;}
@list l4:level2
        {mso-level-number-format:bullet;
        mso-level-style-link:Bullet--Subpoint;
        mso-level-text:-;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        margin-left:.75in;
        text-indent:-.25in;
        font-family:"Courier New";
        mso-bidi-font-family:"Times New Roman";}
@list l4:level3
        {mso-level-number-format:bullet;
        mso-level-style-link:"Bullet--Subpoint 2";
        mso-level-text:\F03D;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        margin-left:1.25in;
        text-indent:-.25in;
        font-family:Symbol;}
@list l4:level4
        {mso-level-number-format:bullet;
        mso-level-style-link:"Bullet--Subpoint 3";
        mso-level-text:\F0BA;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        margin-left:1.75in;
        text-indent:-.25in;
        font-family:Symbol;}
@list l4:level5
        {mso-level-number-format:bullet;
        mso-level-text:o;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        margin-left:2.25in;
        text-indent:-.25in;
        font-family:"Courier New";}
@list l4:level6
        {mso-level-number-format:bullet;
        mso-level-text:\F0A7;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        margin-left:2.75in;
        text-indent:-.25in;
        font-family:Wingdings;}
@list l4:level7
        {mso-level-number-format:bullet;
        mso-level-text:\F0B7;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        margin-left:3.25in;
        text-indent:-.25in;
        font-family:Symbol;}
@list l4:level8
        {mso-level-number-format:bullet;
        mso-level-text:o;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        margin-left:3.75in;
        text-indent:-.25in;
        font-family:"Courier New";}
@list l4:level9
        {mso-level-number-format:bullet;
        mso-level-text:\F0A7;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        margin-left:4.25in;
        text-indent:-.25in;
        font-family:Wingdings;}
@list l5
        {mso-list-id:626354814;
        mso-list-template-ids:-118054454;}
@list l5:level1
        {mso-level-number-format:bullet;
        mso-level-style-link:Bullet\2014Indent\2014Blue\2014Start;
        mso-level-text:\F0B7;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        text-indent:-.25in;
        font-family:Symbol;}
@list l5:level2
        {mso-level-number-format:bullet;
        mso-level-style-link:"Bullet\2014Indent\2014Blue\2014Subpoint 1";
        mso-level-text:-;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        margin-left:.75in;
        text-indent:-.25in;
        font-family:"Courier New";
        mso-bidi-font-family:"Times New Roman";}
@list l5:level3
        {mso-level-number-format:bullet;
        mso-level-style-link:"Bullet\2014Indent\2014Blue\2014Subpoint 2";
        mso-level-text:\F03D;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        margin-left:1.0in;
        text-indent:-.25in;
        font-family:Symbol;}
@list l5:level4
        {mso-level-number-format:bullet;
        mso-level-style-link:"Bullet\2014Indent\2014Blue\2014Subpoint 3";
        mso-level-text:\F0BA;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        margin-left:1.25in;
        text-indent:-.25in;
        font-family:Symbol;}
@list l5:level5
        {mso-level-number-format:none;
        mso-level-text:"";
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        margin-left:1.5in;
        text-indent:-.25in;}
@list l5:level6
        {mso-level-number-format:none;
        mso-level-text:"";
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        margin-left:1.75in;
        text-indent:-.25in;}
@list l5:level7
        {mso-level-number-format:none;
        mso-level-text:%7;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        margin-left:2.0in;
        text-indent:-.25in;}
@list l5:level8
        {mso-level-number-format:none;
        mso-level-text:%8;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        margin-left:2.25in;
        text-indent:-.25in;}
@list l5:level9
        {mso-level-number-format:none;
        mso-level-text:%9;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        margin-left:2.5in;
        text-indent:-.25in;}
@list l6
        {mso-list-id:649404698;
        mso-list-type:hybrid;
        mso-list-template-ids:-939590366 -277473990 67698713 67698715 67698703 67698713 67698715 67698703 67698713 67698715;}
@list l6:level1
        {mso-level-style-link:"CUSTOM--EM Number List--1";
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        text-indent:-.25in;}
@list l6:level2
        {mso-level-number-format:alpha-lower;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        text-indent:-.25in;}
@list l6:level3
        {mso-level-number-format:roman-lower;
        mso-level-tab-stop:none;
        mso-level-number-position:right;
        text-indent:-9.0pt;}
@list l6:level4
        {mso-level-tab-stop:none;
        mso-level-number-position:left;
        text-indent:-.25in;}
@list l6:level5
        {mso-level-number-format:alpha-lower;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        text-indent:-.25in;}
@list l6:level6
        {mso-level-number-format:roman-lower;
        mso-level-tab-stop:none;
        mso-level-number-position:right;
        text-indent:-9.0pt;}
@list l6:level7
        {mso-level-tab-stop:none;
        mso-level-number-position:left;
        text-indent:-.25in;}
@list l6:level8
        {mso-level-number-format:alpha-lower;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        text-indent:-.25in;}
@list l6:level9
        {mso-level-number-format:roman-lower;
        mso-level-tab-stop:none;
        mso-level-number-position:right;
        text-indent:-9.0pt;}
@list l7
        {mso-list-id:670257929;
        mso-list-template-ids:-91161624;}
@list l7:level1
        {mso-level-number-format:bullet;
        mso-level-style-link:Bullet--Indent--Green--Start;
        mso-level-text:\F0B7;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        text-indent:-.25in;
        font-family:Symbol;}
@list l7:level2
        {mso-level-number-format:bullet;
        mso-level-style-link:"Bullet--Indent--Green--Subpoint 1";
        mso-level-text:-;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        margin-left:.75in;
        text-indent:-.25in;
        font-family:"Courier New";
        mso-bidi-font-family:"Times New Roman";}
@list l7:level3
        {mso-level-number-format:bullet;
        mso-level-style-link:"Bullet--Indent--Green--Subpoint 2";
        mso-level-text:\F03D;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        margin-left:1.0in;
        text-indent:-.25in;
        font-family:Symbol;}
@list l7:level4
        {mso-level-number-format:bullet;
        mso-level-style-link:"Bullet--Indent--Green--Subpoint 3";
        mso-level-text:\F0BA;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        margin-left:1.25in;
        text-indent:-.25in;
        font-family:Symbol;}
@list l7:level5
        {mso-level-number-format:bullet;
        mso-level-text:o;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        margin-left:1.5in;
        text-indent:-.25in;
        font-family:"Courier New";
        mso-bidi-font-family:"Times New Roman";}
@list l7:level6
        {mso-level-number-format:bullet;
        mso-level-text:\F0A7;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        margin-left:1.75in;
        text-indent:-.25in;
        font-family:Wingdings;}
@list l7:level7
        {mso-level-number-format:bullet;
        mso-level-text:\F0B7;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        margin-left:2.0in;
        text-indent:-.25in;
        font-family:Symbol;}
@list l7:level8
        {mso-level-number-format:bullet;
        mso-level-text:o;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        margin-left:2.25in;
        text-indent:-.25in;
        font-family:"Courier New";}
@list l7:level9
        {mso-level-number-format:bullet;
        mso-level-text:\F0A7;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        margin-left:2.5in;
        text-indent:-.25in;
        font-family:Wingdings;}
@list l8
        {mso-list-id:705301757;
        mso-list-template-ids:-360421918;}
@list l8:level1
        {mso-level-number-format:bullet;
        mso-level-style-link:Bullet;
        mso-level-text:\F0B7;
        mso-level-tab-stop:91.8pt;
        mso-level-number-position:left;
        margin-left:73.8pt;
        text-indent:-.25in;
        font-family:Symbol;}
@list l8:level2
        {mso-level-number-format:bullet;
        mso-level-style-link:Bullet--Subpoint;
        mso-level-text:\F02D;
        mso-level-tab-stop:109.8pt;
        mso-level-number-position:left;
        margin-left:91.8pt;
        text-indent:-.25in;
        font-family:Symbol;}
@list l8:level3
        {mso-level-number-format:bullet;
        mso-level-style-link:"Bullet--Subpoint 2";
        mso-level-text:\F03D;
        mso-level-tab-stop:127.8pt;
        mso-level-number-position:left;
        margin-left:109.8pt;
        text-indent:-.25in;
        font-family:Symbol;}
@list l8:level4
        {mso-level-number-format:bullet;
        mso-level-style-link:"Bullet--Subpoint 3";
        mso-level-text:\F0BA;
        mso-level-tab-stop:145.8pt;
        mso-level-number-position:left;
        margin-left:127.8pt;
        text-indent:-.25in;
        font-family:Symbol;}
@list l8:level5
        {mso-level-number-format:bullet;
        mso-level-text:o;
        mso-level-tab-stop:163.8pt;
        mso-level-number-position:left;
        margin-left:145.8pt;
        text-indent:-.25in;
        font-family:"Courier New";}
@list l8:level6
        {mso-level-number-format:bullet;
        mso-level-text:\F0A7;
        mso-level-tab-stop:181.8pt;
        mso-level-number-position:left;
        margin-left:163.8pt;
        text-indent:-.25in;
        font-family:Wingdings;}
@list l8:level7
        {mso-level-number-format:bullet;
        mso-level-text:\F0B7;
        mso-level-tab-stop:199.8pt;
        mso-level-number-position:left;
        margin-left:181.8pt;
        text-indent:-.25in;
        font-family:Symbol;}
@list l8:level8
        {mso-level-number-format:bullet;
        mso-level-text:o;
        mso-level-tab-stop:217.8pt;
        mso-level-number-position:left;
        margin-left:199.8pt;
        text-indent:-.25in;
        font-family:"Courier New";}
@list l8:level9
        {mso-level-number-format:bullet;
        mso-level-text:\F0A7;
        mso-level-tab-stop:235.8pt;
        mso-level-number-position:left;
        margin-left:217.8pt;
        text-indent:-.25in;
        font-family:Wingdings;}
@list l9
        {mso-list-id:1238058623;
        mso-list-template-ids:-725291392;}
@list l9:level1
        {mso-level-number-format:bullet;
        mso-level-style-link:Bullet--Underline;
        mso-level-text:\F0B7;
        mso-level-tab-stop:.5in;
        mso-level-number-position:left;
        text-indent:-.25in;
        font-family:Symbol;
        mso-text-animation:none;
        text-decoration:none;
        text-underline:none;
        text-decoration:none;
        text-line-through:none;}
@list l9:level2
        {mso-level-number-format:bullet;
        mso-level-text:\F02D;
        mso-level-tab-stop:.75in;
        mso-level-number-position:left;
        margin-left:.75in;
        text-indent:-.25in;
        font-family:Symbol;}
@list l9:level3
        {mso-level-number-format:bullet;
        mso-level-text:\F03D;
        mso-level-tab-stop:1.0in;
        mso-level-number-position:left;
        margin-left:1.0in;
        text-indent:-.25in;
        font-family:Symbol;}
@list l9:level4
        {mso-level-number-format:bullet;
        mso-level-text:\F0BA;
        mso-level-tab-stop:1.25in;
        mso-level-number-position:left;
        margin-left:1.25in;
        text-indent:-.25in;
        font-family:Symbol;}
@list l9:level5
        {mso-level-number-format:bullet;
        mso-level-text:o;
        mso-level-tab-stop:163.8pt;
        mso-level-number-position:left;
        margin-left:145.8pt;
        text-indent:-.25in;
        font-family:"Courier New";}
@list l9:level6
        {mso-level-number-format:bullet;
        mso-level-text:\F0A7;
        mso-level-tab-stop:181.8pt;
        mso-level-number-position:left;
        margin-left:163.8pt;
        text-indent:-.25in;
        font-family:Wingdings;}
@list l9:level7
        {mso-level-number-format:bullet;
        mso-level-text:\F0B7;
        mso-level-tab-stop:199.8pt;
        mso-level-number-position:left;
        margin-left:181.8pt;
        text-indent:-.25in;
        font-family:Symbol;}
@list l9:level8
        {mso-level-number-format:bullet;
        mso-level-text:o;
        mso-level-tab-stop:217.8pt;
        mso-level-number-position:left;
        margin-left:199.8pt;
        text-indent:-.25in;
        font-family:"Courier New";}
@list l9:level9
        {mso-level-number-format:bullet;
        mso-level-text:\F0A7;
        mso-level-tab-stop:235.8pt;
        mso-level-number-position:left;
        margin-left:217.8pt;
        text-indent:-.25in;
        font-family:Wingdings;}
@list l10
        {mso-list-id:1356884243;
        mso-list-type:hybrid;
        mso-list-template-ids:472416504 461388948 141475654 -245475544 1731735124 -1784246748 67698715 67698703 67698713 67698715;}
@list l10:level1
        {mso-level-style-link:"Bullet + Number--L1";
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        text-indent:-.25in;}
@list l10:level2
        {mso-level-number-format:bullet;
        mso-level-style-link:"Bullet + Number--L2";
        mso-level-text:\F0B7;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        text-indent:-.25in;
        font-family:Symbol;}
@list l10:level3
        {mso-level-number-format:bullet;
        mso-level-style-link:"Bullet + Number--L3";
        mso-level-text:-;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        text-indent:-9.0pt;
        font-family:"Courier New";
        mso-bidi-font-family:"Times New Roman";}
@list l10:level4
        {mso-level-number-format:bullet;
        mso-level-style-link:"Bullet + Number--L4";
        mso-level-text:\F03D;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        text-indent:-.25in;
        font-family:Symbol;}
@list l10:level5
        {mso-level-number-format:bullet;
        mso-level-style-link:"Bullet + Number--L5";
        mso-level-text:\F0BA;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        text-indent:-.25in;
        font-family:Symbol;}
@list l10:level6
        {mso-level-number-format:roman-lower;
        mso-level-tab-stop:none;
        mso-level-number-position:right;
        text-indent:-9.0pt;}
@list l10:level7
        {mso-level-tab-stop:none;
        mso-level-number-position:left;
        text-indent:-.25in;}
@list l10:level8
        {mso-level-number-format:alpha-lower;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        text-indent:-.25in;}
@list l10:level9
        {mso-level-number-format:roman-lower;
        mso-level-tab-stop:none;
        mso-level-number-position:right;
        text-indent:-9.0pt;}
@list l11
        {mso-list-id:1357267606;
        mso-list-type:hybrid;
        mso-list-template-ids:1800430580 -325417220 67698713 67698715 67698703 67698713 67698715 67698703 67698713 67698715;}
@list l11:level1
        {mso-level-number-format:alpha-lower;
        mso-level-style-link:"CUSTOM--EM Number List--2";
        mso-level-text:"%1\)";
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        margin-left:1.0in;
        text-indent:-.25in;}
@list l11:level2
        {mso-level-number-format:alpha-lower;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        margin-left:1.5in;
        text-indent:-.25in;}
@list l11:level3
        {mso-level-number-format:roman-lower;
        mso-level-tab-stop:none;
        mso-level-number-position:right;
        margin-left:2.0in;
        text-indent:-9.0pt;}
@list l11:level4
        {mso-level-tab-stop:none;
        mso-level-number-position:left;
        margin-left:2.5in;
        text-indent:-.25in;}
@list l11:level5
        {mso-level-number-format:alpha-lower;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        margin-left:3.0in;
        text-indent:-.25in;}
@list l11:level6
        {mso-level-number-format:roman-lower;
        mso-level-tab-stop:none;
        mso-level-number-position:right;
        margin-left:3.5in;
        text-indent:-9.0pt;}
@list l11:level7
        {mso-level-tab-stop:none;
        mso-level-number-position:left;
        margin-left:4.0in;
        text-indent:-.25in;}
@list l11:level8
        {mso-level-number-format:alpha-lower;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        margin-left:4.5in;
        text-indent:-.25in;}
@list l11:level9
        {mso-level-number-format:roman-lower;
        mso-level-tab-stop:none;
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<div class="WordSection1">
<p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt">Hello, Listmates<o:p></o:p></p>
<p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt"><o:p> </o:p></p>
<p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt">I have a client who may need to borrow against their house to close-out a Chapter 13: the 60-month period is ending, they have an arrearage that developed over time as their mortgage payments
 adjusted upwards. Not a large amount needed, their house has a lot of equity now. We’ll have to get court permission, etc. Does anybody have advice about which institutions/lenders might be more accustomed to lending during a 13, or any issues to anticipate?<o:p></o:p></p>
<p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt"><o:p> </o:p></p>
<p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt">Thanks in advance.<o:p></o:p></p>
<p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt"><o:p> </o:p></p>
<p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt">Best Regards,<o:p></o:p></p>
<p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt"><o:p> </o:p></p>
<p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt">Dave Culbertson<o:p></o:p></p>
<p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt"><o:p> </o:p></p>
<p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt"><b>The Law Office of Davisson Culbertson, PLLC</b><o:p></o:p></p>
<p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt"><i>19909 Ballinger Way NE<o:p></o:p></i></p>
<p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt"><i>Shoreline, WA 98102<o:p></o:p></i></p>
<p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt"><i><o:p> </o:p></i></p>
<p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt"><i>Office Line: (425) 252-0300<o:p></o:p></i></p>
<p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt"><i>Cell:  (206) 478-8134<o:p></o:p></i></p>
<p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt"><i>FAX: (866) 867-7796<o:p></o:p></i></p>
<p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt"><i><o:p> </o:p></i></p>
<p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt"><a href="mailto:dculbertson@culbertsonlawoffice.com" target="_blank"><i><span style="color:blue">dculbertson@culbertsonlawoffice.com</span></i></a><o:p></o:p></p>
<p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt"><i><o:p> </o:p></i></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;margin-bottom:0in;margin-bottom:.0001pt">
<o:p> </o:p></p>
<p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt"><o:p> </o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
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